All Q2 FY27 results →
TC

Tata Capital Ltd

Q2 FY27Finance

Tata Capital Q2 Results 2026 (FY27): Revenue ₹4,676 Cr, PAT ₹1,660 Cr

Q2 FY27 investor presentation: what the company reported on revenue, margins and capex.

Price₹300
Market cap₹1.3L Cr
P/E23.4
Updated27 Oct 2026
Read3 min read

Based on Tata Capital Ltd's Q2 FY27 investor presentation. The company has not published an earnings-call transcript for this quarter, so figures here are what the investor presentation reports, not management guidance.

The short version

Q2FY27 Revenue / Income: - Net total income: ₹4,676 crores, up 24% YoY (Page 21) - Net interest income: ₹3,696 crores, up 23% YoY (Page 21) - Fee income: ₹725 crores, up 9% YoY (Page 21) - I EBITDA / Operating Profit: - Pre-provisioning operating profit (proxy for EBITDA) for Q2FY27: ₹3,025 crore - YoY growth: 33% (from ₹2,277 crore in Q2FY26) - Operating Margin / Cost to Income

From Tata Capital Ltd's Q2 FY27 earnings-call transcript · updated 27 Oct 2026.

Revenue & Sales Performance

  • Q2FY27 Revenue / Income:
  • Net total income: ₹4,676 crores, up 24% YoY (Page 21)
  • Net interest income: ₹3,696 crores, up 23% YoY (Page 21)
  • Fee income: ₹725 crores, up 9% YoY (Page 21)
  • Investment income: ₹255 crores, up 143% YoY (Page 21)
  • Volume / Sales Figures (AUM):
  • Total Assets Under Management (AUM): ₹3,08,030 crores, up 26% YoY (Page 21 & 4)
  • Excluding Motor Finance, AUM: ₹2,84,439 crores, up 32% YoY (Page 4)
  • Net AUM addition in Q2FY27: ₹17,528 crores QoQ (Page 4)
  • Retail + SME constitute 85.4% of Net AUM (Page 4)
  • Explicit Outlook:
  • FY28 Guidance expects AUM CAGR of 23%–25% (Page 37)
  • PAT CAGR expected >30% (Page 37)

2 more points from Tata Capital Ltd's call on revenue

Create a free account to keep reading this call

Profitability & Margins

See what Tata Capital Ltd said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

It does mention the following related points: - Significant financing of cleantech and infrastructure projects, including 700+ cleantech projects financed with 35 GW+ renewable capacity. - Average ticket size for cleantech and infrastructure finance loans: ₹172.7 crores as of September 30, 2026. - Developer finance loans provided (average ticket size ₹80.4 crores), supporting real estate development.

2 more points from Tata Capital Ltd's call on capex

Create a free account to keep reading this call

Top-ranked in Finance

Ranked on what management guided this quarter

Guidance-ranked
1Mufin Green
Rev 1Mar 1
2Akiko
Rev 1Mar 1
3
Rev 1Mar 2
4
Rev 1Mar 3
5
Rev 1Mar 3
Sign up free to see 3 moreTakes 30 seconds · no cardSign up

Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Fundraising & Capital Structure

See what Tata Capital Ltd said on fundraising & capital structure — free account, 30 seconds.

Order Book & Pipeline

See what Tata Capital Ltd said on order book & pipeline — free account, 30 seconds.

Others in Finance this season

🔎 Who's planning the most growth?

Companies ranked by management's own guidance — revenue, margins, capex and order book, from every earnings call in India.

See rankings →

Arthneeti Pro · Annual

Tata Capital Ltd and 15K+ more earnings calls,
for less than your morning chai

a day

Every earnings call, ranking and concall Q&A across all four results seasons.

Secure Razorpay payment · instant access

Frequently Asked Questions

What were Tata Capital Ltd Q2 FY27 results?

Q2FY27 Revenue / Income: - Net total income: ₹4,676 crores, up 24% YoY (Page 21) - Net interest income: ₹3,696 crores, up 23% YoY (Page 21) - Fee income: ₹725 crores, up 9% YoY (Page 21) - I EBITDA / Operating Profit: - Pre-provisioning operating profit (proxy for EBITDA) for Q2FY27: ₹3,025 crore - YoY growth: 33% (from ₹2,277 crore in Q2FY26) - Operating Margin / Cost to Income

What is Tata Capital Ltd share price analysis?

Tata Capital Ltd currently shows a neutral. The stock trades at a P/E of 23.4 with a market cap of ₹127,155 Cr. Investors should review the full earnings analysis for detailed insights.

Keep Tata Capital Ltd on your radar — track it to get its next earnings analysis in your feed.

This analysis is AI-generated based on publicly available earnings data and the company's investor presentation. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.