SBI Life Insurance Company Ltd
SBI Life Insurance Company Q2 FY26 earnings call: Revenue & Margins
Q2 FY26 earnings call: what management said on revenue, margins and capex.
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The short version
SBI Life expects full-year growth of 13-14% in individual rated premium (IRP), with a rebound to mid-teens growth in banca and agency channels starting September and continuing into October and beyond. SBI Life expects sustainable growth with a focus on long-term profitable growth and value creation.
From SBI Life Insurance Company Ltd's Q2 FY26 earnings-call transcript · updated 23 Aug 2026.
Revenue & Sales Performance
- SBI Life expects full-year growth of 13-14% in individual rated premium (IRP), with a rebound to mid-teens growth in banca and agency channels starting September and continuing into October and beyond.
- Online business (primarily via own website) is growing strongly, with individual new business premium up 34% and protection business through this channel up 55% year-over-year.
- Protection business, a key focus, is expected to grow faster than overall company growth and aims to exceed 10% of total APE in the medium term.
- New branches (44 opened in H1) and increased agent force (+64,000 agents) support expansion and sales growth.
2 more points from SBI Life Insurance Company Ltd's call on revenue
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Profitability & Margins
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Capital Expenditure Plans
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Ranked on what management guided this quarter
Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.
Fundraising & Capital Structure
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Order Book & Pipeline
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SBI Life Insurance Company Ltd — Quarterly revenue & net profit
Reported quarterly figures (₹ Cr). Latest (Q2 FY27): revenue ₹24.6K Cr, net profit ₹549 Cr. Revenue and profit are scaled separately — hover a quarter for exact figures.
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What SBI Life Insuran's management said in earlier quarters
- Q2 FY27 earnings call analysis →
- Q1 FY27 earnings call analysis →
- Q4 FY26 earnings call analysis →
- Q3 FY26 earnings call analysis →
- Q1 FY26 earnings call →
- Q4 FY25 earnings call →
- Q3 FY25 earnings call →
- Q2 FY25 earnings call →
- Q1 FY25 earnings call →
- Q4 FY24 earnings call →
- Q3 FY24 earnings call →
- Q2 FY24 earnings call →
Others in Insurance this season
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- Medi Assist Ser. (Q2 FY26)
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- Life Insurance (Q2 FY26)
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Potential multibaggers · Q2 FY27
Potential multibaggers in Insurance
on management's own guidance
- Niva Bupa Health Insurance Company LtdGood growth2
- Max FinancialGood growth1
- Medi Assist Ser.Good growth3
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Ranks describe management commentary on revenue and margin from the latest earnings call. Not investment advice.
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Frequently Asked Questions
What were SBI Life Insurance Company Ltd Q2 FY26 results?
SBI Life expects full-year growth of 13-14% in individual rated premium (IRP), with a rebound to mid-teens growth in banca and agency channels starting September and continuing into October and beyond. SBI Life expects sustainable growth with a focus on long-term profitable growth and value creation.
What is SBI Life Insurance Company Ltd share price analysis?
SBI Life Insurance Company Ltd currently shows a neutral. The stock trades at a P/E of 69.2 with a market cap of ₹180,085 Cr. Investors should review the full earnings analysis for detailed insights.
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This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.