CSB Bank Q2 Results 2026 (FY27) investor presentation: Revenue & Margins

Q2 FY27 investor presentation: what the company reported on revenue and margins.

Price₹306

Market cap₹5.3K Cr

P/E8.0

Updated23 Oct 2026

Read2 min read

Based on CSB Bank's Q2 FY27 investor presentation. The company has not published an earnings-call transcript for this quarter, so figures here are what the investor presentation reports, not management guidance.

The short version

Q2 FY27 Financials vs Q2 FY26: - Interest Income: ₹1,339 crore, +21% YoY - Net Interest Income: ₹510 crore, +20% YoY - Fee Income: ₹275 crore, -20% YoY - Net Operating Income: ₹783 crore, +1% YoY - Profit After Tax: ₹183 crore, +14% YoY - Business Volumes: - Deposits: ₹46,889 crore, +18% YoY - Gross Advances: ₹42,383 crore (Q2 FY27), showing growth from ₹34,262 crore (Sept 30, 2025) - approx. EBITDA (Operating Profit) for Q2 FY27: ₹276 crore, down 1% YoY (Q2 FY26: ₹279 crore) - Operating Margin (Net Operating Income to Total Income proxy): Net Operating Income Q2 FY27 ₹783 crore vs.

From CSB Bank's Q2 FY27 earnings-call transcript · updated 23 Oct 2026.

Revenue & Sales Performance

Q2 FY27 Financials vs Q2 FY26:
Interest Income: ₹1,339 crore, +21% YoY
Net Interest Income: ₹510 crore, +20% YoY
Fee Income: ₹275 crore, -20% YoY
Net Operating Income: ₹783 crore, +1% YoY
Profit After Tax: ₹183 crore, +14% YoY
Business Volumes:
Deposits: ₹46,889 crore, +18% YoY
Gross Advances: ₹42,383 crore (Q2 FY27), showing growth from ₹34,262 crore (Sept 30, 2025) - approx. 22% YoY

2 more points from CSB Bank's call on revenue

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Profitability & Margins

- EBITDA (Operating Profit) for Q2 FY27: ₹276 crore, down 1% YoY (Q2 FY26: ₹279 crore) - Operating Margin (Net Operating Income to Total Income proxy): Net Operating Income Q2 FY27 ₹783 crore vs. total income ₹1,612 crore implies ~48.6% operating margin (not explicitly stated) - Profit After Tax (PAT) for Q2 FY27: ₹183 crore, up 14% YoY (Q2 FY26: ₹160 crore) - No explicit EBITDA or operating margin outlook is stated in the presentation. The presentation provides historical financials and growth trends but does not disclose forward-looking margin targets. All figures are from the investor presentation Q2 FY27 pages 29-31.

What CSB Bank's management said in earlier quarters

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Frequently Asked Questions

What were CSB Bank Q2 FY27 results?

What is CSB Bank share price analysis?

CSB Bank currently shows a neutral. The stock trades at a P/E of 8.0 with a market cap of ₹5,305 Cr. Investors should review the full earnings analysis for detailed insights.

Is CSB Bank planning capital expenditure?

The presentation does not explicitly mention any capex, capacity expansion, or new plant/project with specific amounts, status, or timelines.

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This analysis is AI-generated based on publicly available earnings data and the company's investor presentation. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.