UTI - Liquid Fund NAV Today
UTI - Liquid Fund NAV is ₹469.73 as of 4 Nov 2026, down 89.35% over 1 year, 37 of 37 in Liquid Fund.
UTI Mutual Fund · Direct Plan, Growth option · NAV from AMFI, updated each business day
NAV
₹469.73
4 Nov 2026
1-year return
-89.35%
Category +3.78%
Category rank (1Y)
37 of 37
Liquid Fund
3-year return
-50.36%
a year, compounded
Returns
| Period | This fund | Category average | Difference | Rank in category |
|---|---|---|---|---|
| 1 month | +0.51% | +0.5% | +0.01 pts | — |
| 6 months | -89.67% | +0.85% | -90.52 pts | — |
| 1 year | -89.35% | +3.78% | -93.13 pts | 37 of 37 |
| 3 years (a year) | -50.36% | +5.16% | -55.52 pts | 33 of 33 |
| 5 years (a year) | -32.83% | +5.13% | -37.96 pts | 31 of 31 |
3- and 5-year figures are compound annual returns; shorter periods are absolute.
NAV history
₹5,000 a month in UTI - Liquid Fund
What a monthly SIP started 1, 3 or 5 years ago is worth at the latest NAV.
SIP for 1 year
₹28,933
Invested ₹60,000
XIRR -83.77% a year
SIP for 3 years
₹42,575
Invested ₹1,80,000
XIRR -76.4% a year
SIP for 5 years
₹58,183
Invested ₹3,00,000
XIRR -65.17% a year
₹1 lakh invested at once
1 year ago
₹10,650
3 years ago
₹12,232
5 years ago
₹13,673
Direct vs Regular plan
The Regular plan pays a distributor commission out of the fund, so the same portfolio returns less. ₹1 lakh over 3 years grew to ₹12,233 in Direct and ₹12,200 in Regular, a difference of ₹33.
| Period | Direct | Regular | Gap |
|---|---|---|---|
| 1 year | -89.35% | -89.36% | 0.01 pts a year |
| 3 years | -50.36% | -50.4% | 0.05 pts a year |
Month-end NAVs to 30 Sept 2026.
How consistent it has been
1-year periods ahead of the Liquid Fund average
86%
36 rolling 1-year periods, month by month, over 3 years
Worst 1-year return in that time
-89.36%
Year to 30 Jun 2026
Other Liquid Fund schemes
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| Axis Liquid FundAxis Mutual Fund | 3,188.06 | +6.51% | +6.99% | +6.48% |
| Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund)Sundaram Mutual Fund | 2,532.75 | +6.5% | +6.98% | — |
| Franklin India Liquid FundFranklin Templeton Mutual Fund | 4,308.24 | +6.49% | +6.98% | +6.45% |
| JioBlackRock Liquid FundJio BlackRock Mutual Fund | 1,086.48 | +6.49% | — | — |
| Aditya Birla Sun Life Liquid FundAditya Birla Sun Life Mutual Fund | 462.89 | +6.49% | +6.99% | +6.49% |
| The Wealth Company Liquid FundThe Wealth Company Mutual Fund | 1,069.75 | +6.49% | — | — |
| Nippon India Liquid FundNippon India Mutual Fund | 7,014.46 | +6.48% | +6.96% | +6.46% |
| PGIM India Liquid FundPGIM India Mutual Fund | 373.89 | +6.48% | +6.97% | +6.47% |
All Liquid Fund schemes ranked →
Plans and options
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct Plan | Annual IDCW | 206.58 | 134427 |
| Direct Plan | Daily IDCW (Reinvestment) | 106.53 | 120558 |
| Direct Plan | Flexi IDCW | 170.15 | 141768 |
| Direct Plan | Fortnightly IDCW | 115.94 | 140913 |
| Direct Plan | Growth | 469.73 | 120304 |
| Direct Plan | Half-Yearly IDCW | 161.37 | 140504 |
| Direct Plan | Monthly IDCW | 104.48 | 120794 |
| Direct Plan | Quarterly IDCW | 195.10 | 140024 |
| Direct Plan | Weekly IDCW | 106.83 | 120777 |
| Regular Plan | Annual IDCW | 204.99 | 133973 |
| Regular Plan | Daily IDCW (Reinvestment) | 122.38 | 102010 |
| Regular Plan | Discontinued Growth | 421.87 | 102009 |
| Regular Plan | Discontinued Monthly Dividend | 106.43 | 102008 |
| Regular Plan | Discontinued Periodic Dividend | 114.31 | 102007 |
| Regular Plan | Flexi IDCW | 168.95 | 140517 |
| Regular Plan | Fortnightly IDCW | 115.85 | 139838 |
| Regular Plan | Growth | 464.90 | 102012 |
| Regular Plan | Half-Yearly IDCW | 142.83 | 144475 |
| Regular Plan | Monthly IDCW | 109.31 | 102011 |
| Regular Plan | Quarterly IDCW | 193.56 | 135721 |
| Regular Plan | Weekly IDCW | 105.38 | 102013 |
NAVs as of 4 Nov 2026. This page follows the Direct plan, Growth option.
Fund details
- Fund house
- UTI Mutual Fund
- Category
- Liquid Fund
- ISIN
- INF789F1AD46
- AMFI scheme code
- 120304
- NAV history from
- 31 Oct 2021
More schemes from UTI Mutual Fund
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| UTI Silver ETF Fund of FundUTI Mutual Fund | 23.55 | +23.83% | +35.1% | — |
| UTI - Healthcare FundUTI Mutual Fund | 385.78 | +18.15% | +24.8% | +16.89% |
| UTI Gold ETF Fund of FundUTI Mutual Fund | 27.02 | +16.26% | +31.11% | — |
| UTI - Arbitrage FundUTI Mutual Fund | 40.58 | +6.51% | +7.32% | +6.76% |
| UTI Ultra Short Term FundUTI Mutual Fund | 4,952.40 | +6.42% | +7.28% | +6.67% |
| UTI - Money Market FundUTI Mutual Fund | 3,399.01 | +6.31% | +7.33% | +6.79% |
| UTI Ultra Short to Short Term FundUTI Mutual Fund | 3,906.08 | +5.74% | +7.18% | +6.54% |
| UTI Banking & PSU Debt FundUTI Mutual Fund | 24.18 | +5.73% | +7.49% | +7.81% |
Frequently asked questions
What is the NAV of UTI - Liquid Fund today?
UTI - Liquid Fund (Direct Plan, Growth option) has a NAV of ₹469.73 as of 4 Nov 2026, as published by AMFI. NAVs are declared once each business day.
What is the 1-year return of UTI - Liquid Fund?
-89.35% over the year to 4 Nov 2026, against an average of +3.78% for Liquid Fund schemes. Past returns do not indicate future returns.
What would a ₹5,000 monthly SIP in UTI - Liquid Fund be worth?
₹5,000 invested every month for the last 5 years (₹3,00,000 in total) is worth ₹58,183 at the latest NAV, an XIRR of -65.17% a year.
How much more does the Regular plan of UTI - Liquid Fund cost?
Over 3 years, ₹1 lakh grew to ₹12,233 in the Direct plan and ₹12,200 in the Regular plan. The gap is the distributor commission, which the Regular plan pays out of the fund.
Which category is UTI - Liquid Fund in?
UTI - Liquid Fund is a Liquid Fund scheme from UTI Mutual Fund.
NAVs from AMFI; index levels from NSE. Returns are past performance and do not indicate future returns. For information only; not investment advice.