Yes Bank Ltd
Yes Bank Q1 FY27 earnings call: Revenue & Margins
Q1 FY27 earnings call: what management guided on revenue, margins and order book.
What the Q1 FY27 call signalled
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The short version
Future Growth Expectations for YES Bank Limited: - Loan Growth Target: Aim to grow advances at 15% to 17% year-on-year, slightly outpacing industry growth. The Bank aims to deliver a full-year Return on Assets (ROA) around 1%, with a focus on improving core profitability.
From Yes Bank Ltd's Q1 FY27 earnings-call transcript · updated 23 Sept 2026.
Revenue & Sales Performance
2 more points management made on revenue & sales performance
Profitability & Margins
See what Yes Bank Ltd said on profitability & margins — free account, 30 seconds.
Capital Expenditure Plans
- YES Bank has approved a capital raise of INR 16,000 crores with about 10% equity dilution as an enabling resolution to maintain growth and strengthen capital buffers.
- The capital raise is not linked to any specific event but keeps optionality for future capital needs based on growth opportunities and shareholder value.
- The Bank aims to maintain a CET-1 ratio around 13% or higher, improving buffers beyond current 14%.
- Capital raising plans consider shareholder interests, avoiding adverse dilution impact.
- The Bank is increasing investments and collaborations within the Indo-Japanese corridor, leveraging partnerships such as with SMBC to capture growth in trade, investments, and infrastructure projects between India and Japan.
2 more points management made on capital expenditure plans
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Ranked on what management guided this quarter
Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.
Fundraising & Capital Structure
See what Yes Bank Ltd said on fundraising & capital structure — free account, 30 seconds.
Order Book & Pipeline
- YES Bank aims to grow its loan book at around 15% to 17% for the current fiscal year, slightly above industry growth.
- Total Advances grew 18.3% YoY to INR 2.85 lakh crores, with Corporate & Institutional Banking growing strongly and Commercial Banking (including MSME) growing 17% YoY.
- Retail Banking Advances grew 6.9% YoY, with Retail disbursements growing 27.5% YoY in the latest quarter.
- On an average balance basis, the bank’s underlying loan growth is comfortable in the 15% to 16% range.
2 more points management made on order book & pipeline
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What Yes Bank Ltd's management said in earlier quarters
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Frequently Asked Questions
What were Yes Bank Ltd Q1 FY27 results?
Future Growth Expectations for YES Bank Limited: - Loan Growth Target: Aim to grow advances at 15% to 17% year-on-year, slightly outpacing industry growth. The Bank aims to deliver a full-year Return on Assets (ROA) around 1%, with a focus on improving core profitability.
What is Yes Bank Ltd share price analysis?
Yes Bank Ltd currently shows a below-average growth signal. The stock trades at a P/E of 18.9 with a market cap of ₹71,314 Cr. Investors should review the full earnings analysis for detailed insights.
Is Yes Bank Ltd planning capital expenditure?
YES Bank has approved a capital raise of INR 16,000 crores with about 10% equity dilution as an enabling resolution to maintain growth and strengthen capital buffers.
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This analysis is AI-generated based on publicly available earnings data and the company's earnings call transcript. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.