Bank Of India Credit Risk Fund NAV Today
Bank Of India Credit Risk Fund NAV is ₹14.97 as of 4 Nov 2026, up 17% over 1 year, 1 of 12 in Credit Risk Fund.
Bank of India Mutual Fund · Direct Plan, Growth option · NAV from AMFI, updated each business day
NAV
₹14.97
4 Nov 2026
1-year return
+17%
Category +8.05%
Category rank (1Y)
1 of 12
Credit Risk Fund
3-year return
+10.04%
a year, compounded
Returns
| Period | This fund | Category average | Difference | Rank in category |
|---|---|---|---|---|
| 1 month | +0.36% | +0.36% | +0.00 pts | — |
| 6 months | +3.07% | +3.66% | -0.59 pts | — |
| 1 year | +17% | +8.05% | +8.95 pts | 1 of 12 |
| 3 years (a year) | +10.04% | +9.58% | +0.46 pts | 4 of 12 |
| 5 years (a year) | +27.87% | +10.09% | +17.78 pts | 1 of 11 |
3- and 5-year figures are compound annual returns; shorter periods are absolute.
NAV history
₹5,000 a month in Bank Of India Credit Risk Fund
What a monthly SIP started 1, 3 or 5 years ago is worth at the latest NAV.
SIP for 1 year
₹63,629
Invested ₹60,000
XIRR 13.06% a year
SIP for 3 years
₹2,13,266
Invested ₹1,80,000
XIRR 11.85% a year
SIP for 5 years
₹4,18,676
Invested ₹3,00,000
XIRR 13.64% a year
₹1 lakh invested at once
1 year ago
₹1,17,000
3 years ago
₹1,33,245
5 years ago
₹3,41,856
Direct vs Regular plan
The Regular plan pays a distributor commission out of the fund, so the same portfolio returns less. ₹1 lakh over 3 years grew to ₹1,33,326 in Direct and ₹1,31,868 in Regular, a difference of ₹1,458.
| Period | Direct | Regular | Gap |
|---|---|---|---|
| 1 year | +17.19% | +16.73% | 0.46 pts a year |
| 3 years | +10.06% | +9.66% | 0.40 pts a year |
Month-end NAVs to 30 Sept 2026.
How consistent it has been
1-year periods ahead of the Credit Risk Fund average
28%
36 rolling 1-year periods, month by month, over 3 years
Worst 1-year return in that time
+5.3%
Year to 28 Feb 2025
Other Credit Risk Fund schemes
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| Aditya Birla Sun Life Credit Risk FundAditya Birla Sun Life Mutual Fund | 28.27 | +11.33% | +13.03% | +10.86% |
| DSP Credit Risk FundDSP Mutual Fund | 61.06 | +10.46% | +13.8% | +13.41% |
| Axis Credit Risk FundAxis Mutual Fund | 26.58 | +7.41% | +8.75% | +7.69% |
| SBI Credit Risk FundSBI Mutual Fund | 54.34 | +7.29% | +8.45% | +7.71% |
| ICICI Prudential Credit Risk FundICICI Prudential Mutual Fund | 38.84 | +7.02% | +8.96% | +7.98% |
| Invesco India Credit Risk FundInvesco Mutual Fund | 2,355.45 | +6.96% | +8.86% | +8.41% |
| HDFC Credit Risk FundHDFC Mutual Fund | 28.46 | +6.43% | +8.17% | +7.13% |
| Kotak Credit Risk FundKotak Mahindra Mutual Fund | 36.48 | +6.17% | +8.45% | +6.73% |
All Credit Risk Fund schemes ranked →
Plans and options
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct Plan | Growth | 14.97 | 133868 |
| Regular Plan | Growth | 14.53 | 133867 |
NAVs as of 4 Nov 2026. This page follows the Direct plan, Growth option.
Fund details
- Fund house
- Bank of India Mutual Fund
- Category
- Credit Risk Fund
- ISIN
- INF761K01DG8
- AMFI scheme code
- 133868
- NAV history from
- 29 Oct 2021
More schemes from Bank of India Mutual Fund
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| Bank Of India Small Cap FundBank of India Mutual Fund | 63.96 | +21.99% | +19.97% | +19.26% |
| Bank Of India Manufacturing & Infrastructure FundBank of India Mutual Fund | 79.10 | +15% | +22.69% | +20.64% |
| Bank Of India Aggressive Hybrid FundBank of India Mutual Fund | 46.27 | +11.09% | +16.48% | +14.32% |
| Bank Of India Multi Cap FundBank of India Mutual Fund | 20.37 | +8.24% | +17.99% | — |
| Bank Of India Flexi Cap FundBank of India Mutual Fund | 41.57 | +7.28% | +19.53% | +15.84% |
| Bank Of India Liquid FundBank of India Mutual Fund | 3,299.77 | +6.46% | +6.95% | +6.47% |
| Bank Of India Arbitrage FundBank of India Mutual Fund | 15.62 | +6.46% | +6.89% | +6.04% |
| Bank of India Money Market FundBank of India Mutual Fund | 11.27 | +6.39% | — | — |
Frequently asked questions
What is the NAV of Bank Of India Credit Risk Fund today?
Bank Of India Credit Risk Fund (Direct Plan, Growth option) has a NAV of ₹14.97 as of 4 Nov 2026, as published by AMFI. NAVs are declared once each business day.
What is the 1-year return of Bank Of India Credit Risk Fund?
+17% over the year to 4 Nov 2026, against an average of +8.05% for Credit Risk Fund schemes. Past returns do not indicate future returns.
What would a ₹5,000 monthly SIP in Bank Of India Credit Risk Fund be worth?
₹5,000 invested every month for the last 5 years (₹3,00,000 in total) is worth ₹4,18,676 at the latest NAV, an XIRR of 13.64% a year.
How much more does the Regular plan of Bank Of India Credit Risk Fund cost?
Over 3 years, ₹1 lakh grew to ₹1,33,326 in the Direct plan and ₹1,31,868 in the Regular plan. The gap is the distributor commission, which the Regular plan pays out of the fund.
Which category is Bank Of India Credit Risk Fund in?
Bank Of India Credit Risk Fund is a Credit Risk Fund scheme from Bank of India Mutual Fund.
NAVs from AMFI; index levels from NSE. Returns are past performance and do not indicate future returns. For information only; not investment advice.