Financials of SBI Life Insurance Company Ltd

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of SBI Life Insurance Company Ltd

Quarterly Results

Quarter-by-quarter operating performance

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Sales +21,29627,89528,80539,03336,25534,65440,30218,86223,07138,99623,11546,1334,071
Expenses +22,19727,47128,39238,68137,04334,06039,69618,26623,52038,33322,60045,5175,117
Operating Profit-901424413352-788594606596-449664516615-1,046
OPM %-4%2%1%1%-2%2%2%3%-2%2%2%1%-26%
Other Income +1,723912181,6393-4-31,350-816271,913
Interest0000000000000
Depreciation0000000000000
Profit before tax822433424370851597601594901656532642867
Tax %5%12%10%13%5%13%12%7%10%9%7%10%7%
Net Profit +777381380322811520529551814594495577805
EPS in Rs7.763.813.803.218.105.195.285.508.125.934.935.758.02

Financials of SBI Life Insurance Company Ltd

Profit & Loss

Annual income statement trend

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Sales +23,29919,32430,54834,06844,60443,79881,91382,98380,636131,988116,888112,315
Expenses +22,50518,40429,47932,73643,13042,44781,04082,25478,713129,884114,112111,566
Operating Profit7949201,0681,3321,4741,3518727301,9232,1042,776749
OPM %3%5%4%4%3%3%1%1%2%2%2%1%
Other Income +1831291391562665298671,032515001,948
Interest455680000000
Depreciation34374859928999756876840
Profit before tax9391,0071,1541,4221,6421,7901,6401,6871,9062,0782,6932,697
Tax %13%16%17%19%19%21%11%11%10%9%10%8%
Net Profit +8158449551,1501,3271,4221,4561,5061,7211,8942,4132,470
EPS in Rs8.158.449.5511.5013.2714.2214.5615.0517.1918.9124.0824.63
Dividend Payout %15%14%16%17%15%0%17%13%15%14%11%11%

Financials of SBI Life Insurance Company Ltd

Balance Sheet

Capital structure and asset base

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital1,0001,0001,0001,0001,0001,0001,0001,0001,0011,0011,0021,003
Reserves3,0563,7334,5525,5286,5767,7439,40010,62212,01713,90715,98318,083
Borrowings +000000000000
Other Liabilities +70,06478,69696,687115,193139,157156,837216,430261,715301,582383,369440,110480,960
Total Liabilities74,12183,429102,240121,720146,734165,580226,830273,337314,599398,277457,095500,046
Fixed Assets +292301507511563568564919520551580688
CWIP7146317032131316100
Investments69,38577,84395,830114,436139,325158,813218,756264,437304,334385,590447,467486,367
Other Assets +4,4375,1395,8716,7036,8146,1867,5097,9789,74312,1309,03812,991
Total Assets74,12183,429102,240121,720146,734165,580226,830273,337314,599398,277457,095500,046

Financials of SBI Life Insurance Company Ltd

Cash Flows

Operating, investing and financing cash movement

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +2,7115,7788,52510,39513,47319,29923,87821,85228,65629,12225,54734,523
Cash from Investing Activity +-178-7,204-9,032-8,910-13,552-16,986-19,203-21,611-30,203-31,221-21,789-35,318
Cash from Financing Activity +-117-144-144-221-241-1983-231-415-227-215-179
Net Cash Flow2,416-1,570-6511,264-3212,1144,67710-1,962-2,3273,543-974
Free Cash Flow2,6875,6008,37710,28813,32519,21023,76321,78528,58129,00825,44134,338
CFO/OP341%628%798%780%955%1,473%2,802%3,094%1,532%1,426%956%4,745%

Financials of SBI Life Insurance Company Ltd

Ratios

Working capital efficiency and return ratios

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Debtor Days000000000000
Inventory Days
Days Payable
Cash Conversion Cycle000000000000
Working Capital Days0-6334111-31424
ROCE %25%23%23%24%22%22%17%15%15%15%17%15%