Manba Finance Ltd
Manba Finance Q3 FY26 earnings call: Revenue & Margins
Q3 FY26 earnings call: what management guided on revenue, margins and order book.
The short version
Manba Finance reported a robust 25% year-on-year growth in Assets Under Management (AUM), reaching Rs. For FY '27, Manba Finance targets a profit after tax of around Rs.
From Manba Finance Ltd's Q3 FY26 earnings-call transcript · updated 26 Aug 2026.
Revenue & Sales Performance
- Manba Finance reported a robust 25% year-on-year growth in Assets Under Management (AUM), reaching Rs. 1,631 crores as of December 2025.
- The company aims for consistent growth of 25%-30% year-on-year in FY '27.
- Disbursement for Q3 FY '26 was Rs. 746 crores, with expectations for continued high disbursement driven by dealer network expansion and deeper market penetration.
- Focus on deeper penetration in existing states (especially UP and MP) rather than adding new states.
- Plans to add 18-20 new locations and 100+ employees in UP in the next year.
- New product launches like MSME LAP starting February aiming to diversify offerings.
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Profitability & Margins
See what Manba Finance Ltd said on profitability & margins — free account, 30 seconds.
Capital Expenditure Plans
- No explicit mention of current or future capital expenditure (capex) or strategic investments was made in the transcript.
- The company plans to raise new capital when their leverage reaches 4 to 4.25 times; currently at 3.37 times leverage.
- Focus is on organic growth and deepening presence in existing states (UP and MP), rather than geographic expansion.
- Discussed preparations for a direct assignment (DA) transaction to strengthen the balance sheet and liquidity.
- Plans to launch a new loan product (MSME LAP) starting February in select cities, implying investment in product development and team.
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Ranked on what management guided this quarter
Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.
Fundraising & Capital Structure
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Order Book & Pipeline
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Frequently Asked Questions
What were Manba Finance Ltd Q3 FY26 results?
Manba Finance reported a robust 25% year-on-year growth in Assets Under Management (AUM), reaching Rs. For FY '27, Manba Finance targets a profit after tax of around Rs.
What is Manba Finance Ltd share price analysis?
Manba Finance Ltd currently shows a neutral. The stock trades at a P/E of 13.8 with a market cap of ₹672 Cr. Investors should review the full earnings analysis for detailed insights.
Is Manba Finance Ltd planning capital expenditure?
No explicit mention of current or future capital expenditure (capex) or strategic investments was made in the transcript.
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This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.