Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.
Financials of Muthoot Capital Services Ltd
Quarter-by-quarter operating performance
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 115.06 | 106.53 | 98.14 | 95.95 | 97.98 | 100.00 | 108.65 | 125.68 | 137.31 | 145.31 | 153.55 | 155.08 | 166.60 |
| Interest | 42.65 | 44.18 | 41.18 | 39.78 | 42.43 | 43.70 | 50.72 | 61.51 | 67.63 | 75.09 | 81.39 | 81.16 | 77.58 |
| Expenses + | 35.20 | 38.01 | 42.59 | 43.35 | 40.73 | 41.15 | 36.51 | 46.26 | 63.83 | 77.38 | 69.11 | 68.14 | 78.05 |
| Financing Profit | 37.21 | 24.34 | 14.37 | 12.82 | 14.82 | 15.15 | 21.42 | 17.91 | 5.85 | -7.16 | 3.05 | 5.78 | 10.97 |
| Financing Margin % | 32.34% | 22.85% | 14.64% | 13.36% | 15.13% | 15.15% | 19.71% | 14.25% | 4.26% | -4.93% | 1.99% | 3.73% | 6.58% |
| Other Income + | 0.06 | 0.08 | 97.79 | 0.79 | 0.20 | 0.18 | 1.14 | 0.46 | 3.06 | 2.18 | 1.87 | 5.86 | 0.38 |
| Depreciation | 0.21 | 0.15 | 0.17 | 0.21 | 0.33 | 0.82 | 0.94 | 1.08 | 1.93 | 1.19 | 1.21 | 1.33 | 3.60 |
| Profit before tax | 37.06 | 24.27 | 111.99 | 13.40 | 14.69 | 14.51 | 21.62 | 17.29 | 6.98 | -6.17 | 3.71 | 10.31 | 7.75 |
| Tax % | 29.98% | 26.86% | 25.69% | 25.30% | 20.42% | 25.57% | 26.09% | 27.41% | 7.88% | -24.31% | 23.99% | 25.90% | 30.84% |
| Net Profit + | 25.96 | 17.75 | 83.21 | 10.01 | 11.68 | 10.80 | 15.97 | 12.56 | 6.42 | -4.67 | 2.83 | 7.65 | 5.37 |
| EPS in Rs | 15.78 | 10.79 | 50.59 | 6.09 | 7.10 | 6.57 | 9.71 | 7.64 | 3.90 | -2.84 | 1.72 | 4.65 | 3.26 |
| Gross NPA % | 20.55% | 21.08% | 11.67% | 10.69% | 10.17% | 9.84% | 4.80% | 4.73% | 4.88% | 5.76% | 6.46% | 6.44% | 6.96% |
| Net NPA % | 2.58% | 2.57% | 3.88% | 3.55% | 3.40% | 3.41% | 1.62% | 2.22% | 2.30% | 2.70% | 3.07% | 3.64% | 4.12% |
Financials of Muthoot Capital Services Ltd
Annual income statement trend
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 191 | 228 | 284 | 398 | 518 | 586 | 504 | 411 | 443 | 399 | 474 | 621 |
| Interest | 77 | 98 | 125 | 167 | 238 | 303 | 248 | 209 | 227 | 218 | 258 | 315 |
| Expenses + | 79 | 94 | 112 | 148 | 147 | 188 | 186 | 417 | 107 | 157 | 153 | 293 |
| Financing Profit | 35 | 36 | 47 | 83 | 134 | 95 | 70 | -215 | 109 | 24 | 62 | 13 |
| Financing Margin % | 18% | 16% | 17% | 21% | 26% | 16% | 14% | -52% | 25% | 6% | 13% | 2% |
| Other Income + | 1 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 141 | 3 | 10 |
| Depreciation | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 1 | 1 | 1 | 5 | 7 |
| Profit before tax | 34 | 35 | 46 | 82 | 133 | 93 | 70 | -216 | 109 | 164 | 60 | 16 |
| Tax % | 35% | 36% | 35% | 35% | 35% | 35% | 26% | -25% | 28% | 25% | 24% | 28% |
| Net Profit + | 22 | 23 | 30 | 54 | 86 | 60 | 51 | -162 | 79 | 123 | 46 | 11 |
| EPS in Rs | 16.27 | 16.68 | 21.96 | 32.64 | 52.35 | 36.77 | 31.29 | -98.46 | 47.84 | 74.58 | 27.82 | 6.79 |
| Dividend Payout % | 28% | 30% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
Financials of Muthoot Capital Services Ltd
Capital structure and asset base
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 12 | 12 | 12 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 |
| Reserves | 121 | 135 | 166 | 377 | 431 | 491 | 543 | 395 | 473 | 595 | 642 | 654 |
| Borrowing | 700 | 878 | 991 | 1,441 | 2,126 | 2,351 | 1,945 | 1,625 | 1,891 | 1,660 | 2,855 | 3,314 |
| Other Liabilities + | 43 | 47 | 109 | 143 | 67 | 55 | 56 | 63 | 55 | 42 | 72 | 71 |
| Total Liabilities | 876 | 1,072 | 1,278 | 1,978 | 2,640 | 2,913 | 2,560 | 2,099 | 2,435 | 2,314 | 3,585 | 4,056 |
| Fixed Assets + | 2 | 2 | 2 | 2 | 2 | 4 | 3 | 2 | 2 | 6 | 10 | 8 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 14 | 14 | 15 | 18 | 20 | 16 | 16 | 27 | 46 | 107 | 112 | 129 |
| Other Assets + | 860 | 1,057 | 1,261 | 1,957 | 2,618 | 2,893 | 2,540 | 2,069 | 2,388 | 2,201 | 3,463 | 3,918 |
| Total Assets | 876 | 1,072 | 1,278 | 1,978 | 2,640 | 2,913 | 2,560 | 2,099 | 2,435 | 2,314 | 3,585 | 4,056 |
Financials of Muthoot Capital Services Ltd
Operating, investing and financing cash movement
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | -129 | -166 | -99 | -614 | -501 | 24 | 670 | 73 | -46 | -7 | -1,096 | -375 |
| Cash from Investing Activity + | -6 | 0 | -2 | -3 | 0 | 2 | 1 | -9 | -17 | -63 | -8 | -24 |
| Cash from Financing Activity + | 130 | 165 | 107 | 619 | 529 | 229 | -416 | -311 | 272 | -251 | 1,220 | 467 |
| Net Cash Flow | -5 | -0 | 6 | 2 | 29 | 255 | 255 | -248 | 209 | -321 | 116 | 68 |
| Free Cash Flow | -129 | -167 | -100 | -615 | -501 | 21 | 669 | 73 | -47 | -12 | -1,102 | -381 |
| CFO/OP | -104% | -111% | -48% | -233% | -119% | 16% | 215% | -1,635% | -5% | 8% | -337% | -110% |
Financials of Muthoot Capital Services Ltd
Working capital efficiency and return ratios
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 18% | 16% | 18% | 19% | 20% | 13% | 10% | -33% | 17% | 9% | 7% | 2% |