UTI Retirement Fund NAV Today
UTI Retirement Fund NAV is ₹54.43 as of 4 Nov 2026, up 0.14% over 1 year, 22 of 29 in Retirement Fund.
UTI Mutual Fund · Direct Plan, Growth option · NAV from AMFI, updated each business day
NAV
₹54.43
4 Nov 2026
1-year return
+0.14%
Category +1.2%
Category rank (1Y)
22 of 29
Retirement Fund
3-year return
+9.11%
a year, compounded
Returns
| Period | This fund | Category average | Difference | Rank in category |
|---|---|---|---|---|
| 1 month | +1.58% | +2.11% | -0.53 pts | — |
| 6 months | +1.31% | +2.42% | -1.11 pts | — |
| 1 year | +0.14% | +1.2% | -1.06 pts | 22 of 29 |
| 3 years (a year) | +9.11% | +10.47% | -1.36 pts | 16 of 27 |
| 5 years (a year) | +8.52% | +8.94% | -0.42 pts | 13 of 25 |
3- and 5-year figures are compound annual returns; shorter periods are absolute.
NAV history
₹5,000 a month in UTI Retirement Fund
What a monthly SIP started 1, 3 or 5 years ago is worth at the latest NAV.
SIP for 1 year
₹60,223
Invested ₹60,000
XIRR 0.79% a year
SIP for 3 years
₹1,90,626
Invested ₹1,80,000
XIRR 3.93% a year
SIP for 5 years
₹3,62,511
Invested ₹3,00,000
XIRR 7.7% a year
₹1 lakh invested at once
1 year ago
₹1,00,140
3 years ago
₹1,29,895
5 years ago
₹1,50,504
Direct vs Regular plan
The Regular plan pays a distributor commission out of the fund, so the same portfolio returns less. ₹1 lakh over 3 years grew to ₹1,27,059 in Direct and ₹1,24,771 in Regular, a difference of ₹2,288.
| Period | Direct | Regular | Gap |
|---|---|---|---|
| 1 year | +1% | +0.45% | 0.54 pts a year |
| 3 years | +8.31% | +7.66% | 0.65 pts a year |
Month-end NAVs to 30 Sept 2026.
How consistent it has been
1-year periods ahead of the Retirement Fund average
36%
36 rolling 1-year periods, month by month, over 3 years
Worst 1-year return in that time
-1.61%
Year to 30 Oct 2026
Other Retirement Fund schemes
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| Aditya Birla Sun Life Retirement Fund-The 30s PlanAditya Birla Sun Life Mutual Fund | 25.08 | +10.74% | +17.38% | +12.25% |
| ICICI Prudential Retirement Fund Hybrid Conservative PlanICICI Prudential Mutual Fund | 20.04 | +3.88% | +9.68% | +8.53% |
| Tata Retirement Savings Fund-Progressive PlanTata Mutual Fund | 82.40 | +3.86% | +13.17% | +10.28% |
| ICICI Prudential Retirement Fund Pure Debt PlanICICI Prudential Mutual Fund | 17.23 | +3.84% | +6.52% | +5.91% |
| Tata Retirement Savings Fund-Moderate PlanTata Mutual Fund | 79.97 | +3.56% | +12.49% | +10.14% |
| Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt PlanAditya Birla Sun Life Mutual Fund | 14.96 | +3.16% | +5.85% | +5.05% |
| Tata Retirement Savings Fund-Conservative PlanTata Mutual Fund | 38.58 | +3.07% | +7.88% | +6.62% |
| Aditya Birla Sun Life Retirement Fund-The 50s PlanAditya Birla Sun Life Mutual Fund | 16.69 | +2.85% | +8.22% | +6.95% |
All Retirement Fund schemes ranked →
Plans and options
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct Plan | Growth | 54.43 | 120766 |
| Regular Plan | Growth | 50.08 | 100682 |
NAVs as of 4 Nov 2026. This page follows the Direct plan, Growth option.
Fund details
- Fund house
- UTI Mutual Fund
- Category
- Retirement Fund
- ISIN
- INF789F1AA64
- AMFI scheme code
- 120766
- NAV history from
- 29 Oct 2021
More schemes from UTI Mutual Fund
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| UTI Silver ETF Fund of FundUTI Mutual Fund | 23.55 | +23.83% | +35.1% | — |
| UTI - Healthcare FundUTI Mutual Fund | 385.78 | +18.15% | +24.8% | +16.89% |
| UTI Gold ETF Fund of FundUTI Mutual Fund | 27.02 | +16.26% | +31.11% | — |
| UTI - Arbitrage FundUTI Mutual Fund | 40.58 | +6.51% | +7.32% | +6.76% |
| UTI Ultra Short Term FundUTI Mutual Fund | 4,952.40 | +6.42% | +7.28% | +6.67% |
| UTI - Money Market FundUTI Mutual Fund | 3,399.01 | +6.31% | +7.33% | +6.79% |
| UTI Ultra Short to Short Term FundUTI Mutual Fund | 3,906.08 | +5.74% | +7.18% | +6.54% |
| UTI Banking & PSU Debt FundUTI Mutual Fund | 24.18 | +5.73% | +7.49% | +7.81% |
Frequently asked questions
What is the NAV of UTI Retirement Fund today?
UTI Retirement Fund (Direct Plan, Growth option) has a NAV of ₹54.43 as of 4 Nov 2026, as published by AMFI. NAVs are declared once each business day.
What is the 1-year return of UTI Retirement Fund?
+0.14% over the year to 4 Nov 2026, against an average of +1.2% for Retirement Fund schemes. Past returns do not indicate future returns.
What would a ₹5,000 monthly SIP in UTI Retirement Fund be worth?
₹5,000 invested every month for the last 5 years (₹3,00,000 in total) is worth ₹3,62,511 at the latest NAV, an XIRR of 7.7% a year.
How much more does the Regular plan of UTI Retirement Fund cost?
Over 3 years, ₹1 lakh grew to ₹1,27,059 in the Direct plan and ₹1,24,771 in the Regular plan. The gap is the distributor commission, which the Regular plan pays out of the fund.
Which category is UTI Retirement Fund in?
UTI Retirement Fund is a Retirement Fund scheme from UTI Mutual Fund.
NAVs from AMFI; index levels from NSE. Returns are past performance and do not indicate future returns. For information only; not investment advice.