UTI - Overnight Fund NAV Today
UTI - Overnight Fund NAV is ₹3,801.20 as of 4 Nov 2026, up 5.22% over 1 year, 17 of 36 in Overnight Fund.
UTI Mutual Fund · Direct Plan, Growth option · NAV from AMFI, updated each business day
NAV
₹3,801.20
4 Nov 2026
1-year return
+5.22%
Category +5.18%
Category rank (1Y)
17 of 36
Overnight Fund
3-year return
+6.04%
a year, compounded
Returns
| Period | This fund | Category average | Difference | Rank in category |
|---|---|---|---|---|
| 1 month | +0.49% | +0.5% | -0.01 pts | — |
| 6 months | +2.66% | +2.65% | +0.01 pts | — |
| 1 year | +5.22% | +5.18% | +0.04 pts | 17 of 36 |
| 3 years (a year) | +6.04% | +6.01% | +0.03 pts | 16 of 33 |
| 5 years (a year) | +5.78% | +8.06% | -2.28 pts | 16 of 27 |
3- and 5-year figures are compound annual returns; shorter periods are absolute.
NAV history
₹5,000 a month in UTI - Overnight Fund
What a monthly SIP started 1, 3 or 5 years ago is worth at the latest NAV.
SIP for 1 year
₹61,484
Invested ₹60,000
XIRR 5.26% a year
SIP for 3 years
₹1,95,371
Invested ₹1,80,000
XIRR 5.64% a year
SIP for 5 years
₹3,46,991
Invested ₹3,00,000
XIRR 5.91% a year
₹1 lakh invested at once
1 year ago
₹1,05,220
3 years ago
₹1,19,236
5 years ago
₹1,32,440
Direct vs Regular plan
The Regular plan pays a distributor commission out of the fund, so the same portfolio returns less. ₹1 lakh over 3 years grew to ₹1,19,297 in Direct and ₹1,19,115 in Regular, a difference of ₹182.
| Period | Direct | Regular | Gap |
|---|---|---|---|
| 1 year | +5.26% | +5.2% | 0.06 pts a year |
| 3 years | +6.06% | +6% | 0.05 pts a year |
Month-end NAVs to 30 Sept 2026.
How consistent it has been
1-year periods ahead of the Overnight Fund average
100%
36 rolling 1-year periods, month by month, over 3 years
Worst 1-year return in that time
+5.24%
Year to 30 Oct 2026
Other Overnight Fund schemes
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| Bank Of India Overnight FundBank of India Mutual Fund | 1,412.97 | +5.44% | +6.18% | +5.91% |
| Bajaj Finserv Overnight FundBajaj Finserv Mutual Fund | 1,218.92 | +5.3% | +6.07% | — |
| 360 ONE Overnight Fund360 ONE Mutual Fund | 1,071.73 | +5.27% | — | — |
| Franklin India Overnight FundFranklin Templeton Mutual Fund | 1,448.93 | +5.27% | +6.04% | +5.76% |
| Axis Overnight FundAxis Mutual Fund | 1,470.18 | +5.25% | +6.07% | +5.82% |
| Tata Overnight FundTata Mutual Fund | 1,466.25 | +5.25% | +6.07% | +5.8% |
| Baroda BNP Paribas Overnight FundBaroda BNP Paribas Mutual Fund | 1,458.84 | +5.24% | +6.05% | +5.79% |
| Nippon India Overnight FundNippon India Mutual Fund | 149.19 | +5.23% | +6.06% | +5.81% |
All Overnight Fund schemes ranked →
Plans and options
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct Plan | Daily IDCW | 1,371.66 | 124266 |
| Direct Plan | Growth | 3,801.20 | 120785 |
| Direct Plan | Periodic IDCW | 1,994.92 | 120786 |
| Regular Plan | Daily IDCW | 1,370.86 | 124265 |
| Regular Plan | Growth | 3,757.79 | 100814 |
| Regular Plan | Periodic IDCW | 1,935.88 | 100813 |
NAVs as of 4 Nov 2026. This page follows the Direct plan, Growth option.
Fund details
- Fund house
- UTI Mutual Fund
- Category
- Overnight Fund
- ISIN
- INF789FB1S71
- AMFI scheme code
- 120785
- NAV history from
- 31 Oct 2021
More schemes from UTI Mutual Fund
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| UTI Silver ETF Fund of FundUTI Mutual Fund | 23.55 | +23.83% | +35.1% | — |
| UTI - Healthcare FundUTI Mutual Fund | 385.78 | +18.15% | +24.8% | +16.89% |
| UTI Gold ETF Fund of FundUTI Mutual Fund | 27.02 | +16.26% | +31.11% | — |
| UTI - Arbitrage FundUTI Mutual Fund | 40.58 | +6.51% | +7.32% | +6.76% |
| UTI Ultra Short Term FundUTI Mutual Fund | 4,952.40 | +6.42% | +7.28% | +6.67% |
| UTI - Money Market FundUTI Mutual Fund | 3,399.01 | +6.31% | +7.33% | +6.79% |
| UTI Ultra Short to Short Term FundUTI Mutual Fund | 3,906.08 | +5.74% | +7.18% | +6.54% |
| UTI Banking & PSU Debt FundUTI Mutual Fund | 24.18 | +5.73% | +7.49% | +7.81% |
Frequently asked questions
What is the NAV of UTI - Overnight Fund today?
UTI - Overnight Fund (Direct Plan, Growth option) has a NAV of ₹3,801.20 as of 4 Nov 2026, as published by AMFI. NAVs are declared once each business day.
What is the 1-year return of UTI - Overnight Fund?
+5.22% over the year to 4 Nov 2026, against an average of +5.18% for Overnight Fund schemes. Past returns do not indicate future returns.
What would a ₹5,000 monthly SIP in UTI - Overnight Fund be worth?
₹5,000 invested every month for the last 5 years (₹3,00,000 in total) is worth ₹3,46,991 at the latest NAV, an XIRR of 5.91% a year.
How much more does the Regular plan of UTI - Overnight Fund cost?
Over 3 years, ₹1 lakh grew to ₹1,19,297 in the Direct plan and ₹1,19,115 in the Regular plan. The gap is the distributor commission, which the Regular plan pays out of the fund.
Which category is UTI - Overnight Fund in?
UTI - Overnight Fund is an Overnight Fund scheme from UTI Mutual Fund.
NAVs from AMFI; index levels from NSE. Returns are past performance and do not indicate future returns. For information only; not investment advice.