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Muthoot Finance

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Muthoot Finance Q4 FY26 earnings call: Revenue & Margins

Q4 FY26 earnings call: what management guided on revenue, margins and order book.

Price₹2,856
Market cap₹1.1L Cr
P/E10.0
Updated23 Sept 2026
Read4 min read

The short version

Muthoot Finance typically provides a 15% AUM growth guidance for the standalone entity, consistent over the past 10 years. Muthoot Finance has a strong growth trajectory with standalone AUM guidance of 15% growth for the next fiscal year (Page 13).

From Muthoot Finance's Q4 FY26 earnings-call transcript · updated 23 Sept 2026.

Revenue & Sales Performance

  • Muthoot Finance typically provides a 15% AUM growth guidance for the standalone entity, consistent over the past 10 years. (Page 11, 13)
  • The management plans to reassess and possibly revise this guidance in Q2 or Q3 based on actual performance. (Page 11, 13)
  • Branch expansion is planned with around 200-300 new branches expected this year, including about 200 gold loan branches in Muthoot Finance and Belstar each. (Page 12, 14)
  • Muthoot Money, a subsidiary focused on gold loans, is growing fast with AUM more than doubling and active customer base increasing significantly, indicating potential volume growth in the group. (Page 13, 14)

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Profitability & Margins

See what Muthoot Finance said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

Based on the information from the document pages: - Muthoot Finance plans branch expansion in current/future periods: - Opened 170 branches last year. - Plans to open 200-300 branches this year. - Belstar Microfinance aims to open around 200 gold loan branches, up from about 100 currently. - Muthoot Money is not aggressively expanding branches currently; waiting for existing branches to mature. - Share capital infusion:

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Top-ranked in Finance

Ranked on what management guided this quarter

Guidance-ranked
1Mufin Green
Rev 1Mar 1
2Akiko
Rev 1Mar 1
3
Rev 1Mar 2
4
Rev 1Mar 3
5
Rev 1Mar 3
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Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Fundraising & Capital Structure

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Order Book & Pipeline

The provided transcript from Muthoot Finance's May 14, 2026 call does not specifically mention details regarding the current or expected order book or pending orders. The discussion primarily focuses on: - Average ticket size growth and loan customer behavior. - Competitive landscape and customer base churn. - Yield trends, asset quality, and regulatory impacts.

2 more points from Muthoot Finance's call on order book

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Frequently Asked Questions

What were Muthoot Finance Q4 FY26 results?

Muthoot Finance typically provides a 15% AUM growth guidance for the standalone entity, consistent over the past 10 years. Muthoot Finance has a strong growth trajectory with standalone AUM guidance of 15% growth for the next fiscal year (Page 13).

What is Muthoot Finance share price analysis?

Muthoot Finance currently shows a neutral. The stock trades at a P/E of 10.0 with a market cap of ₹114,061 Cr. Investors should review the full earnings analysis for detailed insights.

Is Muthoot Finance planning capital expenditure?

Based on the information from the document pages: - Muthoot Finance plans branch expansion in current/future periods: - Opened 170 branches last year.

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This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.