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Muthoot Finance

Q1 FY27Finance

Muthoot Finance Q1 FY27 earnings call: Revenue & Margins

Q1 FY27 earnings call: what management guided on revenue, margins and order book.

Price₹2,856
Market cap₹1.1L Cr
P/E10.0
Updated23 Sept 2026
Read4 min read

What the Q1 FY27 call signalled

2 of 4 strong

RevenueModerate growth
MarginMargins steady
CapexCapex planned
Order bookOrder book rising

The short version

Muthoot Finance targets a 15% growth in Assets Under Management (AUM) from March 2026 onwards, aiming for approximately INR 210,000 crores consolidated. Muthoot Finance expects primary focus on AUM (loan asset) growth rather than profit guidance; profit is considered secondary.

From Muthoot Finance's Q1 FY27 earnings-call transcript · updated 23 Sept 2026.

Revenue & Sales Performance

Moderate growth
  • Muthoot Finance targets a 15% growth in Assets Under Management (AUM) from March 2026 onwards, aiming for approximately INR 210,000 crores consolidated.
  • The company focuses on loan growth over profit guidance, expecting profits to follow the asset growth.
  • Branch expansion plans include opening 500 to 600 new branches group-wide in the current year, supporting customer acquisition and volume growth.
  • Despite competitive intensity, Muthoot Finance has demonstrated growth; Q1 saw about 6% growth (~INR 9,000 crores).
  • The management expects stable yield around 18% to 18.5%, underpinning steady revenue generation.

2 more points from Muthoot Finance's call on revenue

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Profitability & Margins

See what Muthoot Finance said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

Capex planned
The transcript provided does not mention any current or future capex, capital investment, or strategic investment plans for Muthoot Finance Limited. The discussion primarily focuses on: - Gold loan yield fluctuations and competitive intensity in lending rates. - Loan growth targets and yield expectations. - Branch expansion plans: around 500-600 new branches to be opened in the group this year. - Growth strategy emphasizing customer trust and gold loan product offerings.

2 more points from Muthoot Finance's call on capex

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Ranked on what management guided this quarter

Guidance-ranked
1Choice Intl.
Rev 1Mar 3
2Sammaan Capital
Rev 1Mar 3
3
Rev 2Mar 2
4
Rev 2Mar 3
5
Rev 2Mar 3
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Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Fundraising & Capital Structure

See what Muthoot Finance said on fundraising & capital structure — free account, 30 seconds.

Order Book & Pipeline

Order book rising
The transcript from the Muthoot Finance Limited call on August 01, 2026, does not explicitly mention current or expected orderbook or pending orders, as it focuses mainly on gold loan portfolio, yields, competition, and branch expansion. Key points related to business growth and outlook include: - Gold loan growth of about 6% in the recent quarter (~INR 9,000 crores increment). - AUM (Asset Under Management) growth guidance of 15% from March 2026 base (~INR 210,000 crores consolidated target). - Branch expansion plans: Approximately 85 branches added recently, targeting 500-600 new branches across the group this year.

2 more points from Muthoot Finance's call on order book

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What Muthoot Finance's management said in earlier quarters

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Frequently Asked Questions

What were Muthoot Finance Q1 FY27 results?

Muthoot Finance targets a 15% growth in Assets Under Management (AUM) from March 2026 onwards, aiming for approximately INR 210,000 crores consolidated. Muthoot Finance expects primary focus on AUM (loan asset) growth rather than profit guidance; profit is considered secondary.

What is Muthoot Finance share price analysis?

Muthoot Finance currently shows a below-average growth signal. The stock trades at a P/E of 10.0 with a market cap of ₹114,061 Cr. Investors should review the full earnings analysis for detailed insights.

Is Muthoot Finance planning capital expenditure?

The transcript provided does not mention any current or future capex, capital investment, or strategic investment plans for Muthoot Finance Limited.

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This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.