UTI - Unit Linked Insurance Plan NAV Today
UTI - Unit Linked Insurance Plan NAV is ₹46.67 as of 4 Nov 2026, up 1.61% over 1 year, 16 of 36 in Balanced Advantage Fund.
UTI Mutual Fund · Direct Plan, Growth option · NAV from AMFI, updated each business day
NAV
₹46.67
4 Nov 2026
1-year return
+1.61%
Category +1.08%
Category rank (1Y)
16 of 36
Balanced Advantage Fund
3-year return
+8.41%
a year, compounded
Returns
| Period | This fund | Category average | Difference | Rank in category |
|---|---|---|---|---|
| 1 month | +1.94% | +2.62% | -0.68 pts | — |
| 6 months | +5.67% | +2.67% | +3.00 pts | — |
| 1 year | +1.61% | +1.08% | +0.53 pts | 16 of 36 |
| 3 years (a year) | +8.41% | +10.14% | -1.73 pts | 28 of 30 |
| 5 years (a year) | +6.07% | +8.93% | -2.86 pts | 20 of 20 |
3- and 5-year figures are compound annual returns; shorter periods are absolute.
NAV history
₹5,000 a month in UTI - Unit Linked Insurance Plan
What a monthly SIP started 1, 3 or 5 years ago is worth at the latest NAV.
SIP for 1 year
₹61,741
Invested ₹60,000
XIRR 6.2% a year
SIP for 3 years
₹1,94,256
Invested ₹1,80,000
XIRR 5.24% a year
SIP for 5 years
₹3,55,229
Invested ₹3,00,000
XIRR 6.87% a year
₹1 lakh invested at once
1 year ago
₹1,01,610
3 years ago
₹1,27,411
5 years ago
₹1,34,265
Direct vs Regular plan
The Regular plan pays a distributor commission out of the fund, so the same portfolio returns less. ₹1 lakh over 3 years grew to ₹1,23,728 in Direct and ₹1,21,319 in Regular, a difference of ₹2,409.
| Period | Direct | Regular | Gap |
|---|---|---|---|
| 1 year | +1.49% | +0.89% | 0.59 pts a year |
| 3 years | +7.36% | +6.65% | 0.70 pts a year |
Month-end NAVs to 30 Sept 2026.
How consistent it has been
1-year periods ahead of the Balanced Advantage Fund average
33%
36 rolling 1-year periods, month by month, over 3 years
Worst 1-year return in that time
-2.28%
Year to 31 Mar 2026
Other Balanced Advantage Fund schemes
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| Unifi Dynamic Asset Allocation FundUnifi Mutual Fund | 11.43 | +8.52% | — | — |
| Aditya Birla Sun Life Balanced Advantage FundAditya Birla Sun Life Mutual Fund | 130.09 | +5.85% | +12.61% | +10.23% |
| Edelweiss Balanced Advantage FundEdelweiss Mutual Fund | 61.42 | +4.15% | +11.54% | +9.49% |
| BANDHAN Balanced Advantage FundBandhan Mutual Fund | 29.66 | +3.61% | +10.42% | +8.21% |
| ICICI Prudential Balanced Advantage FundICICI Prudential Mutual Fund | 88.05 | +3.47% | +11.55% | +10.47% |
| Mirae Asset Balanced Advantage FundMirae Asset Mutual Fund | 15.55 | +3.43% | +11% | — |
| DSP Dynamic Asset Allocation FundDSP Mutual Fund | 33.40 | +3.21% | +11.24% | +8.9% |
| Baroda BNP Paribas Balanced Advantage FundBaroda BNP Paribas Mutual Fund | 28.21 | +3.09% | +12.82% | +10.7% |
All Balanced Advantage Fund schemes ranked →
Plans and options
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct Plan | Growth | 46.67 | 120784 |
| Regular Plan | Growth | 42.81 | 100646 |
NAVs as of 4 Nov 2026. This page follows the Direct plan, Growth option.
Fund details
- Fund house
- UTI Mutual Fund
- Category
- Balanced Advantage Fund
- AMFI scheme code
- 120784
- NAV history from
- 29 Oct 2021
More schemes from UTI Mutual Fund
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| UTI Silver ETF Fund of FundUTI Mutual Fund | 23.55 | +23.83% | +35.1% | — |
| UTI - Healthcare FundUTI Mutual Fund | 385.78 | +18.15% | +24.8% | +16.89% |
| UTI Gold ETF Fund of FundUTI Mutual Fund | 27.02 | +16.26% | +31.11% | — |
| UTI - Arbitrage FundUTI Mutual Fund | 40.58 | +6.51% | +7.32% | +6.76% |
| UTI Ultra Short Term FundUTI Mutual Fund | 4,952.40 | +6.42% | +7.28% | +6.67% |
| UTI - Money Market FundUTI Mutual Fund | 3,399.01 | +6.31% | +7.33% | +6.79% |
| UTI Ultra Short to Short Term FundUTI Mutual Fund | 3,906.08 | +5.74% | +7.18% | +6.54% |
| UTI Banking & PSU Debt FundUTI Mutual Fund | 24.18 | +5.73% | +7.49% | +7.81% |
Frequently asked questions
What is the NAV of UTI - Unit Linked Insurance Plan today?
UTI - Unit Linked Insurance Plan (Direct Plan, Growth option) has a NAV of ₹46.67 as of 4 Nov 2026, as published by AMFI. NAVs are declared once each business day.
What is the 1-year return of UTI - Unit Linked Insurance Plan?
+1.61% over the year to 4 Nov 2026, against an average of +1.08% for Balanced Advantage Fund schemes. Past returns do not indicate future returns.
What would a ₹5,000 monthly SIP in UTI - Unit Linked Insurance Plan be worth?
₹5,000 invested every month for the last 5 years (₹3,00,000 in total) is worth ₹3,55,229 at the latest NAV, an XIRR of 6.87% a year.
How much more does the Regular plan of UTI - Unit Linked Insurance Plan cost?
Over 3 years, ₹1 lakh grew to ₹1,23,728 in the Direct plan and ₹1,21,319 in the Regular plan. The gap is the distributor commission, which the Regular plan pays out of the fund.
Which category is UTI - Unit Linked Insurance Plan in?
UTI - Unit Linked Insurance Plan is a Balanced Advantage Fund scheme from UTI Mutual Fund.
NAVs from AMFI; index levels from NSE. Returns are past performance and do not indicate future returns. For information only; not investment advice.