Arthneeti
All Q4 FY26 results →
IF

IIFL Finance

Q4 FY26Finance

IIFL Finance Q4 FY26 earnings call: Revenue & Margins

Q4 FY26 earnings call: what management guided on revenue, margins and order book.

Price₹680
Market cap₹28.9K Cr
P/E13.8
Updated23 Aug 2026
Read4 min read

The short version

IIFL Finance plans 18%-20% growth in Assets Under Management (AUM) for FY27, with related disbursement growth of 25%-27%. Q4 FY26 consolidated profit after tax (PAT) before non-controlling interest was INR 623 crores, up 24% quarter-on-quarter.

From IIFL Finance's Q4 FY26 earnings-call transcript · updated 23 Aug 2026.

Revenue & Sales Performance

  • IIFL Finance plans 18%-20% growth in Assets Under Management (AUM) for FY27, with related disbursement growth of 25%-27%. (Page 16-17)
  • Gold loan AUM expected to grow by 20%-25% if gold prices remain stable. (Page 12-13)
  • Housing finance loan book growth guidance is 18%-20% for FY27, with disbursements at 25%-27%, focusing on affordable and emerging segments at higher yields (~12%+). (Page 13-14, 16-17)
  • Microfinance and micro LAP segments to drive growth, targeting approximately 20% overall growth in MSME loans; average ticket size in microfinance ~INR68,000 and micro LAP ~INR4.8 lakhs. (Page 15-16)

2 more points from IIFL Finance's call on revenue

Pro opens every point from 15K+ earnings calls

Profitability & Margins

See what IIFL Finance said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

The transcript from the provided pages does not explicitly mention any current or future capex, capital investment, or strategic investment plans by IIFL Finance Limited. However, there are some strategic directions and operational focuses highlighted: - Focus on asset quality, capital efficiency, and sustainable growth. - Emphasis on co-lending and off-book partnerships with banks to drive capital-efficient growth. - Investment in AI-led operating models to enhance productivity, underwriting, collections, and risk control.

2 more points from IIFL Finance's call on capex

Pro opens every point from 15K+ earnings calls

Top-ranked in Finance

Ranked on what management guided this quarter

Guidance-ranked
1Mufin Green
Rev 1Mar 1
2Akiko
Rev 1Mar 1
3
Rev 1Mar 2
4
Rev 1Mar 3
5
Rev 1Mar 3
Sign up free to see 3 moreTakes 30 seconds · no cardSign up

Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Fundraising & Capital Structure

See what IIFL Finance said on fundraising & capital structure — free account, 30 seconds.

Order Book & Pipeline

The transcript provided from the IIFL Finance Limited earnings call does not explicitly mention the current or expected order book or pending orders. The discussion primarily revolves around: - Asset under Management (AUM) growth and disbursement outlook in various segments like housing finance, gold loans, and microfinance. - Growth guidance for housing finance: 18%-20% AUM growth and 25%-27% disbursement growth for FY27. - Gold loan growth guidance: expected 20%-25% AUM growth assuming stable gold prices.

2 more points from IIFL Finance's call on order book

Pro opens every point from 15K+ earnings calls

Continue your research

What IIFL Finance Ltd's management said in earlier quarters

Others in Finance this season

  • Regency Fincorp (Q4 FY26)

    Disbursements grew 43% YoY to INR 142 crores in FY2026. Key concall takeaways from Regency Fincorp's Q4 FY26 earnings call — and how it ranks against sector…

  • Shalibhadra Fin. (Q4 FY26)

    Expanding product mix: Two-wheelers to remain 60%, newer products (Micro LAP, home loans) 40%. Key concall takeaways from Shalibhadra Finance Ltd's Q4 FY26…

  • Authum Invest (Q4 FY26)

    Cr) for FY2026: Total Rs. Key investor presentation takeaways from Authum Investment & Infrastructure Ltd's Q4 FY26 investor presentation — and how it ranks aga

  • Capital Trust (Q4 FY26)

    Q4 FY26 Total Income: ₹9.6 Cr, down 54% YoY from ₹20.9 Cr in Q4 FY25 (Page 27). Key investor presentation takeaways from Capital Trust's Q4 FY26 investor presen

Compare:vs Bajaj Financevs Bajaj Finservvs Shriram Finance Ltd

🔎 Who's planning the most growth?

Companies ranked by management's own guidance — revenue, margins, capex and order book, from every earnings call in India.

See rankings →

Arthneeti Pro · Annual

IIFL Finance and 15K+ more earnings calls,
for less than your morning chai

a day

Every earnings call, ranking and concall Q&A across all four results seasons.

Secure Razorpay payment · instant access

Frequently Asked Questions

What were IIFL Finance Q4 FY26 results?

IIFL Finance plans 18%-20% growth in Assets Under Management (AUM) for FY27, with related disbursement growth of 25%-27%. Q4 FY26 consolidated profit after tax (PAT) before non-controlling interest was INR 623 crores, up 24% quarter-on-quarter.

What is IIFL Finance share price analysis?

IIFL Finance currently shows a neutral. The stock trades at a P/E of 13.8 with a market cap of ₹28,917 Cr. Investors should review the full earnings analysis for detailed insights.

Is IIFL Finance planning capital expenditure?

The transcript from the provided pages does not explicitly mention any current or future capex, capital investment, or strategic investment plans by IIFL Finance Limited.

Keep IIFL Finance on your radar — track it to get its next earnings analysis in your feed.

This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.