UTI Floating Interest Rates Fund NAV Today
UTI Floating Interest Rates Fund NAV is ₹1,692.23 as of 4 Nov 2026, up 5.56% over 1 year, 7 of 12 in Floater Fund.
UTI Mutual Fund · Direct Plan, Growth option · NAV from AMFI, updated each business day
NAV
₹1,692.23
4 Nov 2026
1-year return
+5.56%
Category +5.52%
Category rank (1Y)
7 of 12
Floater Fund
3-year return
+7%
a year, compounded
Returns
| Period | This fund | Category average | Difference | Rank in category |
|---|---|---|---|---|
| 1 month | +0.28% | +0.31% | -0.03 pts | — |
| 6 months | +2.89% | +3.09% | -0.20 pts | — |
| 1 year | +5.56% | +5.52% | +0.04 pts | 7 of 12 |
| 3 years (a year) | +7% | +7.57% | -0.57 pts | 12 of 12 |
| 5 years (a year) | +6.34% | +6.8% | -0.46 pts | 12 of 12 |
3- and 5-year figures are compound annual returns; shorter periods are absolute.
NAV history
₹5,000 a month in UTI Floating Interest Rates Fund
What a monthly SIP started 1, 3 or 5 years ago is worth at the latest NAV.
SIP for 1 year
₹61,579
Invested ₹60,000
XIRR 5.61% a year
SIP for 3 years
₹1,97,842
Invested ₹1,80,000
XIRR 6.52% a year
SIP for 5 years
₹3,54,123
Invested ₹3,00,000
XIRR 6.74% a year
₹1 lakh invested at once
1 year ago
₹1,05,560
3 years ago
₹1,22,504
5 years ago
₹1,35,983
Direct vs Regular plan
The Regular plan pays a distributor commission out of the fund, so the same portfolio returns less. ₹1 lakh over 3 years grew to ₹1,22,777 in Direct and ₹1,21,162 in Regular, a difference of ₹1,615.
| Period | Direct | Regular | Gap |
|---|---|---|---|
| 1 year | +6.12% | +5.65% | 0.47 pts a year |
| 3 years | +7.08% | +6.61% | 0.47 pts a year |
Month-end NAVs to 30 Sept 2026.
How consistent it has been
1-year periods ahead of the Floater Fund average
8%
36 rolling 1-year periods, month by month, over 3 years
Worst 1-year return in that time
+5.34%
Year to 29 May 2026
Other Floater Fund schemes
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| Axis Floating Interest Rates FundAxis Mutual Fund | 1,435.94 | +6.64% | +8.5% | +7.27% |
| SBI Floating Interest Rates FundSBI Mutual Fund | 14.53 | +5.92% | +7.37% | +6.71% |
| Franklin India Floating Interest Rates FundFranklin Templeton Mutual Fund | 48.35 | +5.87% | +7.97% | +7.18% |
| Bandhan Floating Interest Rates FundBandhan Mutual Fund | 14.30 | +5.86% | +7.72% | +6.8% |
| ICICI Prudential Floating Interest Rates FundICICI Prudential Mutual Fund | 503.44 | +5.81% | +7.67% | +7.06% |
| Aditya Birla Sun Life Floating Interest Rates FundAditya Birla Sun Life Mutual Fund | 387.43 | +5.68% | +7.36% | +6.83% |
| Tata Floating Interest Rates FundTata Mutual Fund | 14.02 | +5.36% | +7.31% | +6.71% |
| HDFC Floating Interest Rates FundHDFC Mutual Fund | 55.05 | +5.24% | +7.43% | +6.83% |
All Floater Fund schemes ranked →
Plans and options
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct Plan | Annual IDCW | 1,549.10 | 145293 |
| Direct Plan | Flexi IDCW | 1,594.21 | 145291 |
| Direct Plan | Growth | 1,692.23 | 145295 |
| Direct Plan | Half yearly IDCW | 1,542.47 | 145296 |
| Direct Plan | Quarterly IDCW | 1,441.11 | 145290 |
| Regular Plan | Annual IDCW | 1,527.07 | 145289 |
| Regular Plan | Flexi IDCW | 1,469.96 | 145292 |
| Regular Plan | Growth | 1,607.96 | 145287 |
| Regular Plan | Half yearly IDCW | 1,420.07 | 145288 |
| Regular Plan | Quarterly IDCW | 1,302.54 | 145294 |
NAVs as of 4 Nov 2026. This page follows the Direct plan, Growth option.
Fund details
- Fund house
- UTI Mutual Fund
- Category
- Floater Fund
- ISIN
- INF789F1ACX5
- AMFI scheme code
- 145295
- NAV history from
- 29 Oct 2021
More schemes from UTI Mutual Fund
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| UTI Silver ETF Fund of FundUTI Mutual Fund | 23.55 | +23.83% | +35.1% | — |
| UTI - Healthcare FundUTI Mutual Fund | 385.78 | +18.15% | +24.8% | +16.89% |
| UTI Gold ETF Fund of FundUTI Mutual Fund | 27.02 | +16.26% | +31.11% | — |
| UTI - Arbitrage FundUTI Mutual Fund | 40.58 | +6.51% | +7.32% | +6.76% |
| UTI Ultra Short Term FundUTI Mutual Fund | 4,952.40 | +6.42% | +7.28% | +6.67% |
| UTI - Money Market FundUTI Mutual Fund | 3,399.01 | +6.31% | +7.33% | +6.79% |
| UTI Ultra Short to Short Term FundUTI Mutual Fund | 3,906.08 | +5.74% | +7.18% | +6.54% |
| UTI Banking & PSU Debt FundUTI Mutual Fund | 24.18 | +5.73% | +7.49% | +7.81% |
Frequently asked questions
What is the NAV of UTI Floating Interest Rates Fund today?
UTI Floating Interest Rates Fund (Direct Plan, Growth option) has a NAV of ₹1,692.23 as of 4 Nov 2026, as published by AMFI. NAVs are declared once each business day.
What is the 1-year return of UTI Floating Interest Rates Fund?
+5.56% over the year to 4 Nov 2026, against an average of +5.52% for Floater Fund schemes. Past returns do not indicate future returns.
What would a ₹5,000 monthly SIP in UTI Floating Interest Rates Fund be worth?
₹5,000 invested every month for the last 5 years (₹3,00,000 in total) is worth ₹3,54,123 at the latest NAV, an XIRR of 6.74% a year.
How much more does the Regular plan of UTI Floating Interest Rates Fund cost?
Over 3 years, ₹1 lakh grew to ₹1,22,777 in the Direct plan and ₹1,21,162 in the Regular plan. The gap is the distributor commission, which the Regular plan pays out of the fund.
Which category is UTI Floating Interest Rates Fund in?
UTI Floating Interest Rates Fund is a Floater Fund scheme from UTI Mutual Fund.
NAVs from AMFI; index levels from NSE. Returns are past performance and do not indicate future returns. For information only; not investment advice.