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Capital Trust

Q4 FY26Finance

Capital Trust Q4 FY26: Revenue ₹9.6 Cr, PAT ₹18.2 Cr

Q4 FY26 investor presentation: what the company reported on revenue, margins and projects.

Price₹22
Market cap₹74 Cr
Updated16 Oct 2026
Read4 min read

Based on Capital Trust's Q4 FY26 investor presentation. The company has not published an earnings-call transcript for this quarter, so figures here are what the investor presentation reports, not management guidance.

The short version

Q4 FY26 Total Income: ₹9.6 Cr, down 54% YoY from ₹20.9 Cr in Q4 FY25 (Page 27). The presentation does not explicitly report EBITDA or operating margin figures for the quarter or year.

From Capital Trust's Q4 FY26 earnings-call transcript · updated 16 Oct 2026.

Revenue & Sales Performance

  • Q4 FY26 Total Income: ₹9.6 Cr, down 54% YoY from ₹20.9 Cr in Q4 FY25 (Page 27).
  • Total Expenses (excluding tax) Q4 FY26: ₹9.5 Cr, down 55% YoY from ₹20.8 Cr in Q4 FY25 (Page 27).
  • Profit Before Tax (PBT) Q4 FY26: ₹0.1 Cr, flat YoY (Page 27).
  • On-Book Portfolio Q4 FY26: ₹32.8 Cr, down 63% YoY from ₹88.5 Cr (Page 27).
  • Off-Book Portfolio Q4 FY26: ₹125.2 Cr, up 22% YoY from ₹102.3 Cr (Page 27).
  • Total Assets Under Management (AUM) Q4 FY26: ₹158 Cr, down 17% YoY from ₹190.9 Cr (Page 27).

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Profitability & Margins

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Capital Expenditure Plans

The investor presentation does not describe any capex, capacity expansion, or new plant/project investments. It focuses primarily on: - Strategic transformation completed in FY26, moving from unsecured to secured lending, especially in gold loans. - Business model pivot to secured gold loans and partner-led MSME origination platform. - Rights issue raised ₹23.8 Cr for capital adequacy and balance sheet strengthening.

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Top-ranked in Finance

Ranked on what management guided this quarter

Guidance-ranked
1Mufin Green
Rev 1Mar 1
2Akiko
Rev 1Mar 1
3
Rev 1Mar 2
4
Rev 1Mar 3
5
Rev 1Mar 3
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Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Fundraising & Capital Structure

See what Capital Trust said on fundraising & capital structure — free account, 30 seconds.

Order Book & Pipeline

The investor presentation does not explicitly mention or report any details regarding order book, order inflow, or pending orders. The document focuses primarily on: - Strategic transformation from unsecured to secured lending. - Financials like Assets Under Management (AUM) growth. - Q4 FY26 operational and profitability highlights. - Gold loans and MSME lending product details.

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Frequently Asked Questions

What were Capital Trust Q4 FY26 results?

Q4 FY26 Total Income: ₹9.6 Cr, down 54% YoY from ₹20.9 Cr in Q4 FY25 (Page 27). The presentation does not explicitly report EBITDA or operating margin figures for the quarter or year.

What is Capital Trust share price analysis?

Capital Trust currently shows a neutral. The stock trades at a P/E of N/A with a market cap of ₹74 Cr. Investors should review the full earnings analysis for detailed insights.

Is Capital Trust planning capital expenditure?

The investor presentation does not describe any capex, capacity expansion, or new plant/project investments.

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This analysis is AI-generated based on publicly available earnings data and the company's investor presentation. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.