Fedbank Financi. Q1 FY27 Results & Concall Highlights: Revenue, Margins & Order Book
Published 25 Aug 2026 | Finance | Market Cap: ₹5.9K Cr
Fedbank Financial Services expects strong AUM growth: gold loans projected to grow 25-30%, mortgage AUM 15-20%, and overall entity-level growth around 20-22% (Pages 14-16). Fedbank Financial Services expects continued healthy growth in AUM, with gold loan AUM growing 25-30% and mortgage AUM growing 15-20% year-on-year.
From Fedbank Financi.'s Q1 FY27 earnings-call transcript · updated 25 Aug 2026.
Price
₹158
Market Cap
₹5.9K Cr
P/E Ratio
15.4
Revenue Rank
Margin Rank
How does Fedbank Financi. rank in Finance?
Compare Fedbank Financi. against every Finance company this quarter on revenue, margins and earnings-call signals.
📊 Revenue & Sales Performance
Rank 2- →Fedbank Financial Services expects strong AUM growth: gold loans projected to grow 25-30%, mortgage AUM 15-20%, and overall entity-level growth around 20-22% (Pages 14-16).
- →Gold AUM as a percentage of total book may increase by 2-3 percentage points assuming stable gold prices (Page 15).
- →Mortgage Loan Against Property (LAP) segment targeted for 15-20% growth, driven by both small ticket (₹7-35 lakhs) and medium ticket (₹35 lakhs-3 crores) LAP segments (Pages 14-16).
- →Branch expansion planned with 200 new branches this year to support growth and distribution reach (Pages 16-17).
- →Gold tonnage expected to grow 10-12% annually, with tonnage growth in Q3 and Q4 anticipated to pick up after slower start in Q1-Q2 (Page 12).
- →Business guided for consistent quarter-on-quarter growth adhering to existing ROA, credit cost, and growth targets without changes (Page 20).
📈 Profitability & Margins
Rank 3- →Fedbank Financial Services expects continued healthy growth in AUM, with gold loan AUM growing 25-30% and mortgage AUM growing 15-20% year-on-year.
- →Operating profit grew 15.2% sequentially and 50% YOY in Q1 FY27, reflecting strong core income growth and controlled operating expenses.
- →PAT increased 52.5% YOY, reaching ₹114.4 Cr in Q1, with sustained optimism on profitability sustainability.
- →Quarterly EPS crossed ₹3 non-annualised for the first time, up from ₹2 in Q1 of last year.
- →ROE improved significantly to 15.4% in Q1 FY27, up 380 basis points YOY, with guidance for 20-30 bps ROA expansion for FY27.
- →Management maintains guidance on growth, credit costs (~0.8%) and ROA improvements, with no changes expected.
- →Branch expansion planned with addition of 200 branches in FY27 to support growth.
- →Long-term focus on building a fully secured book and maintaining disciplined cost management.
🏗️ Capital Expenditure Plans
Yes- →The company plans significant branch expansion, targeting the addition of 200 new branches in the current financial year (FY27), up from 150 branches added last year.
- →Although no branches were opened in Q1, premises have been identified and groundwork is underway, with openings expected to be disclosed starting Q2.
- →Investment in branch expansion is viewed as critical to growth strategy and distribution capabilities.
- →The company is focusing on scaling its gold loan and small ticket LAP (Loan Against Property) businesses under unified leadership to optimize resources and drive growth.
- →Operating expenses (Opex) to average assets have improved, creating headroom for investment in new branches while aiming to sustain Return on Assets (ROA).
- →Capital adequacy ratio (CRAR) stood at 20.71% as of Q1, with efforts to enhance partnerships and execute incremental AUM growth via collaboration to conserve capital for growth.
- →No specific mention of other capex or strategic investments beyond branch expansion and business scaling initiatives.
💰 Fundraising & Capital Structure
No information📋 Order Book & Pipeline
No informationKey Metrics
Revenue
Margin
Capex
Fundraise
Order Book
Frequently Asked Questions
What were Fedbank Financi. Q1 FY27 results?
Fedbank Financial Services expects strong AUM growth: gold loans projected to grow 25-30%, mortgage AUM 15-20%, and overall entity-level growth around 20-22% (Pages 14-16). Fedbank Financial Services expects continued healthy growth in AUM, with gold loan AUM growing 25-30% and mortgage AUM growing 15-20% year-on-year.
What is Fedbank Financi. share price analysis?
Fedbank Financi. currently shows a moderate growth signal based on ranking data. The stock trades at a P/E of 15.4 with a market cap of ₹5,882 Cr. Investors should review the full earnings analysis for detailed insights.
Is Fedbank Financi. planning capital expenditure?
The company plans significant branch expansion, targeting the addition of 200 new branches in the current financial year (FY27), up from 150 branches added last year.
Keep Fedbank Financi. on your radar — track it to get its next earnings analysis in your feed.
This analysis is AI-generated based on publicly available earnings data and concall transcripts. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.