UTI Banking & PSU Debt Fund NAV Today
UTI Banking & PSU Debt Fund NAV is ₹24.18 as of 4 Nov 2026, up 5.73% over 1 year, 1 of 20 in Banking and PSU Fund.
UTI Mutual Fund · Direct Plan, Growth option · NAV from AMFI, updated each business day
NAV
₹24.18
4 Nov 2026
1-year return
+5.73%
Category +4.18%
Category rank (1Y)
1 of 20
Banking and PSU Fund
3-year return
+7.49%
a year, compounded
Returns
| Period | This fund | Category average | Difference | Rank in category |
|---|---|---|---|---|
| 1 month | +0.37% | +0.14% | +0.23 pts | — |
| 6 months | +3.34% | +2.71% | +0.63 pts | — |
| 1 year | +5.73% | +4.18% | +1.55 pts | 1 of 20 |
| 3 years (a year) | +7.49% | +6.99% | +0.50 pts | 1 of 19 |
| 5 years (a year) | +7.81% | +6.28% | +1.53 pts | 1 of 17 |
3- and 5-year figures are compound annual returns; shorter periods are absolute.
NAV history
₹5,000 a month in UTI Banking & PSU Debt Fund
What a monthly SIP started 1, 3 or 5 years ago is worth at the latest NAV.
SIP for 1 year
₹61,738
Invested ₹60,000
XIRR 6.18% a year
SIP for 3 years
₹1,98,914
Invested ₹1,80,000
XIRR 6.9% a year
SIP for 5 years
₹3,59,015
Invested ₹3,00,000
XIRR 7.31% a year
₹1 lakh invested at once
1 year ago
₹1,05,730
3 years ago
₹1,24,195
5 years ago
₹1,45,645
Direct vs Regular plan
The Regular plan pays a distributor commission out of the fund, so the same portfolio returns less. ₹1 lakh over 3 years grew to ₹1,24,058 in Direct and ₹1,23,129 in Regular, a difference of ₹929.
| Period | Direct | Regular | Gap |
|---|---|---|---|
| 1 year | +6.06% | +5.8% | 0.27 pts a year |
| 3 years | +7.45% | +7.18% | 0.27 pts a year |
Month-end NAVs to 30 Sept 2026.
How consistent it has been
1-year periods ahead of the Banking and PSU Fund average
47%
36 rolling 1-year periods, month by month, over 3 years
Worst 1-year return in that time
+5.07%
Year to 29 May 2026
Other Banking and PSU Fund schemes
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| Franklin India Banking & PSU Debt FundFranklin Templeton Mutual Fund | 25.38 | +5.39% | +7.4% | +6.47% |
| Bandhan Banking and PSU Debt FundBandhan Mutual Fund | 27.21 | +5.06% | +7.06% | +6.29% |
| ICICI Prudential Banking and PSU Debt FundICICI Prudential Mutual Fund | 36.54 | +4.56% | +7.06% | +6.58% |
| SBI Banking & PSU Debt FundSBI Mutual Fund | 3,543.84 | +4.35% | +7.1% | +6.17% |
| LIC MF Banking & PSU Debt FundLIC Mutual Fund | 40.15 | +4.31% | +7.21% | +6.29% |
| Kotak Banking and PSU Debt FundKotak Mahindra Mutual Fund | 72.83 | +4.3% | +7.17% | +6.37% |
| ITI Banking & PSU Debt FundITI Mutual Fund | 14.25 | +4.19% | +6.89% | +6.33% |
| Axis Banking and PSU Debt FundAxis Mutual Fund | 2,900.00 | +4.13% | +6.85% | +6.15% |
All Banking and PSU Fund schemes ranked →
Plans and options
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct Plan | Annual IDCW | 13.84 | 140135 |
| Direct Plan | Discontinued Flexi IDCW | 20.83 | 133972 |
| Direct Plan | Discontinued Quarterly IDCW | 17.99 | 126942 |
| Direct Plan | Growth | 24.18 | 126940 |
| Direct Plan | Half yearly IDCW | 16.04 | 141375 |
| Direct Plan | Monthly IDCW | 13.81 | 134026 |
| Regular Plan | Annual IDCW | 13.54 | 140116 |
| Regular Plan | Discontinued Flexi IDCW | 15.89 | 133971 |
| Regular Plan | Discontinued Quarterly IDCW | 16.26 | 126941 |
| Regular Plan | Growth | 23.69 | 126939 |
| Regular Plan | Half yearly IDCW | 15.82 | 139407 |
| Regular Plan | Monthly IDCW | 13.52 | 136110 |
NAVs as of 4 Nov 2026. This page follows the Direct plan, Growth option.
Fund details
- Fund house
- UTI Mutual Fund
- Category
- Banking and PSU Fund
- ISIN
- INF789F015Z6
- AMFI scheme code
- 126940
- NAV history from
- 29 Oct 2021
More schemes from UTI Mutual Fund
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| UTI Silver ETF Fund of FundUTI Mutual Fund | 23.55 | +23.83% | +35.1% | — |
| UTI - Healthcare FundUTI Mutual Fund | 385.78 | +18.15% | +24.8% | +16.89% |
| UTI Gold ETF Fund of FundUTI Mutual Fund | 27.02 | +16.26% | +31.11% | — |
| UTI - Arbitrage FundUTI Mutual Fund | 40.58 | +6.51% | +7.32% | +6.76% |
| UTI Ultra Short Term FundUTI Mutual Fund | 4,952.40 | +6.42% | +7.28% | +6.67% |
| UTI - Money Market FundUTI Mutual Fund | 3,399.01 | +6.31% | +7.33% | +6.79% |
| UTI Ultra Short to Short Term FundUTI Mutual Fund | 3,906.08 | +5.74% | +7.18% | +6.54% |
| UTI - Credit Risk Fund.UTI Mutual Fund | 20.94 | +5.67% | +7.66% | +6.89% |
Frequently asked questions
What is the NAV of UTI Banking & PSU Debt Fund today?
UTI Banking & PSU Debt Fund (Direct Plan, Growth option) has a NAV of ₹24.18 as of 4 Nov 2026, as published by AMFI. NAVs are declared once each business day.
What is the 1-year return of UTI Banking & PSU Debt Fund?
+5.73% over the year to 4 Nov 2026, against an average of +4.18% for Banking and PSU Fund schemes. Past returns do not indicate future returns.
What would a ₹5,000 monthly SIP in UTI Banking & PSU Debt Fund be worth?
₹5,000 invested every month for the last 5 years (₹3,00,000 in total) is worth ₹3,59,015 at the latest NAV, an XIRR of 7.31% a year.
How much more does the Regular plan of UTI Banking & PSU Debt Fund cost?
Over 3 years, ₹1 lakh grew to ₹1,24,058 in the Direct plan and ₹1,23,129 in the Regular plan. The gap is the distributor commission, which the Regular plan pays out of the fund.
Which category is UTI Banking & PSU Debt Fund in?
UTI Banking & PSU Debt Fund is a Banking and PSU Fund scheme from UTI Mutual Fund.
NAVs from AMFI; index levels from NSE. Returns are past performance and do not indicate future returns. For information only; not investment advice.