ICICI Prudential Life Insurance Company Ltd Q1 FY27 Share Price & Earnings Call Analysis

Financials of ICICI Prudential Life Insurance Company Ltd

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of ICICI Prudential Life Insurance Company Ltd

Quarterly Results

Quarter-by-quarter operating performance

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Sales +10,98423,38417,38826,43022,48225,39625,1584,53615,68725,40111,93622,8343,185
Expenses +11,40023,66317,68226,58422,76025,36224,8394,29515,27225,18811,95522,0933,940
Operating Profit-416-280-293-155-27834319241415213-19741-754
OPM %-4%-1%-2%-1%-1%0%1%5%3%1%-0%3%-24%
Other Income +780496570420549237-17169183177408-2431,036
Interest0000000000000
Depreciation0000000000000
Profit before tax364216276265270271302410598390389498281
Tax %35%5%12%14%36%17%17%21%36%23%24%22%-122%
Net Profit +235206244227174224251325385301296387624
EPS in Rs1.641.431.691.581.211.561.742.252.672.082.042.674.30

Financials of ICICI Prudential Life Insurance Company Ltd

Profit & Loss

Annual income statement trend

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Sales +34,45320,84937,81638,83241,46321,02583,18263,56450,47889,68370,77863,357
Expenses +32,79819,00836,01037,06240,92221,34483,57265,72852,23590,58069,62163,176
Operating Profit1,6551,8421,8061,771541-319-390-2,163-1,757-8971,157181
OPM %5%9%5%5%1%-2%-0%-3%-3%-1%2%0%
Other Income +4301301328131,5781,6693,1912,9252,0395581,378
Interest1701520230000000
Depreciation400584457616067841131340
Profit before tax1,6421,8421,8631,8391,2741,1981,2199611,0851,0281,5821,559
Tax %0%10%10%12%11%11%22%21%25%17%25%-3%
Net Profit +1,6401,6501,6821,6191,1391,0679567598138511,1861,608
EPS in Rs11.4611.5211.7211.287.937.436.665.285.655.908.2011.09
Dividend Payout %51%73%63%59%40%11%30%10%11%10%10%15%

Financials of ICICI Prudential Life Insurance Company Ltd

Balance Sheet

Capital structure and asset base

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital1,4321,4321,4351,4361,4361,4361,4361,4371,4391,4411,4451,449
Reserves3,8333,8914,9715,1385,4355,7777,6737,7218,6519,56410,48812,182
Borrowings +01,02900001,2001,2001,2001,2002,6002,595
Other Liabilities +95,95198,413118,335135,245156,215148,818206,911234,079244,562286,796299,705303,509
Total Liabilities101,215104,765124,741141,819163,086156,031217,220244,437255,851299,001314,239319,735
Fixed Assets +2092122074044639329114334791,1681,315711
CWIP677181320225411749360
Investments99,491103,024121,581138,537159,003150,776211,727238,101248,216289,230303,475308,079
Other Assets +1,5091,5222,9462,8593,6074,3034,5605,8487,0398,5539,41210,944
Total Assets101,215104,765124,741141,819163,086156,031217,220244,437255,851299,001314,239319,735

Financials of ICICI Prudential Life Insurance Company Ltd

Cash Flows

Operating, investing and financing cash movement

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +5233,6344,1305,69011,3778,5967,3141,83189-7,315-9,413-5,355
Cash from Investing Activity +-1,82227-696-5,389-7,559-10,797-5,084-816-1,1457,4206,8757,571
Cash from Financing Activity +-966-1,442-994-1,188-843-4051,205-319-112-881,422-171
Net Cash Flow-2,2642,2192,439-8872,975-2,6063,434696-1,16817-1,1162,045
Free Cash Flow4713,5834,0785,62211,270-112,9097,2791,736-105-7,550-9,668-5,477
CFO/OP32%208%229%321%2,103%-2,710%-1,930%-95%-21%790%-784%-2,643%

Financials of ICICI Prudential Life Insurance Company Ltd

Ratios

Working capital efficiency and return ratios

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Debtor Days030000000000
Inventory Days
Days Payable
Cash Conversion Cycle030000000000
Working Capital Days-10-16-2-9-9-5-2-6-523-1
ROCE %34%32%29%29%16%17%14%9%10%3%12%10%