Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.
Financials of Laxmi India Finance Ltd
Quarter-by-quarter operating performance
| Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue + | 51 | 59 | 61 | 74 | 70 | 76 | 79 | 93 |
| Interest | 24 | 28 | 30 | 32 | 33 | 34 | 34 | 36 |
| Expenses + | 18 | 20 | 23 | 24 | 24 | 29 | 32 | 29 |
| Financing Profit | 9 | 11 | 8 | 19 | 13 | 13 | 13 | 27 |
| Financing Margin % | 17% | 19% | 13% | 25% | 18% | 17% | 17% | 29% |
| Other Income + | 0 | 1 | 1 | 1 | 0 | 1 | 1 | 1 |
| Depreciation | 0 | 0 | 1 | 1 | 0 | 1 | 1 | 1 |
| Profit before tax | 9 | 12 | 8 | 19 | 13 | 13 | 13 | 27 |
| Tax % | 24% | 26% | 23% | 23% | 23% | 26% | 25% | 24% |
| Net Profit + | 7 | 9 | 6 | 15 | 10 | 9 | 10 | 21 |
| EPS in Rs | 4.14 | 1.47 | 3.48 | 2.34 | 1.80 | 1.92 | 3.93 | |
| Gross NPA % | 0.97% | 1.07% | 1.28% | 1.59% | 2.40% | |||
| Net NPA % | 0.53% | 0.48% | 0.68% | 0.85% | 1.24% |
Financials of Laxmi India Finance Ltd
Annual income statement trend
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| Revenue + | 89 | 98 | 130 | 173 | 246 | 317 |
| Interest | 50 | 50 | 63 | 83 | 115 | 137 |
| Expenses + | 21 | 28 | 45 | 60 | 84 | 114 |
| Financing Profit | 19 | 20 | 22 | 29 | 47 | 66 |
| Financing Margin % | 21% | 20% | 17% | 17% | 19% | 21% |
| Other Income + | 0 | 1 | 1 | 2 | 2 | 3 |
| Depreciation | 1 | 1 | 1 | 2 | 2 | 2 |
| Profit before tax | 18 | 20 | 22 | 30 | 47 | 66 |
| Tax % | 41% | 25% | 27% | 24% | 24% | 25% |
| Net Profit + | 10 | 15 | 16 | 22 | 36 | 50 |
| EPS in Rs | 8.61 | 9.52 | ||||
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% |
Financials of Laxmi India Finance Ltd
Capital structure and asset base
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| Equity Capital | 14 | 16 | 18 | 20 | 21 | 26 |
| Reserves | 85 | 111 | 134 | 182 | 237 | 439 |
| Borrowing | 391 | 411 | 615 | 767 | 1,137 | 1,337 |
| Other Liabilities + | 21 | 20 | 11 | 16 | 18 | 15 |
| Total Liabilities | 512 | 558 | 779 | 985 | 1,413 | 1,818 |
| Fixed Assets + | 5 | 6 | 10 | 11 | 13 | 17 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 1 | 20 | 8 | 15 | 29 | 159 |
| Other Assets + | 505 | 532 | 761 | 959 | 1,370 | 1,642 |
| Total Assets | 512 | 558 | 779 | 985 | 1,413 | 1,818 |
Financials of Laxmi India Finance Ltd
Operating, investing and financing cash movement
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| Cash from Operating Activity + | -5 | -19 | -169 | -224 | -311 | -280 |
| Cash from Investing Activity + | -1 | -20 | 5 | -7 | -18 | -134 |
| Cash from Financing Activity + | 33 | 33 | 213 | 178 | 390 | 354 |
| Net Cash Flow | 27 | -5 | 48 | -53 | 60 | -60 |
| Free Cash Flow | -5 | -19 | -175 | -226 | -315 | -286 |
| CFO/OP | 0% | -17% | -195% | -193% | -185% | -128% |
Financials of Laxmi India Finance Ltd
Working capital efficiency and return ratios
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| ROE % | 11% | 13% | 11% | 13% | 16% | 14% |