Yes Bank Ltd
Yes Bank Ltd Q1 FY26 Results & Concall Highlights: Revenue, Margins & Order Book
Q1 FY26 earnings call: what management guided on revenue, margins and order book.
The short version
YES Bank expects credit growth of 12% to 15% in the near future, focusing on profitable loan growth rather than just volume expansion. YES Bank targets profitable growth with credit growth guidance of 12-15% supported by deposit growth and sufficient capital (CET1 at 14%) for loan expansion.
From Yes Bank Ltd's Q1 FY26 earnings-call transcript · updated 23 Aug 2026.
Revenue & Sales Performance
- YES Bank expects credit growth of 12% to 15% in the near future, focusing on profitable loan growth rather than just volume expansion.
- Deposit growth is expected to keep pace with credit growth, supported by strong branch banking deposit increases (20% growth reported recently).
- The bank aims for profitable growth driven by better loan yields, reduction in borrowing costs, and improved non-interest income.
- Structural measures like reducing RIDF balances (expected to fall below 5% of total advances by FY '27) will support margin improvement.
- Long-term targets include achieving 1% ROA by FY '27 (exit FY '26 target) and around 1.5% by FY '30, indicating optimism for sustainable revenue growth.
2 more points management made on revenue & sales performance
Profitability & Margins
See what Yes Bank Ltd said on profitability & margins — free account, 30 seconds.
Capital Expenditure Plans
2 more points management made on capital expenditure plans
Top-ranked in Banks
Ranked on what management guided this quarter
Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.
Fundraising & Capital Structure
See what Yes Bank Ltd said on fundraising & capital structure — free account, 30 seconds.
Order Book & Pipeline
2 more points management made on order book & pipeline
Continue your research
What Yes Bank Ltd's management said in earlier quarters
Others in Banks this season
- Canara Bank (Q1 FY26)
Canara Bank's global business grew 11% year-on-year, reaching an all-time high of ₹25.63 lakh crore. Key concall takeaways from Canara Bank's Q1 FY26 earnings…
- Karnataka Bank (Q1 FY26)
86,000 crores by FY '26 end from Rs. Key concall takeaways from Karnataka Bank's Q1 FY26 earnings call — and how it ranks against sector peers.
- Bandhan Bank Ltd (Q1 FY26)
Non-EEB segments (secured loans including retail assets, housing, wholesale banking) are exhibiting robust growth, with retail assets growing 78% YoY and…
- Jana Small Finance Bank Ltd (Q1 FY26)
The secured book constitutes about 71%-73% of total advances. Key concall takeaways from Jana Small Finance Bank Ltd's Q1 FY26 earnings call — and how it ranks…
Frequently Asked Questions
What were Yes Bank Ltd Q1 FY26 results?
YES Bank expects credit growth of 12% to 15% in the near future, focusing on profitable loan growth rather than just volume expansion. YES Bank targets profitable growth with credit growth guidance of 12-15% supported by deposit growth and sufficient capital (CET1 at 14%) for loan expansion.
What is Yes Bank Ltd share price analysis?
Yes Bank Ltd currently shows a neutral. The stock trades at a P/E of 19.1 with a market cap of ₹72,097 Cr. Investors should review the full earnings analysis for detailed insights.
Is Yes Bank Ltd planning capital expenditure?
The document does not explicitly mention any current or future capex, capital investment, or strategic investment plans.
Keep Yes Bank Ltd on your radar — track it to get its next earnings analysis in your feed.
This analysis is AI-generated based on publicly available earnings data and concall transcripts. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.