PB Fintech Q2 Results 2026 (FY27): Revenue ₹573 Cr, PAT ₹192 Cr

Quarterly Revenue for Q2 FY27: ₹573 crores (Page 10) - Year-on-year (YoY) growth in Q2 Revenue: +51% CAGR over last 5 years (Page 10) - Quarterly PAT for Q2 FY27: ₹192 crores, up 43% YoY (Page 9) - Credit Card Issuance in Q2 2027: 99k, +10% YoY and +8% QoQ (Page 91) - Renewal/Trail Revenue shows 42% YoY growth based on 12-month rolling basis (Page 17) - Quarterly Q2 FY27 Performance: - EBITDA: ₹166 Cr, up 69% YoY (from ₹98 Cr in Q2 FY26) - Adjusted EBITDA (non-GAAP): ₹216 Cr, up 39% YoY (from ₹156 Cr) - Profit After Tax (PAT): ₹192 Cr, up 43% YoY (from ₹135 Cr) - PAT Margin: 9%, improved from 8% in Q2 FY26 - Operating Margin:

PB Fintech Ltd currently shows a neutral. The stock trades at a P/E of 61.9 with a market cap of ₹46,280 Cr. Investors should review the full earnings analysis for detailed insights.

The results statement "1275091.pdf" mentions the following related to capex, capacity expansion, or new projects: - Investment of ₹500 lakhs in equity shares of PB Marketing and Consulting Private Limited (subsidiary) in Q1 FY27 to meet net worth requirements for depository participant registration with NSDL/CDSL; subsidiary received 5,000,000 equity shares. - Further investment of ₹1,300 lakhs in equity shares of PB Pay Private Limited (subsidiary) in Q2 FY27 to meet RBI capital adequacy for Payment Aggregator license and support business expansion; subsidiary issued 13,000,000 equity shares. - Additional ₹100 lakhs invested in PB Financial Account Aggregators Private Limited (subsidiary) in Q2 FY27 for operating expenses and RBI-required capital adequacy for Account Aggregator; subsidiary issued 1,000,000 equity shares. - PB Marketing and Consulting Private Limited granted SEBI registration as Stock Broker for debt segment on NSE effective May 8, 2026; yet to commence debt segment broking. - Purchase of property, plant, and equipment and intangible assets amounted to ₹11,293 lakhs in H1 FY27, indicating ongoing capital expenditure.