Financials of Kotak Mahindra Bank Ltd

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of Kotak Mahindra Bank Ltd

Quarterly Results

Quarter-by-quarter operating performance

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue +11,98212,86913,71714,49515,15615,83716,42716,63316,77217,24817,19917,50717,827
Interest4,2304,8345,5365,9856,2126,8057,1397,1707,1577,5277,3337,3847,376
Expenses +10,54810,30310,13612,48414,92012,26313,09410,59613,66613,12311,60613,93313,656
Financing Profit-2,796-2,269-1,955-3,975-5,976-3,231-3,806-1,133-4,051-3,402-1,740-3,811-3,205
Financing Margin %-23%-18%-14%-27%-39%-20%-23%-7%-24%-20%-10%-22%-18%
Other Income +8,7857,8557,8439,58812,75113,04210,4537,31310,4029,4567,70310,34410,648
Depreciation0000000000000
Profit before tax5,9895,5865,8885,6146,7759,8116,6476,1806,3516,0535,9636,5337,443
Tax %24%26%25%25%23%25%25%25%23%27%25%25%27%
Net Profit +4,5664,1504,4614,2655,3377,4485,0444,7014,9334,4724,4684,9245,423
EPS in Rs4.604.184.494.295.377.495.074.734.964.504.494.955.45
Gross NPA %1.76%1.75%1.69%1.68%1.38%1.39%1.48%1.51%1.45%
Net NPA %0.41%0.43%0.39%0.36%0.36%0.38%0.45%0.44%0.36%

Financials of Kotak Mahindra Bank Ltd

Profit & Loss

Annual income statement trend

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue +13,31920,40222,32425,13129,83133,47432,82033,74142,15156,23765,66969,781
Interest6,96611,12311,45812,46715,18715,90112,96711,55414,41122,56728,27529,620
Expenses +9,71811,54114,83216,80519,75822,57829,81230,69933,48547,05248,89152,319
Financing Profit-3,366-2,263-3,965-4,141-5,114-5,005-9,958-8,512-5,746-13,382-11,496-12,158
Financing Margin %-25%-11%-18%-16%-17%-15%-30%-25%-14%-24%-18%-17%
Other Income +8,1527,63111,66013,68216,14816,89223,58824,94125,99138,03741,42638,150
Depreciation2373453623834584654614805997929410
Profit before tax4,5505,0247,3329,15810,57611,42213,16815,94819,64623,86328,98925,993
Tax %33%32%32%33%33%25%25%25%25%25%24%26%
Net Profit +3,1053,5245,0196,2587,2048,5939,99012,08914,92518,21322,12619,288
EPS in Rs3.943.775.376.517.558.9810.0812.1815.0318.3222.2619.39
Dividend Payout %2%3%2%2%2%0%2%2%2%2%2%3%

Financials of Kotak Mahindra Bank Ltd

Balance Sheet

Capital structure and asset base

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital386917920953954957991992993994994995
Reserves21,77032,44737,57249,53556,82765,68083,34895,673110,821128,978156,495180,118
Deposits72,843135,949155,540191,236224,824260,400278,871310,087361,273445,269494,707566,940
Borrowing31,41543,73049,69058,60466,93966,07748,23955,66057,53475,10697,62295,394
Other Liabilities +22,04927,76132,46537,39245,62650,05967,40584,08689,809117,321129,955159,906
Total Liabilities148,464240,804276,188337,720395,171443,173478,854546,498620,430767,667879,7741,003,353
Fixed Assets +1,3851,7611,7592,5432,6972,6752,5542,7233,0753,5103,7592,853
CWIP000000000000
Investments45,58970,27468,46290,977103,487111,197156,946164,529195,338246,446284,255290,633
Other Assets +101,490168,769205,967244,201288,987329,301319,355379,245422,017517,711591,761709,867
Total Assets148,464240,804276,188337,720395,171443,173478,854546,498620,430767,667879,7741,003,353

Financials of Kotak Mahindra Bank Ltd

Cash Flows

Operating, investing and financing cash movement

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +2,3025,02513,222-10,3921,82246,6194,8818,308-1,24215,68516,91641,727
Cash from Investing Activity +-4,467-2,353-5,289-5,475-3,323-13,068-11,172-10,903-10,381-8,919-25,226-16,519
Cash from Financing Activity +2,4262,0246,05514,6798,365-735-10,0727,5431,88315,51522,165-2,538
Net Cash Flow2604,69613,989-1,1886,86432,815-16,3634,949-9,74022,28113,85522,669
Free Cash Flow2,0344,71412,840-10,7581,33146,2064,5817,675-2,20314,59315,76840,691
CFO/OP103%76%205%-89%52%454%270%396%41%236%139%276%

Financials of Kotak Mahindra Bank Ltd

Ratios

Working capital efficiency and return ratios

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %15%12%14%14%13%14%13%13%14%15%15%11%