General Insurance Corporation of India Q1 FY26 earnings call: Revenue & Margins
Q1 FY26 earnings call: what management said on revenue, margins and capex.
- Revenue
- ₹14,623Cr
- +13.5% YoY
- +10.7% QoQ
- Net profit
- ₹2,531Cr
- +80.7% YoY
- +1.3% QoQ
- Margin
- 18%
- +7 pp YoY
- −5 pp QoQ
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The short version
International portfolio growth expected at 17% to 20% year-on-year, driven by regained business after credit rating upgrade and new client acquisition. International business expected to grow 17-20% year-on-year, driven by regained and new contracts post credit rating upgrade.
From General Insurance Corporation of India's Q1 FY26 earnings-call transcript · updated 23 Aug 2026.
Revenue & Sales Performance
- International portfolio growth expected at 17% to 20% year-on-year, driven by regained business after credit rating upgrade and new client acquisition.
- Domestic business growth anticipated around 6.5% to 7%, factoring in increased competition in the domestic market.
- Overall growth forecasted between 9% and 10% compared to the previous year.
- Growth in international business supported by recovering lost clients and winning new international contracts.
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Profitability & Margins
International business expected to grow 17-20% year-on-year, driven by regained and new contracts post…
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Capital Expenditure Plans
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Top-ranked in Insurance
Ranked on what management guided this quarter
Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.
Fundraising & Capital Structure
The focus is on disciplined execution, risk management, and profitable business growth rather than capital…
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Order Book & Pipeline
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General Insurance Corporation of India — Quarterly revenue & net profit
General Insurance Corporation of India Q1 FY26 results — key figures
| ₹ Cr | Q1 FY26 | Q1 FY25 | YoY | Q4 FY25 | QoQ |
|---|---|---|---|---|---|
| Revenue | 14,623 | 12,886 | +13.5% | 13,209 | +10.7% |
| Operating profit (EBITDA) | 2,605 | 1,473 | +76.8% | 2,998 | -13.1% |
| Operating margin | 18% | 11% | +7 pp | 23% | -5 pp |
| Profit before tax | 2,664 | 1,490 | +78.8% | 3,144 | -15.3% |
| Net profit (PAT) | 2,531 | 1,401 | +80.7% | 2,499 | +1.3% |
| EPS (₹) | 14.42 | 7.98 | +80.7% | 14.24 | +1.3% |
Source: reported quarterly figures (Screener), ₹ crore.
Reported quarterly figures (₹ Cr). Latest (Q2 FY27): revenue ₹15.0K Cr, net profit ₹3.0K Cr. Revenue and profit are scaled separately — hover a quarter for exact figures.
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What General Insuranc's management said in earlier quarters
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Ranks describe management commentary on revenue and margin from the latest earnings call. Not investment advice.
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Frequently Asked Questions
What were General Insurance Corporation of India Q1 FY26 results?
International portfolio growth expected at 17% to 20% year-on-year, driven by regained business after credit rating upgrade and new client acquisition. International business expected to grow 17-20% year-on-year, driven by regained and new contracts post credit rating upgrade.
What is General Insurance Corporation of India share price analysis?
General Insurance Corporation of India currently shows a neutral. The stock trades at a P/E of 6.5 with a market cap of ₹63,097 Cr. Investors should review the full earnings analysis for detailed insights.
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This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.