Financials of Cholamandalam Financial Holdings Ltd

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of Cholamandalam Financial Holdings Ltd

Quarterly Results

Quarter-by-quarter operating performance

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue +5,1865,6266,3176,7957,0667,6338,0908,4898,9139,2969,4619,94910,366
Interest1,7432,0132,2092,4452,5822,7963,0583,2803,3613,4683,5183,6483,755
Expenses +2,2442,5882,8982,9782,9323,2533,5373,7723,7094,1424,3594,4874,541
Financing Profit1,1991,0251,2101,3711,5521,5841,4961,4381,8431,6871,5851,8142,070
Financing Margin %23%18%19%20%22%21%18%17%21%18%17%18%20%
Other Income +9789554811045911069888130137156
Depreciation50525255887074727979838784
Profit before tax1,2461,0621,2131,3631,5741,5591,5131,4711,8621,6961,6321,8632,142
Tax %28%25%27%25%27%26%26%26%27%26%26%26%24%
Net Profit +9017928881,0271,1441,1601,1251,0931,3621,2601,2141,3861,626
EPS in Rs21.7219.7822.4124.8827.3229.2027.9925.8932.6830.8129.2933.3236.59
Gross NPA %
Net NPA %

Financials of Cholamandalam Financial Holdings Ltd

Profit & Loss

Annual income statement trend

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue +9,6968,0042,6888,90910,92613,13513,90014,64418,15425,83033,19639,073
Interest2,10397602,6553,5874,5924,6084,3285,7789,24912,49414,388
Expenses +6,5427,0292,3774,4905,1476,5886,8077,2108,59711,38914,26917,529
Financing Profit1,051-13111,7642,1921,9542,4853,1063,7805,1916,4337,155
Financing Margin %11%-0%12%20%20%15%18%21%21%20%19%18%
Other Income +1231,538102116092221256262510
Depreciation171163177078150145154176248296333
Profit before tax1,0031,3742951,6952,1351,8062,4003,0443,8245,2006,4007,333
Tax %32%27%30%34%34%36%27%26%26%26%26%25%
Net Profit +6841,1815381,1271,4151,1651,7642,2392,8103,8514,7405,485
EPS in Rs22.6855.4724.2629.3237.1229.3443.9354.4968.7194.39115.76130.01
Dividend Payout %9%9%1%4%3%2%1%1%1%1%1%1%

Financials of Cholamandalam Financial Holdings Ltd

Balance Sheet

Capital structure and asset base

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital373719191919191919191919
Reserves2,2903,2872,7453,2913,9254,5725,3676,4277,64210,22312,49615,435
Borrowing21,4311,441038,20050,44755,11763,79769,22997,191134,014174,366210,400
Other Liabilities +6,5794,9005,12911,89713,54616,14719,43222,09726,18132,66237,73342,479
Total Liabilities30,3389,6657,89253,40767,93775,85588,61697,771131,033176,917224,615268,333
Fixed Assets +1,5211,3361023113064794474646231,7842,0292,278
CWIP4056041411104060355428
Investments2,6655,1416,5366,2117,5528,89311,67813,28217,53620,05824,27124,968
Other Assets +26,1123,1311,25446,88160,06566,47276,48183,984112,813155,041198,261241,059
Total Assets30,3389,6657,89253,40767,93775,85588,61697,771131,033176,917224,615268,333

Financials of Cholamandalam Financial Holdings Ltd

Cash Flows

Operating, investing and financing cash movement

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +-1,685-500594-6,302-9,274-1,914-9,719-5,738-29,329-35,726-34,201-30,033
Cash from Investing Activity +-461193-1,263-1,825-94-96-62-135295-2,625-1,038-2,528
Cash from Financing Activity +1,704748-698,28712,1712,4277,6887,07327,28838,26939,65235,650
Net Cash Flow-443441-7381602,803417-2,0931,199-1,746-824,4133,089
Free Cash Flow-1,822-674568-6,391-9,367-2,011-9,781-5,874-29,586-36,887-34,528-30,365
CFO/OP-41%-13%230%-126%-145%-17%-125%-65%-296%-238%-173%-131%

Financials of Cholamandalam Financial Holdings Ltd

Ratios

Working capital efficiency and return ratios

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %19%21%15%18%19%13%17%17%18%20%19%17%