Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.
Financials of Fedbank Financial Services Ltd
Quarter-by-quarter operating performance
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 338 | 361 | 395 | 413 | 408 | 477 | 513 | 530 | 536 | 517 | 535 | 555 | 616 |
| Interest | 141 | 164 | 167 | 176 | 173 | 202 | 214 | 221 | 216 | 218 | 214 | 208 | 239 |
| Expenses + | 124 | 124 | 144 | 156 | 154 | 184 | 207 | 273 | 210 | 187 | 202 | 215 | 228 |
| Financing Profit | 73 | 74 | 84 | 82 | 80 | 91 | 92 | 36 | 111 | 112 | 120 | 132 | 149 |
| Financing Margin % | 21% | 21% | 21% | 20% | 20% | 19% | 18% | 7% | 21% | 22% | 22% | 24% | 24% |
| Other Income + | -7 | 6 | 3 | 16 | 20 | 14 | 6 | 2 | 1 | 1 | 1 | 1 | 1 |
| Depreciation | 11 | 9 | 9 | 10 | 9 | 11 | 12 | 13 | 13 | 12 | 13 | 14 | 15 |
| Profit before tax | 55 | 72 | 77 | 88 | 91 | 94 | 86 | 25 | 99 | 100 | 107 | 118 | 135 |
| Tax % | 29% | 25% | 25% | 26% | 26% | 25% | 25% | 25% | 27% | 25% | 25% | 26% | 25% |
| Net Profit + | 39 | 54 | 58 | 65 | 68 | 70 | 65 | 19 | 72 | 75 | 80 | 88 | 101 |
| EPS in Rs | 1.21 | 1.68 | 1.80 | 1.77 | 1.83 | 1.89 | 1.74 | 0.50 | 1.92 | 2.01 | 2.14 | 2.35 | 2.69 |
| Gross NPA % | 2.03% | 2.26% | 2.34% | 2.19% | 1.70% | 1.97% | 1.87% | 1.80% | 2.02% | 1.99% | 1.90% | 2.06% | 1.87% |
| Net NPA % | 1.59% | 1.78% | 1.83% | 1.66% | 1.30% | 1.60% | 1.47% | 1.10% | 1.22% | 1.24% | 1.30% | 1.40% | 1.28% |
Financials of Fedbank Financial Services Ltd
Annual income statement trend
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue + | 255 | 464 | 692 | 869 | 1,180 | 1,577 | 2,037 | 2,224 |
| Interest | 114 | 201 | 313 | 348 | 472 | 680 | 854 | 879 |
| Expenses + | 83 | 190 | 280 | 359 | 442 | 578 | 873 | 832 |
| Financing Profit | 58 | 74 | 99 | 162 | 266 | 320 | 310 | 512 |
| Financing Margin % | 23% | 16% | 14% | 19% | 23% | 20% | 15% | 23% |
| Other Income + | 0 | 2 | 6 | 14 | 19 | 46 | 43 | 3 |
| Depreciation | 8 | 19 | 27 | 37 | 42 | 37 | 49 | 54 |
| Profit before tax | 51 | 56 | 77 | 139 | 243 | 328 | 304 | 461 |
| Tax % | 29% | 30% | 20% | 26% | 26% | 25% | 26% | 25% |
| Net Profit + | 36 | 39 | 62 | 103 | 180 | 245 | 225 | 344 |
| EPS in Rs | 1.57 | 1.43 | 2.13 | 3.22 | 5.60 | 6.62 | 6.04 | 9.18 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
Financials of Fedbank Financial Services Ltd
Capital structure and asset base
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| Equity Capital | 230 | 273 | 290 | 322 | 322 | 369 | 373 | 374 |
| Reserves | 229 | 418 | 545 | 832 | 1,034 | 1,891 | 2,175 | 2,552 |
| Borrowing | 1,639 | 3,307 | 4,453 | 5,154 | 7,270 | 8,340 | 10,437 | 13,675 |
| Other Liabilities + | 53 | 88 | 179 | 248 | 445 | 537 | 265 | 274 |
| Total Liabilities | 2,151 | 4,086 | 5,466 | 6,556 | 9,071 | 11,138 | 13,250 | 16,875 |
| Fixed Assets + | 46 | 107 | 133 | 154 | 146 | 146 | 189 | 220 |
| CWIP | 0 | 0 | 1 | 1 | 1 | 0 | 1 | 2 |
| Investments | 13 | 41 | 32 | 514 | 681 | 751 | 404 | 402 |
| Other Assets + | 2,092 | 3,938 | 5,300 | 5,887 | 8,244 | 10,241 | 12,656 | 16,251 |
| Total Assets | 2,151 | 4,086 | 5,466 | 6,556 | 9,071 | 11,138 | 13,250 | 16,875 |
Financials of Fedbank Financial Services Ltd
Operating, investing and financing cash movement
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | -445 | -1,397 | -371 | -578 | -1,474 | -776 | -978 | -1,664 |
| Cash from Investing Activity + | -55 | -69 | -71 | -417 | -130 | -100 | 329 | -31 |
| Cash from Financing Activity + | 495 | 1,599 | 825 | 535 | 1,632 | 967 | 1,187 | 2,310 |
| Net Cash Flow | -5 | 133 | 384 | -460 | 28 | 92 | 539 | 615 |
| Free Cash Flow | -449 | -1,416 | -382 | -605 | -1,489 | -789 | -996 | -1,694 |
| CFO/OP | -249% | -502% | -86% | -104% | -192% | -70% | -77% | -110% |
Financials of Fedbank Financial Services Ltd
Working capital efficiency and return ratios
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| ROE % | 8% | 7% | 8% | 10% | 15% | 14% | 9% | 13% |