DSP Credit Risk Fund NAV Today
DSP Credit Risk Fund NAV is ₹61.06 as of 4 Nov 2026, up 10.46% over 1 year, 3 of 12 in Credit Risk Fund.
DSP Mutual Fund · Direct Plan, Growth option · NAV from AMFI, updated each business day
NAV
₹61.06
4 Nov 2026
1-year return
+10.46%
Category +8.05%
Category rank (1Y)
3 of 12
Credit Risk Fund
3-year return
+13.8%
a year, compounded
Returns
| Period | This fund | Category average | Difference | Rank in category |
|---|---|---|---|---|
| 1 month | +0.32% | +0.36% | -0.04 pts | — |
| 6 months | +4.01% | +3.66% | +0.35 pts | — |
| 1 year | +10.46% | +8.05% | +2.41 pts | 3 of 12 |
| 3 years (a year) | +13.8% | +9.58% | +4.22 pts | 1 of 12 |
| 5 years (a year) | +13.41% | +10.09% | +3.32 pts | 2 of 11 |
3- and 5-year figures are compound annual returns; shorter periods are absolute.
NAV history
₹5,000 a month in DSP Credit Risk Fund
What a monthly SIP started 1, 3 or 5 years ago is worth at the latest NAV.
SIP for 1 year
₹63,011
Invested ₹60,000
XIRR 10.8% a year
SIP for 3 years
₹2,19,075
Invested ₹1,80,000
XIRR 13.79% a year
SIP for 5 years
₹4,23,664
Invested ₹3,00,000
XIRR 14.14% a year
₹1 lakh invested at once
1 year ago
₹1,10,460
3 years ago
₹1,47,376
5 years ago
₹1,87,610
Direct vs Regular plan
The Regular plan pays a distributor commission out of the fund, so the same portfolio returns less. ₹1 lakh over 3 years grew to ₹1,58,949 in Direct and ₹1,55,286 in Regular, a difference of ₹3,663.
| Period | Direct | Regular | Gap |
|---|---|---|---|
| 1 year | +10.97% | +10.08% | 0.89 pts a year |
| 3 years | +16.7% | +15.8% | 0.90 pts a year |
Month-end NAVs to 30 Sept 2026.
How consistent it has been
1-year periods ahead of the Credit Risk Fund average
86%
36 rolling 1-year periods, month by month, over 3 years
Worst 1-year return in that time
+5.41%
Year to 31 Mar 2026
Other Credit Risk Fund schemes
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| Bank Of India Credit Risk FundBank of India Mutual Fund | 14.97 | +17% | +10.04% | +27.87% |
| Aditya Birla Sun Life Credit Risk FundAditya Birla Sun Life Mutual Fund | 28.27 | +11.33% | +13.03% | +10.86% |
| Axis Credit Risk FundAxis Mutual Fund | 26.58 | +7.41% | +8.75% | +7.69% |
| SBI Credit Risk FundSBI Mutual Fund | 54.34 | +7.29% | +8.45% | +7.71% |
| ICICI Prudential Credit Risk FundICICI Prudential Mutual Fund | 38.84 | +7.02% | +8.96% | +7.98% |
| Invesco India Credit Risk FundInvesco Mutual Fund | 2,355.45 | +6.96% | +8.86% | +8.41% |
| HDFC Credit Risk FundHDFC Mutual Fund | 28.46 | +6.43% | +8.17% | +7.13% |
| Kotak Credit Risk FundKotak Mahindra Mutual Fund | 36.48 | +6.17% | +8.45% | +6.73% |
All Credit Risk Fund schemes ranked →
Plans and options
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct Plan | Daily IDCW | 11.12 | 119087 |
| Direct Plan | Growth | 61.06 | 119082 |
| Direct Plan | IDCW | 12.80 | 119083 |
| Direct Plan | Monthly IDCW | 11.23 | 119084 |
| Direct Plan | Quarterly IDCW | 11.57 | 119085 |
| Direct Plan | Weekly IDCW | 11.15 | 119086 |
| Regular Plan | Daily IDCW | 11.12 | 101840 |
| Regular Plan | Growth | 55.35 | 101837 |
| Regular Plan | IDCW | 12.68 | 101839 |
| Regular Plan | Monthly IDCW | 11.28 | 117061 |
| Regular Plan | Quarterly IDCW | 11.49 | 117062 |
| Regular Plan | Weekly IDCW | 11.14 | 101838 |
NAVs as of 4 Nov 2026. This page follows the Direct plan, Growth option.
Fund details
- Fund house
- DSP Mutual Fund
- Category
- Credit Risk Fund
- ISIN
- INF740K01OS4
- AMFI scheme code
- 119082
- NAV history from
- 29 Oct 2021
More schemes from DSP Mutual Fund
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| DSP World Mining Overseas Equity Omni FoFDSP Mutual Fund | 31.80 | +29.6% | +27.86% | +16.82% |
| DSP Silver ETF Fund of FundDSP Mutual Fund | 19.08 | +23.01% | — | — |
| DSP US Specific Equity Omni FoFDSP Mutual Fund | 99.64 | +21.57% | +28.89% | +17.73% |
| DSP World Gold Mining Overseas Equity Omni FoFDSP Mutual Fund | 55.58 | +21.56% | +48.78% | +24.84% |
| DSP Global Clean Energy Overseas Equity Omni FoFDSP Mutual Fund | 28.64 | +17.17% | +21.94% | +8.72% |
| DSP Gold ETF Fund of FundDSP Mutual Fund | 22.18 | +16.66% | — | — |
| DSP Healthcare FundDSP Mutual Fund | 50.56 | +16.13% | +22.13% | +16.41% |
| DSP Nifty Healthcare Index FundDSP Mutual Fund | 11.88 | +14.24% | — | — |
Frequently asked questions
What is the NAV of DSP Credit Risk Fund today?
DSP Credit Risk Fund (Direct Plan, Growth option) has a NAV of ₹61.06 as of 4 Nov 2026, as published by AMFI. NAVs are declared once each business day.
What is the 1-year return of DSP Credit Risk Fund?
+10.46% over the year to 4 Nov 2026, against an average of +8.05% for Credit Risk Fund schemes. Past returns do not indicate future returns.
What would a ₹5,000 monthly SIP in DSP Credit Risk Fund be worth?
₹5,000 invested every month for the last 5 years (₹3,00,000 in total) is worth ₹4,23,664 at the latest NAV, an XIRR of 14.14% a year.
How much more does the Regular plan of DSP Credit Risk Fund cost?
Over 3 years, ₹1 lakh grew to ₹1,58,949 in the Direct plan and ₹1,55,286 in the Regular plan. The gap is the distributor commission, which the Regular plan pays out of the fund.
Which category is DSP Credit Risk Fund in?
DSP Credit Risk Fund is a Credit Risk Fund scheme from DSP Mutual Fund.
NAVs from AMFI; index levels from NSE. Returns are past performance and do not indicate future returns. For information only; not investment advice.