SBI Life Insuran
SBI Life Insuran Q1 FY27 earnings call: Revenue & Margins
Q1 FY27 earnings call: what management said on revenue, margins and capex.
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What the Q1 FY27 call signalled
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The short version
SBI Life Insurance expects sustained growth in Individual Rated Premium (IRP) at around 14-15% annually. Value of New Business (VoNB) grew by 29% YoY to INR 14.1 billion, indicating strong future earnings growth potential.
From SBI Life Insuran's Q1 FY27 earnings-call transcript · updated 25 Aug 2026.
Revenue & Sales Performance
- SBI Life Insurance expects sustained growth in Individual Rated Premium (IRP) at around 14-15% annually.
- Agency channel is gaining traction with 19%+ growth in the current quarter and anticipated stronger performance in upcoming quarters.
- Bancassurance (SBI and RRBs) contributes 47% to total APE, growing steadily at about 10%.
- Group business growth is lumpy but showing strong momentum (313% growth in group protection APE).
- Product mix is shifting towards higher-margin non-ULIP and pure protection products, supporting growth and profitability.
- New business premium grew 23% year-on-year; gross written premium up 20%.
- Assets under management increased by 10%, indicating expanding business volumes.
2 more points from SBI Life Insuran's call on revenue
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Profitability & Margins
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Capital Expenditure Plans
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Ranked on what management guided this quarter
Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.
Fundraising & Capital Structure
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Order Book & Pipeline
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SBI Life Insuran — Quarterly revenue & net profit
Reported quarterly figures (₹ Cr). Latest (Q2 FY27): revenue ₹24.6K Cr, net profit ₹549 Cr. Revenue and profit are scaled separately — hover a quarter for exact figures.
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What SBI Life Insuran's management said in earlier quarters
- Q2 FY27 earnings call analysis →
- Q4 FY26 earnings call analysis →
- Q3 FY26 earnings call analysis →
- Q2 FY26 earnings call analysis →
- Q1 FY26 earnings call →
- Q4 FY25 earnings call →
- Q3 FY25 earnings call →
- Q2 FY25 earnings call →
- Q1 FY25 earnings call →
- Q4 FY24 earnings call →
- Q3 FY24 earnings call →
- Q2 FY24 earnings call →
Others in Insurance this season
- Star Health & Allied Insurance Company Ltd (Q1 FY27)
Growth is fueled by deepening proprietary distribution (agency and digital D2C) which contributes over 90% of retail business and is expanding steadily…
- ICICI Lombard (Q1 FY27)
The company reported a 7.5% growth in Gross Direct Premium Income (GDPI) in Q1 FY2027, driven mainly by retail lines, slightly below the industry growth of…
- Niva Bupa Health Insurance Company Ltd (Q1 FY27)
Group portfolio growth remains selective, focusing on profitable segments like SMEs growing over 50% (Page 6). Key concall takeaways from Niva Bupa Health's Q1…
- HDFC Life Insur. (Q1 FY27)
Agency channel growing strongly at around 21%, driven by new agents and branch expansion. Key concall takeaways from HDFC Life Insurance Company's Q1 FY27 earni
Potential multibaggers · Q2 FY27
Potential multibaggers in Insurance
on management's own guidance
- Niva Bupa Health Insurance Company LtdGood growth2
- Max FinancialGood growth1
- Medi Assist Ser.Good growth3
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Ranks describe management commentary on revenue and margin from the latest earnings call. Not investment advice.
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Frequently Asked Questions
What were SBI Life Insuran Q1 FY27 results?
SBI Life Insurance expects sustained growth in Individual Rated Premium (IRP) at around 14-15% annually. Value of New Business (VoNB) grew by 29% YoY to INR 14.1 billion, indicating strong future earnings growth potential.
What is SBI Life Insuran share price analysis?
SBI Life Insuran currently shows a below-average growth signal. The stock trades at a P/E of 69.2 with a market cap of ₹179,875 Cr. Investors should review the full earnings analysis for detailed insights.
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This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.