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Satin Creditcare

Q3 FY26

Satin Creditcare Q3 FY26 earnings call: Revenue & Margins

Q3 FY26 earnings call: what management said on revenue, margins and capex.

Price₹224
Market cap₹2.5K Cr
P/E6.1
Updated23 Aug 2026
Read3 min read

The short version

Satin Creditcare targets a cautious growth of 10% to 15% in the Microfinance Institution (MFI) segment for FY '27. Satin Creditcare expects a cautious 10% to 15% growth in its Microfinance Institution (MFI) segment for FY27, focusing on quality clients and robust underwriting.

From Satin Creditcare's Q3 FY26 earnings-call transcript · updated 23 Aug 2026.

Revenue & Sales Performance

  • Satin Creditcare targets a cautious growth of 10% to 15% in the Microfinance Institution (MFI) segment for FY '27.
  • Subsidiaries like Satin Housing Finance and Satin Finserv are expected to grow at higher rates of 40% to 50% year-on-year.
  • The overall Asset Under Management (AUM) grew by 10% year-on-year in Q3 FY '26, reflecting consistent growth momentum.
  • Disbursements increased by 7% year-on-year on a consolidated basis.
  • Expansion through adding branches continues, with a focus on deepening presence in existing geographies and entering new states like Kerala.

2 more points from Satin Creditcare's call on revenue

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Profitability & Margins

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Capital Expenditure Plans

  • Satin Creditcare Technologies Limited has made a strategic investment by acquiring 51% stake in QTrino Labs, a deep tech cybersecurity company focused on post-quantum cryptography. This reinforces their focus on innovation and building a future-ready institution (Page 4).
  • The company is investing capital in its subsidiaries through rights issues, such as putting INR 50 crores of capital into Satin Finserv and also into Satin Technologies, both wholly owned subsidiaries, to support their fast growth and expansion (Page 7).
  • The focus appears to be on organic growth, technology enhancement, and selective strategic technology investments (Pages 4, 7).

Fundraising & Capital Structure

See what Satin Creditcare said on fundraising & capital structure — free account, 30 seconds.

Order Book & Pipeline

See what Satin Creditcare said on order book & pipeline — free account, 30 seconds.

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What Satin Creditcare Network Ltd's management said in earlier quarters

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Frequently Asked Questions

What were Satin Creditcare Q3 FY26 results?

Satin Creditcare targets a cautious growth of 10% to 15% in the Microfinance Institution (MFI) segment for FY '27. Satin Creditcare expects a cautious 10% to 15% growth in its Microfinance Institution (MFI) segment for FY27, focusing on quality clients and robust underwriting.

What is Satin Creditcare share price analysis?

Satin Creditcare currently shows a neutral. The stock trades at a P/E of 6.1 with a market cap of ₹2,492 Cr. Investors should review the full earnings analysis for detailed insights.

Is Satin Creditcare planning capital expenditure?

Satin Creditcare Technologies Limited has made a strategic investment by acquiring 51% stake in QTrino Labs, a deep tech cybersecurity company focused on post-quantum cryptography.

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This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.