What is My Mudra Fincorp Ltd revenue growth outlook?

My Mudra Fincorp Ltd operates in the Finance sector and has a current market cap of ₹108 Cr and P/E ratio of 8.96. For detailed revenue growth insights derived from the latest earnings call, visit the My Mudra Fincorp Ltd analysis page on Arthneeti AI.

What is My Mudra Fincorp Ltd current stock price?

My Mudra Fincorp Ltd current market price is ₹94.4. The stock trades at a P/E ratio of 8.96 with a market capitalisation of ₹108 Cr.

How does Arthneeti AI analyse My Mudra Fincorp Ltd?

Arthneeti AI uses natural language processing to analyse My Mudra Fincorp Ltd's earnings call transcripts and extract key insights on revenue growth, margins, capex plans, and fundraising activity. The analysis covers management commentary, forward guidance, and competitive positioning within the Finance sector.

My Mudra Fincorp Q2 FY25 Share Price & Earnings Call Analysis

₹94.40-3.23% today

Market cap: ₹108 Cr
P/E: 8.96
ROE: 20.20%
PEG: 0.17
Price to sales: 0.92
Debt to equity: 0.17
52W high / low: ₹99.9 / ₹61.3
EBITDA margin: 16.21%
Net profit margin: 10.19%
Promoter holding: 48.47%
Sales (last year): ₹118 Cr

All 11 ratios ↓

Incorporated in 2013, My Mudra Fincorp Ltd provides services for loans, insurance and credit cards[1]

Guidance scorecard · Q2 FY25 call

What My Mudra Fincorp Ltd's management guided
and where it ranks in Finance

Revenue20–40%MarginsFlat CapexPlanned FundraisingWhat management said Order bookWhat management said

RevenueQ2 FY25 call

20–40%

Franchisee network rapidly expanding with more than 154 branches added every day; 60 are core branches generating good volume and profitability.
Focus on acquiring experienced bankers and financial professionals to nurture under low-margin but scalable ecosystem, expecting higher profitability within 2-3 years.
Launch of gold loan business expected to grow revenue further.
Credit card and insurance businesses growing, with credit cards projected to constitute 20-25% of total volume via bundled product offerings.
Mutual fund distribution introduced to diversify product portfolio and cross-sell to existing customers, aiding revenue growth.
Expansion into solar rooftop financing and MSME sectors planned, opening new revenue streams.

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Full Q2 FY25 analysis

MarginsQ2 FY25 call

Flat

Profitability expected to gradually grow with expansion into lower commission/rental markets like Muzaffarnagar versus Patna.
Franchisee network rapidly expanding, adding branches daily across various states, expected to enhance revenue and profits.
Within 2-3 years, profitability anticipated to increase significantly through acquiring and training experienced financial sector professionals operating on low margins.
New product lines such as gold loans and credit cards, with bundled offerings, expected to contribute to revenue growth (credit cards projected to grow 20-25% of total volume).
Mutual fund distribution initiated, likely to diversify revenue streams with potential for cross-selling.

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Full Q2 FY25 analysis

CapexQ2 FY25 call

Planned

Recently raised Rs. 33.2 crores through IPO to fund repayment, enhance digital infrastructure, and support working capital needs.
Investing in digital and technology infrastructure to improve operational efficiency and customer experience.
Expanding network by adding more sub-DSA brokers to scale operations and enhance customer reach.
Launched gold loans and mutual fund distribution as part of product diversification.
Partnered exclusively with UGRO Financial to provide green financing solutions, including solar rooftop projects for MSMEs.

2 more points from My Mudra Fincorp Ltd's call on capex

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Full Q2 FY25 analysis

FundraisingQ2 FY25 call

See what My Mudra Fincorp Ltd said on fundraising — free account, 30 seconds.

Full Q2 FY25 analysis

Order bookQ2 FY25 call

The company has a monthly disbursement run rate of approximately Rs. 200 crores.
They have over 154 branches growing daily, including 9 owned and 60 high-volume "My Mudra" branches.
They are expanding product lines (credit cards, insurance, gold loans, mutual funds).
New branch openings in multiple states planned (e.g., Basti, Himachal, Bihar, Delhi).

2 more points from My Mudra Fincorp Ltd's call on the order book

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Full Q2 FY25 analysis

Full Finance ranking

Ranges are what management guided for revenue growth and margins on the latest earnings call. Not investment advice, and not a forecast of returns.

Potential multibaggers · Q2 FY27

Potential multibaggers in Finance
on management's own guidance

See all potential multibaggers Where does My Mudra Fincorp Ltd rank?

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Ranks describe management commentary on revenue and margin from the latest earnings call. Not investment advice.

Peers

Finance companies ranked on guidance

#	Revenue guided	Margin guided	Market cap	P/E
1	40%+	Up 2%+	₹2,742 Cr	71.8
2	40%+	Up 2%+	₹464 Cr	23.9
3	40%+	Up 0–2%	₹961 Cr	32.7
4	40%+	Flat	₹23,820 Cr	21.1
5	40%+	Flat	₹16,498 Cr	72.4
6	40%+	Flat	₹15,549 Cr	—

Pro shows every company guiding 40%+ revenue growth →Full Finance ranking

Financials of My Mudra Fincorp Ltd

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.