Latest: Finkurve Financial Services Ltd Q1 FY27 results →All Q4 FY26 results →
FF

Finkurve Financial Services Ltd

Q4 FY26Finance

Finkurve Financial Services Q4 FY26 earnings call: Revenue & Margins

Q4 FY26 earnings call: what management said on revenue, margins and capex.

Price₹76
Market cap₹828 Cr
P/E31.8
Updated23 Aug 2026
Read3 min read

Finkurve Financial Services Ltd Q4 FY26 key numbers

Revenue
By 2029, Finkurve aspires to reach an AUM of INR 5,000 crore.

As stated in Finkurve Financial Services Ltd's Q4 FY26 earnings call transcript · published 28 May 2026. Reported figures, not investment advice.

The short version

The company aims for strong AUM growth of 40% to 50% year-on-year, with aspirations to exceed this internally.

From Finkurve Financial Services Ltd's Q4 FY26 earnings-call transcript · updated 23 Aug 2026.

Revenue & Sales Performance

Strong growth
  • The company aims for strong AUM growth of 40% to 50% year-on-year, with aspirations to exceed this internally.
  • By 2029, Finkurve aspires to reach an AUM of INR 5,000 crore.
  • Total quarterly income has grown by 71% YoY, and further revenue growth is expected aligned with AUM expansion.
  • Fee and commission income is expected to grow proportionally with the personal loan book and overall AUM.
  • Growth will be risk-adjusted, not compromising asset quality or profitability.
  • Branch network to expand by approximately 50% annually, supporting growth.

2 more points from Finkurve Financial Services Ltd's call on revenue

Create a free account to keep reading this call

Profitability & Margins

See what Finkurve Financial Services Ltd said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

Capex planned
  • The company plans to grow its branch network by 50% in the current financial year, from 105 to around 150-160 branches.
  • Typical capex per branch is around INR 14-15 lakh, with opex around INR 2.5-3 lakh per branch.
  • Technology investments are underway to upgrade branch-level customer onboarding, aiming to reduce turnaround time using AI and automation.

2 more points from Finkurve Financial Services Ltd's call on capex

Create a free account to keep reading this call

Top-ranked in Finance

Ranked on what management guided this quarter

Guidance-ranked
1Mufin Green
Rev 1Mar 1
2Akiko
Rev 1Mar 1
3
Rev 1Mar 3
4
Rev 1Mar 3
5
Rev 1Mar 3
Sign up free to see 3 moreTakes 30 seconds · no cardSign up

Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Fundraising & Capital Structure

See what Finkurve Financial Services Ltd said on fundraising & capital structure — free account, 30 seconds.

Order Book & Pipeline

See what Finkurve Financial Services Ltd said on order book & pipeline — free account, 30 seconds.

What the Q4 FY26 call signalled

3 of 5 strong

RevenueStrong growth
MarginMargins steady
CapexCapex planned
FundraiseNo fundraise planned
Order bookOrder book rising

What Finkurve Financial Services Ltd's management said in earlier quarters

Others in Finance this season

  • Regency Fincorp Ltd (Q4 FY26)

    Disbursements grew 43% YoY to INR 142 crores in FY2026. Key concall takeaways from Regency Fincorp's Q4 FY26 earnings call — and how it ranks against sector…

  • Shalibhadra Finance Ltd (Q4 FY26)

    Expanding product mix: Two-wheelers to remain 60%, newer products (Micro LAP, home loans) 40%. Key concall takeaways from Shalibhadra Finance Ltd's Q4 FY26…

  • Authum Invest (Q4 FY26)

    Cr) for FY2026: Total Rs. Key investor presentation takeaways from Authum Investment & Infrastructure Ltd's Q4 FY26 investor presentation — and how it ranks aga

  • Capital Trust (Q4 FY26)

    Q4 FY26 Total Income: ₹9.6 Cr, down 54% YoY from ₹20.9 Cr in Q4 FY25 (Page 27). Key investor presentation takeaways from Capital Trust's Q4 FY26 investor presen

🔎 Who's planning the most growth?

Companies ranked by management's own guidance — revenue, margins, capex and order book, from every earnings call in India.

See rankings →

Arthneeti Pro · Annual

Finkurve Financial Services Ltd and 15K+ more earnings calls,
for less than your morning chai

a day

Every earnings call, ranking and concall Q&A across all four results seasons.

Secure Razorpay payment · instant access

Frequently Asked Questions

What were Finkurve Financial Services Ltd Q4 FY26 results?

The company aims for strong AUM growth of 40% to 50% year-on-year, with aspirations to exceed this internally.

What is Finkurve Financial Services Ltd share price analysis?

Finkurve Financial Services Ltd currently shows a strong growth signal based on ranking data. The stock trades at a P/E of 31.8 with a market cap of ₹828 Cr. Investors should review the full earnings analysis for detailed insights.

Is Finkurve Financial Services Ltd planning capital expenditure?

The company plans to grow its branch network by 50% in the current financial year, from 105 to around 150-160 branches.

Keep Finkurve Financial Services Ltd on your radar — track it to get its next earnings analysis in your feed.

This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.