Star Health & Allied Insurance Company Ltd
Star Health & Allied Insurance Company Q1 FY26 earnings call: Revenue & Margins
Q1 FY26 earnings call: what management guided on revenue, margins and order book.
The short version
Star Health targets Rs. Guidance for FY2028 projects INR 2,500 crores PAT on IFRS basis with underwriting profit contributing ~20% and investment returns ~80%.
From Star Health & Allied Insurance Company Ltd's Q1 FY26 earnings-call transcript · updated 23 Aug 2026.
Revenue & Sales Performance
- Star Health targets Rs. 2,500 crores profit by FY2028 with a broad split of 20% from underwriting and 80% from investment returns.
- A strategy shift includes moderating the Rs. 30,000 crores top-line growth guidance to adjust for changes in corporate business focus.
- Strong retail focus with retail health GWP growing 18% in Q1-FY2026 and fresh retail premiums growing 25%.
- Digital fresh business growing impressively at 73%, with plans to accelerate this through a dedicated digital SBU.
- Multi-year policies now contribute around 30% of new business volume, supporting better persistency and revenue visibility for 3 years.
- Preferred geographies growing 1.5x faster than the overall business, focusing on higher ROE areas.
2 more points management made on revenue & sales performance
Profitability & Margins
See what Star Health & Allied Insurance Company Ltd said on profitability & margins — free account, 30 seconds.
Capital Expenditure Plans
2 more points management made on capital expenditure plans
Top-ranked in Insurance
Ranked on what management guided this quarter
Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.
Fundraising & Capital Structure
See what Star Health & Allied Insurance Company Ltd said on fundraising & capital structure — free account, 30 seconds.
Order Book & Pipeline
2 more points management made on order book & pipeline
Star Health & Allied Insurance Company Ltd — Quarterly revenue & net profit
Reported quarterly figures (₹ Cr). Latest: revenue ₹4.6K Cr, net profit ₹111 Cr. Revenue and profit are scaled separately — hover a quarter for exact figures.
Full financials →Continue your research
What Star Health & Allied Insurance Company Ltd's management said in earlier quarters
- Q1 FY27 earnings call analysis →
- Q2 FY26 earnings call analysis →
- Q4 FY26 earnings call analysis →
- Q3 FY26 earnings call analysis →
- Q4 FY25 earnings call →
- Q2 FY25 earnings call →
- Q1 FY25 earnings call →
- Q4 FY24 earnings call →
- Q3 FY24 earnings call →
- Q2 FY24 earnings call →
- Q1 FY24 earnings call →
- Q4 FY23 earnings call →
Others in Insurance this season
- ICICI Prudential Life Insurance Company Ltd (Q1 FY26)
Q1 growth was impacted by a high base last year (35%+ growth in Q1 FY2025) and softer ULIP demand and regular annuity premiums this year. Key concall takeaways…
- Medi Assist Ser. (Q1 FY26)
Q1 FY'26 saw 19% YoY premium growth, driven by strong new corporate wins (+Rs. Key concall takeaways from Medi Assist Ser.'s Q1 FY26 earnings call — and how it…
- Life Insurance Corporation of India (Q1 FY26)
Individual non-par business is a key focus area, with growth seen in higher-margin products and increased non-par share to 30.34% of individual APE. Key…
- General Insuranc (Q1 FY26)
Investment income from interest and dividends runs at approximately INR1,850 crores quarterly, excluding capital gains. Key concall takeaways from General…
Frequently Asked Questions
What were Star Health & Allied Insurance Company Ltd Q1 FY26 results?
Star Health targets Rs. Guidance for FY2028 projects INR 2,500 crores PAT on IFRS basis with underwriting profit contributing ~20% and investment returns ~80%.
What is Star Health & Allied Insurance Company Ltd share price analysis?
Star Health & Allied Insurance Company Ltd currently shows a neutral. The stock trades at a P/E of 41.0 with a market cap of ₹34,614 Cr. Investors should review the full earnings analysis for detailed insights.
Is Star Health & Allied Insurance Company Ltd planning capital expenditure?
The transcript does not explicitly mention any current or future capex, capital investment, or strategic investment plans in detail.
Keep Star Health & Allied Insurance Company Ltd on your radar — track it to get its next earnings analysis in your feed.
This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.
