ICICI Lombard General Insurance Company Ltd
ICICI Lombard General Insurance Company Q1 FY27 earnings call: Revenue & Margins
Q1 FY27 earnings call: what management guided on revenue, margins and order book.
What the Q1 FY27 call signalled
2 of 4 strong
The short version
The company reported a 7.5% growth in Gross Direct Premium Income (GDPI) in Q1 FY2027, driven mainly by retail lines, slightly below the industry growth of 10.9%. Profit after tax (PAT) for Q1 FY2027 declined by 46% YoY to ₹4.03 billion, primarily due to two large fire segment losses and the Supreme Court judgement impact on Motor TP portfolio.
From ICICI Lombard General Insurance Company Ltd's Q1 FY27 earnings-call transcript · updated 24 Sept 2026.
Revenue & Sales Performance
- The company reported a 7.5% growth in Gross Direct Premium Income (GDPI) in Q1 FY2027, driven mainly by retail lines, slightly below the industry growth of 10.9%.
- Health segment is the fastest-growing, with Q1 FY2027 growth at 24.9%, outperforming the industry (20.1%), led by strong Retail Health growth of 69.5%.
- Retail Health business is rapidly expanding, increasing market share to 4.5% from 3.5% in Q1 FY2026.
- Motor segment growth stands at 14.0%, aligned with industry growth; new vehicle sales up 33.6%, outpacing industry 14.9%.
- Commercial lines segment saw 13.8% de-growth due to a disciplined approach focused on SME growth, which increased to 33.6% share.
2 more points management made on revenue & sales performance
Profitability & Margins
See what ICICI Lombard General Insurance Company Ltd said on profitability & margins — free account, 30 seconds.
Capital Expenditure Plans
2 more points management made on capital expenditure plans
Top-ranked in Insurance
Ranked on what management guided this quarter
Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.
Fundraising & Capital Structure
See what ICICI Lombard General Insurance Company Ltd said on fundraising & capital structure — free account, 30 seconds.
Order Book & Pipeline
2 more points management made on order book & pipeline
ICICI Lombard General Insurance Company Ltd — Quarterly revenue & net profit
Reported quarterly figures (₹ Cr). Latest: revenue ₹6.8K Cr, net profit ₹547 Cr. Revenue and profit are scaled separately — hover a quarter for exact figures.
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What ICICI Lombard General Insurance Company Ltd's management said in earlier quarters
- Q2 FY26 earnings call analysis →
- Q4 FY25 earnings call analysis →
- Q3 FY26 earnings call analysis →
- Q4 FY26 earnings call analysis →
- Q1 FY26 earnings call →
- Q3 FY25 earnings call →
- Q2 FY25 earnings call →
- Q1 FY25 earnings call →
- Q4 FY24 earnings call →
- Q3 FY24 earnings call →
- Q2 FY24 earnings call →
- Q1 FY24 earnings call →
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Frequently Asked Questions
What were ICICI Lombard General Insurance Company Ltd Q1 FY27 results?
The company reported a 7.5% growth in Gross Direct Premium Income (GDPI) in Q1 FY2027, driven mainly by retail lines, slightly below the industry growth of 10.9%. Profit after tax (PAT) for Q1 FY2027 declined by 46% YoY to ₹4.03 billion, primarily due to two large fire segment losses and the Supreme Court judgement impact on Motor TP portfolio.
What is ICICI Lombard General Insurance Company Ltd share price analysis?
ICICI Lombard General Insurance Company Ltd currently shows a below-average growth signal. The stock trades at a P/E of 30.0 with a market cap of ₹72,848 Cr. Investors should review the full earnings analysis for detailed insights.
Is ICICI Lombard General Insurance Company Ltd planning capital expenditure?
The provided pages of the ICICI Lombard Q1 FY2027 Earnings Call transcript do not explicitly mention any current or future capex, capital investment, or strategic investment plans.
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This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.