Capital Trust Ltd
Capital Trust Q3 FY26: Revenue ₹11.3 Cr, PAT ₹2.4 Cr
Q3 FY26 investor presentation: what the company reported on revenue, margins and projects.
Based on Capital Trust Ltd's Q3 FY26 investor presentation. The company has not published an earnings-call transcript for this quarter, so figures here are what the investor presentation reports, not management guidance.
The short version
Total Income for Q3 FY26: ₹11.3 Crores - Year-on-Year (YoY) change: -55% (from ₹25.2 Crores in Q3 FY25) - Quarterly (QoQ) change: +28% (from ₹8.8 Crores in Q2 FY26) - Quarterly Disbursement for the quarter: ₹20 Crores (up 87% QoQ) - Assets Under Management (AUM) for Q3 FY26: ₹104.1 Crores - YoY change in AUM: -57% (from ₹240.4 Crores in Q3 FY25) - On-Book Portfolio: ₹34.7 Crores (-64% YoY) - Off-Book Portfolio: ₹69.4 Crores (-51% YoY) - The presentation does not state any explicit outlook for future revenue or volume figures. The presentation does not explicitly report EBITDA or operating margin figures for Q3 FY26.
From Capital Trust Ltd's Q3 FY26 earnings-call transcript · updated 16 Oct 2026.
Revenue & Sales Performance
- Total Income for Q3 FY26: ₹11.3 Crores
- Year-on-Year (YoY) change: -55% (from ₹25.2 Crores in Q3 FY25)
- Quarterly (QoQ) change: +28% (from ₹8.8 Crores in Q2 FY26)
- Quarterly Disbursement for the quarter: ₹20 Crores (up 87% QoQ)
- Assets Under Management (AUM) for Q3 FY26: ₹104.1 Crores
- YoY change in AUM: -57% (from ₹240.4 Crores in Q3 FY25)
- On-Book Portfolio: ₹34.7 Crores (-64% YoY)
- Off-Book Portfolio: ₹69.4 Crores (-51% YoY)
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Profitability & Margins
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Capital Expenditure Plans
- The presentation does not explicitly mention any capex, new plant, or capacity expansion projects.
- Focus is on strategic shift and business model evolution: transitioning from unsecured MSME loans to secured gold loans.
- Capital raise: ₹23.8 Cr rights issue in Q3FY26 to support strategic initiatives.
- Funds utilized for:
- Launch of secured gold loans (rolled out in October 2025; 3 branches operational, ₹5 Cr Gold AUM in 4 months).
- Strengthening provision buffers and cleaning up legacy MSME portfolio.
- Co-lending partnership signed for ₹25 Cr gold loans.
- Expansion of BC partnerships with Suryoday Small Finance Bank and Kaleidofin Capital to scale MSME portfolio.
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Ranked on what management guided this quarter
Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.
Fundraising & Capital Structure
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Order Book & Pipeline
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Frequently Asked Questions
What were Capital Trust Ltd Q3 FY26 results?
Total Income for Q3 FY26: ₹11.3 Crores - Year-on-Year (YoY) change: -55% (from ₹25.2 Crores in Q3 FY25) - Quarterly (QoQ) change: +28% (from ₹8.8 Crores in Q2 FY26) - Quarterly Disbursement for the quarter: ₹20 Crores (up 87% QoQ) - Assets Under Management (AUM) for Q3 FY26: ₹104.1 Crores - YoY change in AUM: -57% (from ₹240.4 Crores in Q3 FY25) - On-Book Portfolio: ₹34.7 Crores (-64% YoY) - Off-Book Portfolio: ₹69.4 Crores (-51% YoY) - The presentation does not state any explicit outlook for future revenue or volume figures. The presentation does not explicitly report EBITDA or operating margin figures for Q3 FY26.
What is Capital Trust Ltd share price analysis?
Capital Trust Ltd currently shows a neutral. The stock trades at a P/E of N/A with a market cap of ₹74 Cr. Investors should review the full earnings analysis for detailed insights.
Is Capital Trust Ltd planning capital expenditure?
The presentation does not explicitly mention any capex, new plant, or capacity expansion projects.
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This analysis is AI-generated based on publicly available earnings data and the company's investor presentation. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.