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ICICI Prudential Life Insurance Company Ltd Q2 FY27 results are out (Jul–Sep 2026) →Revenue ₹12,031 Cr +0.8% YoYSee revenue, profit and what management said. You are viewing Q3 FY26.
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ICICI Prudential Life Insurance Company Ltd

Q3 FY26Insurance

ICICI Prudential Life Insurance Company Q3 FY26 earnings call: Revenue & Margins

Q3 FY26 earnings call: what management said on revenue, margins and capex.

Revenue
₹22,833Cr
+403.4% YoY
+91.3% QoQ
Net profit
₹390Cr
+19.6% YoY
+30.4% QoQ
Margin
3.3%
−2.7 pp YoY
+3.4 pp QoQ
Price₹515
Market cap₹74.9K Cr
P/E46.6

The short version

Retail APE two-year CAGR stands at 15.2%, reflecting strong recent growth momentum. The company expects stable and sustainable growth driven by diversified channels, product innovation, and strong distribution reach.

From ICICI Prudential Life Insurance Company Ltd's Q3 FY26 earnings-call transcript · updated 23 Aug 2026.

Revenue & Sales Performance

  • Retail APE two-year CAGR stands at 15.2%, reflecting strong recent growth momentum.
  • The company expects consistent and stable growth going forward, supported by diversified channels and product innovation.
  • Q3-FY2026 showed positive trajectory with retail APE growth of 9.9% and strong renewal in linked business.
  • Non-linked savings products and retail protection segment are key growth drivers, with retail protection up 40.8% YoY.
  • Revival signs in MFI segment of Credit Life business indicate potential growth in group protection.
  • New product launches across categories (unit linked, legacy, children’s plans) aim to meet diverse customer demands.
  • Focus on product mix, cost efficiencies, and distribution depth to drive sustainable VNB and APE growth.

2 more points from ICICI Prudential Life Insurance Company Ltd's call on revenue

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Profitability & Margins

The company expects stable and sustainable growth driven by diversified channels, product innovation, and…

Locked: what ICICI Prudential Life Insurance Company Ltd said on margins

Also locked on this page: fundraising, order book

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Capital Expenditure Plans

Key points related to investment themes include: - Emphasis on investment in multiple distribution cohorts (multi-insurance partnerships, direct, agency, bancassurance) to drive balanced growth. - Product innovation across categories to meet consumer demand, including new unit-linked, legacy, and children’s products. - Continuous optimization of cost structures and operational efficiencies, described as "waste-cutting" rather than cost-cutting. For explicit information on capex or strategic capital investments, other sections of the document would need to be reviewed.

Top-ranked in Insurance

Ranked on what management guided this quarter

Guidance-ranked
1Niva Bupa Health
Rev 2Mar 3
2Max Financial
Rev 3Mar 2
3
Rev 3Mar 3
4
Rev 3Mar 3
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Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Fundraising & Capital Structure

The discussion mainly focuses on growth strategies, product offerings, cost management, margin…

Locked: what ICICI Prudential Life Insurance Company Ltd said on fundraising

Also locked on this page: margins, order book

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Order Book & Pipeline

See what ICICI Prudential Life Insurance Company Ltd said on order book & pipeline — free account, 30 seconds.

ICICI Prudential Life Insurance Company Ltd — Quarterly revenue & net profit

Revenue Net profit
Jun 2025Q1 FY26
Sep 2025Q2 FY26
Dec 2025Q3 FY26
Mar 2026Q4 FY26
Jun 2026Q1 FY27
Sep 2026Q2 FY27

ICICI Prudential Life Insurance Company Ltd Q3 FY26 results — key figures

ICICI Prudential Life Insurance Company Ltd Q3 FY26 reported results vs Q3 FY25, ₹ crore
₹ CrQ3 FY26Q3 FY25YoYQ2 FY26QoQ
Revenue22,8334,536+403.4%11,935+91.3%
Operating profit (EBITDA)755250+202%-6—
Operating margin3.3%6%-2.7 pp-0.1%+3.4 pp
Profit before tax502411+22.1%394+27.4%
Net profit (PAT)390326+19.6%299+30.4%
EPS (₹)2.702.25+20%2.07+30.4%

Source: reported quarterly figures (Screener), ₹ crore.

Reported quarterly figures (₹ Cr). Latest (Q2 FY27): revenue ₹12.0K Cr, net profit ₹374 Cr. Revenue and profit are scaled separately — hover a quarter for exact figures.

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What ICICI Life Insurance's management said in earlier quarters

Earlier calls (7)

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Frequently Asked Questions

What were ICICI Prudential Life Insurance Company Ltd Q3 FY26 results?

Retail APE two-year CAGR stands at 15.2%, reflecting strong recent growth momentum. The company expects stable and sustainable growth driven by diversified channels, product innovation, and strong distribution reach.

What is ICICI Prudential Life Insurance Company Ltd share price analysis?

ICICI Prudential Life Insurance Company Ltd currently shows a neutral. The stock trades at a P/E of 46.6 with a market cap of ₹74,942 Cr. Investors should review the full earnings analysis for detailed insights.

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This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.