Financials of IndusInd Bank Ltd

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of IndusInd Bank Ltd

Quarterly Results

Quarter-by-quarter operating performance

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue +10,02110,73011,24811,57212,19912,54712,68612,80110,63412,26411,60911,37311,005
Interest5,3515,8636,1716,2776,8227,1397,3397,5737,5867,6247,1996,8116,634
Expenses +4,0964,2374,4244,6184,7534,9475,7525,7266,7705,9896,6446,0955,272
Financing Profit574630653677623460-405-498-3,722-1,350-2,235-1,533-901
Financing Margin %6%6%6%6%5%4%-3%-4%-35%-11%-19%-13%-8%
Other Income +2,1542,2102,2822,3962,5082,4422,1852,3557092,1571,6511,7071,714
Depreciation0000000000000
Profit before tax2,7272,8402,9353,0733,1312,9021,7801,857-3,013807-584174813
Tax %25%25%25%25%25%25%25%24%-23%25%-25%26%27%
Net Profit +2,0432,1242,2022,3012,3492,1711,3311,402-2,329604-437128594
EPS in Rs26.3427.3828.3429.5930.1827.8817.0918.00-29.897.75-5.611.647.63
Gross NPA %1.98%1.94%1.93%1.92%1.92%2.02%2.11%2.25%3.13%3.64%3.60%3.56%3.43%
Net NPA %0.59%0.58%0.57%0.57%0.57%0.60%0.64%0.68%0.95%1.12%1.04%1.04%1.00%

Financials of IndusInd Bank Ltd

Profit & Loss

Annual income statement trend

Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue +11,87214,40617,28122,26128,78329,00030,82236,36845,74848,66846,251
Interest7,3558,3439,78313,41516,72415,47215,82218,77625,13229,63628,268
Expenses +4,1885,6846,5559,28412,54415,77215,62415,42517,56922,66424,001
Financing Profit329379942-438-485-2,244-6232,1673,046-3,632-6,019
Financing Margin %3%3%5%-2%-2%-8%-2%6%7%-7%-13%
Other Income +3,2974,1714,7505,6476,9536,5017,4088,1739,3967,6907,229
Depreciation1571912122292913283524074635320
Profit before tax3,4694,3605,4814,9806,1773,9296,4339,93211,9793,5261,210
Tax %34%34%34%34%28%25%25%25%25%27%27%
Net Profit +2,2872,8683,6063,3014,4582,9304,8057,4448,9772,576889
EPS in Rs38.4347.9560.0854.7764.2837.8962.0395.93115.3433.0611.41
Dividend Payout %12%13%12%14%0%13%14%15%14%0%13%

Financials of IndusInd Bank Ltd

Balance Sheet

Capital structure and asset base

Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital595598600603694773775776778779779
Reserves17,10220,04923,24326,08534,05442,72747,25254,22962,42964,05764,809
Deposits93,000127,572151,639194,868202,027255,870293,349336,120384,586410,862399,931
Borrowing24,99621,45438,28947,32160,75451,32347,32349,01147,61153,70442,789
Other Liabilities +7,2058,9767,8568,9449,70012,21013,26817,70119,68924,70635,086
Total Liabilities142,898178,650221,628277,821307,229362,903401,967457,837515,094554,107543,394
Fixed Assets +1,2181,3071,3131,6881,7921,8011,8341,9442,1272,3092,546
CWIP372825227975951351971880
Investments34,05636,70450,07859,26859,93869,65370,93083,076106,486114,457125,007
Other Assets +107,587140,611170,211216,843245,419291,374329,109372,682406,283437,154415,841
Total Assets142,898178,650221,628277,821307,229362,903401,967457,837515,094554,107543,394

Financials of IndusInd Bank Ltd

Cash Flows

Operating, investing and financing cash movement

Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +-2,92711,569-20,700-6,389-12,90744,97616,672-12,442-16,92518,278993
Cash from Investing Activity +-258-285-217-6331,445-324-395-481-703-685-634
Cash from Financing Activity +2,517-2,76815,5058,59012,733-4,096-4,3021,115-2,2424,876-10,912
Net Cash Flow-6678,516-5,4121,5681,27140,55611,975-11,808-19,86922,468-10,553
Free Cash Flow-3,18411,296-20,920-7,027-13,32444,64516,266-13,002-17,63617,569359
CFO/OP-21%154%-175%-31%-66%346%124%-54%-49%82%5%

Financials of IndusInd Bank Ltd

Ratios

Working capital efficiency and return ratios

Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %13%15%16%13%15%7%10%14%15%4%1%