UTI - Gilt Fund NAV Today
UTI - Gilt Fund NAV is ₹68.46 as of 4 Nov 2026, up 4.51% over 1 year, 3 of 23 in Gilt Fund.
UTI Mutual Fund · Direct Plan, Growth option · NAV from AMFI, updated each business day
NAV
₹68.46
4 Nov 2026
1-year return
+4.51%
Category +3.24%
Category rank (1Y)
3 of 23
Gilt Fund
3-year return
+6.89%
a year, compounded
Returns
| Period | This fund | Category average | Difference | Rank in category |
|---|---|---|---|---|
| 1 month | +0.64% | +0.64% | +0.00 pts | — |
| 6 months | +1.83% | +2.95% | -1.12 pts | — |
| 1 year | +4.51% | +3.24% | +1.27 pts | 3 of 23 |
| 3 years (a year) | +6.89% | +6.47% | +0.42 pts | 3 of 21 |
| 5 years (a year) | +5.77% | +5.73% | +0.04 pts | 8 of 18 |
3- and 5-year figures are compound annual returns; shorter periods are absolute.
NAV history
₹5,000 a month in UTI - Gilt Fund
What a monthly SIP started 1, 3 or 5 years ago is worth at the latest NAV.
SIP for 1 year
₹61,222
Invested ₹60,000
XIRR 4.33% a year
SIP for 3 years
₹1,94,454
Invested ₹1,80,000
XIRR 5.31% a year
SIP for 5 years
₹3,48,366
Invested ₹3,00,000
XIRR 6.07% a year
₹1 lakh invested at once
1 year ago
₹1,04,510
3 years ago
₹1,22,127
5 years ago
₹1,32,377
Direct vs Regular plan
The Regular plan pays a distributor commission out of the fund, so the same portfolio returns less. ₹1 lakh over 3 years grew to ₹1,20,891 in Direct and ₹1,19,824 in Regular, a difference of ₹1,067.
| Period | Direct | Regular | Gap |
|---|---|---|---|
| 1 year | +4.9% | +4.52% | 0.38 pts a year |
| 3 years | +6.53% | +6.21% | 0.31 pts a year |
Month-end NAVs to 30 Sept 2026.
How consistent it has been
1-year periods ahead of the Gilt Fund average
39%
36 rolling 1-year periods, month by month, over 3 years
Worst 1-year return in that time
+2.18%
Year to 29 May 2026
Other Gilt Fund schemes
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| Bandhan Gilt FundBandhan Mutual Fund | 41.05 | +7.2% | +8.38% | +6.5% |
| Bajaj Finserv Gilt FundBajaj Finserv Mutual Fund | 1,085.60 | +4.66% | — | — |
| Franklin India Gilt FundFranklin Templeton Mutual Fund | 67.59 | +4.3% | +6.29% | +5.35% |
| Axis Gilt FundAxis Mutual Fund | 28.61 | +4.18% | +7.36% | +6.14% |
| SBI Gilt FundSBI Mutual Fund | 73.31 | +4.04% | +6.82% | +6.42% |
| Nippon India Gilt FundNippon India Mutual Fund | 44.48 | +3.54% | +6.59% | +5.7% |
| ICICI Prudential Gilt FundICICI Prudential Mutual Fund | 116.38 | +3.5% | +6.81% | +6.44% |
| Kotak Gilt FundKotak Mahindra Mutual Fund | 111.87 | +3.3% | +5.95% | +5.51% |
All Gilt Fund schemes ranked →
Plans and options
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct Plan | Growth | 68.46 | 120792 |
| Direct Plan | IDCW | 31.68 | 120791 |
| Regular Plan | Discontinued PF Plan Dividend | 26.94 | 102511 |
| Regular Plan | Discontinued PF Plan Growth | 48.94 | 102512 |
| Regular Plan | Discontinued PF Plan Prescribed Date Auto Redemption | 48.97 | 102514 |
| Regular Plan | Growth | 65.82 | 102510 |
| Regular Plan | IDCW | 39.46 | 102509 |
NAVs as of 4 Nov 2026. This page follows the Direct plan, Growth option.
Fund details
- Fund house
- UTI Mutual Fund
- Category
- Gilt Fund
- ISIN
- INF789F01TL5
- AMFI scheme code
- 120792
- NAV history from
- 29 Oct 2021
More schemes from UTI Mutual Fund
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| UTI Silver ETF Fund of FundUTI Mutual Fund | 23.55 | +23.83% | +35.1% | — |
| UTI - Healthcare FundUTI Mutual Fund | 385.78 | +18.15% | +24.8% | +16.89% |
| UTI Gold ETF Fund of FundUTI Mutual Fund | 27.02 | +16.26% | +31.11% | — |
| UTI - Arbitrage FundUTI Mutual Fund | 40.58 | +6.51% | +7.32% | +6.76% |
| UTI Ultra Short Term FundUTI Mutual Fund | 4,952.40 | +6.42% | +7.28% | +6.67% |
| UTI - Money Market FundUTI Mutual Fund | 3,399.01 | +6.31% | +7.33% | +6.79% |
| UTI Ultra Short to Short Term FundUTI Mutual Fund | 3,906.08 | +5.74% | +7.18% | +6.54% |
| UTI Banking & PSU Debt FundUTI Mutual Fund | 24.18 | +5.73% | +7.49% | +7.81% |
Frequently asked questions
What is the NAV of UTI - Gilt Fund today?
UTI - Gilt Fund (Direct Plan, Growth option) has a NAV of ₹68.46 as of 4 Nov 2026, as published by AMFI. NAVs are declared once each business day.
What is the 1-year return of UTI - Gilt Fund?
+4.51% over the year to 4 Nov 2026, against an average of +3.24% for Gilt Fund schemes. Past returns do not indicate future returns.
What would a ₹5,000 monthly SIP in UTI - Gilt Fund be worth?
₹5,000 invested every month for the last 5 years (₹3,00,000 in total) is worth ₹3,48,366 at the latest NAV, an XIRR of 6.07% a year.
How much more does the Regular plan of UTI - Gilt Fund cost?
Over 3 years, ₹1 lakh grew to ₹1,20,891 in the Direct plan and ₹1,19,824 in the Regular plan. The gap is the distributor commission, which the Regular plan pays out of the fund.
Which category is UTI - Gilt Fund in?
UTI - Gilt Fund is a Gilt Fund scheme from UTI Mutual Fund.
NAVs from AMFI; index levels from NSE. Returns are past performance and do not indicate future returns. For information only; not investment advice.