Financials of Yes Bank Ltd

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of Yes Bank Ltd

Quarterly Results

Quarter-by-quarter operating performance

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue +6,2186,4456,7146,9897,4587,7257,7377,8337,6237,6057,3897,5537,662
Interest4,1174,4494,7944,9755,3095,4865,5445,6175,3525,2355,0935,0935,030
Expenses +2,8812,7262,8832,9483,3402,8202,9842,9693,0803,1103,1292,9612,999
Financing Profit-780-730-962-934-1,191-580-791-753-809-740-833-501-366
Financing Margin %-13%-11%-14%-13%-16%-8%-10%-10%-11%-10%-11%-7%-5%
Other Income +1,0551,1921,2671,2551,6421,2711,4881,5831,8151,8251,7241,7201,816
Depreciation0000000000000
Profit before tax2754623043204516916978301,0061,0858911,2181,449
Tax %25%25%25%24%-4%25%19%25%26%25%25%21%25%
Net Profit +2063472292434675165676197458096649571,082
EPS in Rs0.070.120.080.080.160.160.180.200.240.260.210.300.34
Gross NPA %2.20%2.00%2.00%2.00%1.70%1.70%1.60%1.60%1.60%1.60%1.60%1.50%1.30%
Net NPA %0.83%1.00%0.90%0.90%0.60%0.50%0.50%0.50%0.30%0.30%0.30%0.30%0.20%

Financials of Yes Bank Ltd

Profit & Loss

Annual income statement trend

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue +11,57213,53316,42520,26929,62426,05220,03919,01922,70227,60630,91930,208
Interest8,0838,96510,62712,52919,81119,25812,61112,52814,80019,52721,99820,450
Expenses +2,5483,4294,7906,59511,83439,24614,9378,05810,37111,35011,36012,199
Financing Profit9401,1391,0081,144-2,021-32,452-7,509-1,568-2,468-3,272-2,439-2,441
Financing Margin %8%8%6%6%-7%-125%-37%-8%-11%-12%-8%-8%
Other Income +2,0482,7294,2185,2934,67511,9563,1073,4053,8835,3556,1577,084
Depreciation861121732323053423604034335464930
Profit before tax2,9023,7565,0536,2052,349-20,838-4,7621,4349811,5383,2244,643
Tax %31%33%34%32%27%-21%-27%26%25%16%24%24%
Net Profit +1,9972,5303,3404,2331,709-16,433-3,4891,0647361,2852,4473,512
EPS in Rs9.5612.0314.6318.387.38-13.09-1.390.420.260.450.781.12
Dividend Payout %19%17%16%15%27%0%0%0%0%0%0%0%

Financials of Yes Bank Ltd

Balance Sheet

Capital structure and asset base

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital4184214564614632,5105,0115,0115,7515,7546,2716,276
Reserves11,24813,34221,58325,29226,42419,18528,12728,68834,96736,40241,56244,882
Deposits91,159111,704142,857200,689227,558105,311162,846197,063217,382266,230284,420318,969
Borrowing26,22031,65938,60774,894108,424113,79063,94972,34077,75480,50871,97165,451
Other Liabilities +7,0988,11711,55611,11517,99017,03613,66015,47619,35017,46919,89234,626
Total Liabilities136,143165,243215,060312,450380,860257,832273,593318,578355,204406,362424,116470,204
Fixed Assets +2964146127657787302,0962,0162,1562,5092,8723,198
CWIP2660757251294631252963572060
Investments43,19348,78849,98268,29389,32943,74843,11551,75476,74989,99784,72587,755
Other Assets +92,628115,980164,391243,319290,701213,061228,320264,683276,003313,499336,313379,251
Total Assets136,143165,243215,060312,450380,860257,832273,593318,578355,204406,362424,116470,204

Financials of Yes Bank Ltd

Cash Flows

Operating, investing and financing cash movement

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +-2,317-3044,384-21,810-24,573-57,72155,39623,598-25,8169,6456,38621,217
Cash from Investing Activity +-3,591-4,023-4,478-8,738-6,23514,128441-14,566-13,026-12,4538,514-4,971
Cash from Financing Activity +7,5744,98911,42935,74833,03925,038-34,9428,39111,4502,771-5,651-6,485
Net Cash Flow1,66666211,3365,1992,231-18,55520,89517,423-27,392-389,2499,761
Free Cash Flow-2,428-5693,999-22,195-24,871-58,25655,13723,199-26,5558,6835,66520,515
CFO/OP-14%10%54%-143%-123%433%1,101%216%-209%62%33%112%

Financials of Yes Bank Ltd

Ratios

Working capital efficiency and return ratios

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %21%20%19%18%6%-68%-13%3%2%3%5%7%