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IDBI Bank Ltd

Q1 FY27Banks

IDBI Bank Q1 FY27 earnings call: Revenue & Margins

Q1 FY27 investor presentation: what the company reported on revenue, margins and projects.

Price₹83
Market cap₹89.3K Cr
P/E9.6
Updated24 Sept 2026
Read4 min read

Based on IDBI Bank Ltd's Q1 FY27 investor presentation. The company has not published an earnings-call transcript for this quarter, so figures here are what the presentation reports, not management guidance.

The short version

Net Interest Income (NII) for Q1 FY 2027 was Rs. EBITDA and Operating Margin: The presentation does not explicitly report EBITDA or operating margin figures for the quarter. - Profit (PAT): Rs.

From IDBI Bank Ltd's Q1 FY27 earnings-call transcript · updated 24 Sept 2026.

Revenue & Sales Performance

- Net Interest Income (NII) for Q1 FY 2027 was Rs. 3,486 crore, up 10% YoY. - Other Income was Rs. 1,032 crore, down 28% YoY. - Net Total Income stood at Rs. 4,518 crore, decreased 2% YoY. - Total Deposits grew 10% YoY to Rs. 3,25,757 crore. - Net Advances rose 22% YoY to Rs. 2,58,968 crore, with Retail Net Advances at Rs. 1,80,936 crore, also up 22% YoY. - Savings Deposits increased 10% YoY to Rs. 90,808 crore; Retail Deposits grew 9% YoY to Rs. 1,11,650 crore. **Outlook:** - Target to achieve business growth of 12%-13%.

2 more points management made on revenue & sales performance

Profitability & Margins

See what IDBI Bank Ltd said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

The investor presentation for IDBI Bank Limited does not explicitly describe any capex, capacity expansion, new plant, or new project with specific amounts, status, or timelines. However, it does outline strategic growth and operational expansion plans including: - Addition of 195 new branches in FY 2026, including 45 Fixed BC (Banking Correspondent) banking outlets. - Tie-up with Fintechs to scale up business sourcing under Personal and Education Loan segments. - Technology-driven approach aimed at operational excellence and business acquisition.

2 more points management made on capital expenditure plans

Top-ranked in Banks

Ranked on what management guided this quarter

5x potential
1AU Small Finance
Rev 2Mar 3
2IDFC First Bank
Rev 2Mar 3
3
Rev 2Mar 3
4
Rev 2Mar 3
5
Rev 2Mar 3
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Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Fundraising & Capital Structure

See what IDBI Bank Ltd said on fundraising & capital structure — free account, 30 seconds.

Order Book & Pipeline

The investor presentation "FINANCIAL RESULTS Q1 - FY 2026-27" for IDBI Bank Limited does not report or provide any information about order book, order inflow, or pending orders. Key points and focus areas mentioned in the presentation relate primarily to: - Business growth targets (e.g., 12%–13%) - Financial metrics such as Credit cost, Net slippages, GNPA and Net NPA ratios - Operational goals (e.g., Cost to income ratio, CASA ratio, RoA, RoE, CRAR) - Tie-ups with Fintechs for Personal and Education Loan sourcing - Expansion plans including adding 195 branches by FY 2026

2 more points management made on order book & pipeline

Continue your research

What IDBI Bank Ltd's management said in earlier quarters

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Frequently Asked Questions

What were IDBI Bank Ltd Q1 FY27 results?

Net Interest Income (NII) for Q1 FY 2027 was Rs. EBITDA and Operating Margin: The presentation does not explicitly report EBITDA or operating margin figures for the quarter. - Profit (PAT): Rs.

What is IDBI Bank Ltd share price analysis?

IDBI Bank Ltd currently shows a neutral. The stock trades at a P/E of 9.6 with a market cap of ₹89,309 Cr. Investors should review the full earnings analysis for detailed insights.

Is IDBI Bank Ltd planning capital expenditure?

The investor presentation for IDBI Bank Limited does not explicitly describe any capex, capacity expansion, new plant, or new project with specific amounts, status, or timelines.

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This analysis is AI-generated based on publicly available earnings data and the company's investor presentation. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.