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ICICI Prudential Life Insurance Company Ltd Q2 FY27 results are out (Jul–Sep 2026) →Revenue ₹12,031 Cr +0.8% YoYSee revenue, profit and what management said. You are viewing Q1 FY26.
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ICICI Prudential Life Insurance Company Ltd

Q1 FY26Insurance

ICICI Prudential Life Insurance Company Q1 FY26 earnings call: Revenue & Margins

Q1 FY26 earnings call: what management said on revenue, margins and capex.

Revenue
₹25,400Cr
0% YoY
+61.9% QoQ
Net profit
₹302Cr
+34.2% YoY
−21.8% QoQ
Margin
0.9%
+0.7 pp YoY
−1.8 pp QoQ
Price₹515
Market cap₹74.9K Cr
P/E46.6

The short version

The company aims to deliver growth that outpaces ("alpha over") private life insurance market growth by FY2026 end. The company aims to deliver growth alpha over private life insurance market growth, with a 2-year CAGR broadly in line with the market.

From ICICI Prudential Life Insurance Company Ltd's Q1 FY26 earnings-call transcript · updated 23 Aug 2026.

Revenue & Sales Performance

  • The company aims to deliver growth that outpaces ("alpha over") private life insurance market growth by FY2026 end.
  • Q1 growth was impacted by a high base last year (35%+ growth in Q1 FY2025) and softer ULIP demand and regular annuity premiums this year.
  • Growth over the next 9 months is expected to be stable with some short-term base effects, no anticipated decline.
  • Single premium annuity sales may pick up if fixed deposit rates decline, making annuities more attractive.
  • The proprietary channel shows a 5-year CAGR of 19%, indicating potential for sustainable growth.
  • Bancassurance and partnership channels are expected to remain stable or grow moderately.

2 more points from ICICI Prudential Life Insurance Company Ltd's call on revenue

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Profitability & Margins

The company aims to deliver growth alpha over private life insurance market growth, with a 2-year CAGR…

Locked: what ICICI Prudential Life Insurance Company Ltd said on margins

Also locked on this page: fundraising, order book

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Capital Expenditure Plans

Some relevant points related to investment in the organization include: - The company continues to invest in manpower to support growth initiatives. - Focus on cost optimization by cutting non-essential operational work, aiming for a leaner cost structure. - Significant investments are planned in proprietary channels and distribution to sustain growth. Overall, the emphasis appears to be on operational investment and channel expansion rather than large-scale capex or strategic capital investments disclosed in this quarter.

Top-ranked in Insurance

Ranked on what management guided this quarter

Guidance-ranked
1Niva Bupa Health
Rev 2Mar 3
2Max Financial
Rev 3Mar 2
3
Rev 3Mar 3
4
Rev 3Mar 3
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Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Fundraising & Capital Structure

Key points relevant to fundraising:

Locked: what ICICI Prudential Life Insurance Company Ltd said on fundraising

Also locked on this page: margins, order book

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Order Book & Pipeline

See what ICICI Prudential Life Insurance Company Ltd said on order book & pipeline — free account, 30 seconds.

ICICI Prudential Life Insurance Company Ltd — Quarterly revenue & net profit

Revenue Net profit
Jun 2025Q1 FY26
Sep 2025Q2 FY26
Dec 2025Q3 FY26
Mar 2026Q4 FY26
Jun 2026Q1 FY27
Sep 2026Q2 FY27

ICICI Prudential Life Insurance Company Ltd Q1 FY26 results — key figures

ICICI Prudential Life Insurance Company Ltd Q1 FY26 reported results vs Q1 FY25, ₹ crore
₹ CrQ1 FY26Q1 FY25YoYQ4 FY25QoQ
Revenue25,40025,3950%15,687+61.9%
Operating profit (EBITDA)22342+431%424-47.4%
Operating margin0.9%0.2%+0.7 pp2.7%-1.8 pp
Profit before tax392272+44.1%599-34.6%
Net profit (PAT)302225+34.2%386-21.8%
EPS (₹)2.091.56+34%2.67-21.7%

Source: reported quarterly figures (Screener), ₹ crore.

Reported quarterly figures (₹ Cr). Latest (Q2 FY27): revenue ₹12.0K Cr, net profit ₹374 Cr. Revenue and profit are scaled separately — hover a quarter for exact figures.

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What ICICI Life Insurance's management said in earlier quarters

Earlier calls (7)

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Frequently Asked Questions

What were ICICI Prudential Life Insurance Company Ltd Q1 FY26 results?

The company aims to deliver growth that outpaces ("alpha over") private life insurance market growth by FY2026 end. The company aims to deliver growth alpha over private life insurance market growth, with a 2-year CAGR broadly in line with the market.

What is ICICI Prudential Life Insurance Company Ltd share price analysis?

ICICI Prudential Life Insurance Company Ltd currently shows a neutral. The stock trades at a P/E of 46.6 with a market cap of ₹74,942 Cr. Investors should review the full earnings analysis for detailed insights.

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This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.