HDFC Credit Risk Fund NAV Today
HDFC Credit Risk Fund NAV is ₹28.46 as of 4 Nov 2026, up 6.43% over 1 year, 8 of 12 in Credit Risk Fund.
HDFC Mutual Fund · Direct Plan, Growth option · NAV from AMFI, updated each business day
NAV
₹28.46
4 Nov 2026
1-year return
+6.43%
Category +8.05%
Category rank (1Y)
8 of 12
Credit Risk Fund
3-year return
+8.17%
a year, compounded
Returns
| Period | This fund | Category average | Difference | Rank in category |
|---|---|---|---|---|
| 1 month | +0.46% | +0.36% | +0.10 pts | — |
| 6 months | +3.73% | +3.66% | +0.07 pts | — |
| 1 year | +6.43% | +8.05% | -1.62 pts | 8 of 12 |
| 3 years (a year) | +8.17% | +9.58% | -1.41 pts | 10 of 12 |
| 5 years (a year) | +7.13% | +10.09% | -2.96 pts | 8 of 11 |
3- and 5-year figures are compound annual returns; shorter periods are absolute.
NAV history
₹5,000 a month in HDFC Credit Risk Fund
What a monthly SIP started 1, 3 or 5 years ago is worth at the latest NAV.
SIP for 1 year
₹61,870
Invested ₹60,000
XIRR 6.66% a year
SIP for 3 years
₹2,00,870
Invested ₹1,80,000
XIRR 7.59% a year
SIP for 5 years
₹3,62,063
Invested ₹3,00,000
XIRR 7.65% a year
₹1 lakh invested at once
1 year ago
₹1,06,430
3 years ago
₹1,26,567
5 years ago
₹1,41,109
Direct vs Regular plan
The Regular plan pays a distributor commission out of the fund, so the same portfolio returns less. ₹1 lakh over 3 years grew to ₹1,26,575 in Direct and ₹1,24,395 in Regular, a difference of ₹2,180.
| Period | Direct | Regular | Gap |
|---|---|---|---|
| 1 year | +7.13% | +6.55% | 0.57 pts a year |
| 3 years | +8.17% | +7.55% | 0.62 pts a year |
Month-end NAVs to 30 Sept 2026.
How consistent it has been
1-year periods ahead of the Credit Risk Fund average
8%
36 rolling 1-year periods, month by month, over 3 years
Worst 1-year return in that time
+6.05%
Year to 29 May 2026
Other Credit Risk Fund schemes
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| Bank Of India Credit Risk FundBank of India Mutual Fund | 14.97 | +17% | +10.04% | +27.87% |
| Aditya Birla Sun Life Credit Risk FundAditya Birla Sun Life Mutual Fund | 28.27 | +11.33% | +13.03% | +10.86% |
| DSP Credit Risk FundDSP Mutual Fund | 61.06 | +10.46% | +13.8% | +13.41% |
| Axis Credit Risk FundAxis Mutual Fund | 26.58 | +7.41% | +8.75% | +7.69% |
| SBI Credit Risk FundSBI Mutual Fund | 54.34 | +7.29% | +8.45% | +7.71% |
| ICICI Prudential Credit Risk FundICICI Prudential Mutual Fund | 38.84 | +7.02% | +8.96% | +7.98% |
| Invesco India Credit Risk FundInvesco Mutual Fund | 2,355.45 | +6.96% | +8.86% | +8.41% |
| Kotak Credit Risk FundKotak Mahindra Mutual Fund | 36.48 | +6.17% | +8.45% | +6.73% |
All Credit Risk Fund schemes ranked →
Plans and options
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct Plan | Growth Option | 28.46 | 128051 |
| Direct Plan | IDCW Option | 24.95 | 133147 |
| Direct Plan | Quarterly IDCW | 10.83 | 128050 |
| Regular Plan | Growth Option | 26.15 | 128053 |
| Regular Plan | IDCW Option | 24.08 | 133148 |
| Regular Plan | Quarterly IDCW Option | 10.47 | 128052 |
NAVs as of 4 Nov 2026. This page follows the Direct plan, Growth option.
Fund details
- Fund house
- HDFC Mutual Fund
- Category
- Credit Risk Fund
- ISIN
- INF179KA1FZ3
- AMFI scheme code
- 128051
- NAV history from
- 29 Oct 2021
More schemes from HDFC Mutual Fund
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| HDFC Pharma and Healthcare FundHDFC Mutual Fund | 22.48 | +26.58% | +31.62% | — |
| HDFC Silver ETF Fund of FundHDFC Mutual Fund | 30.45 | +23.46% | +34.92% | — |
| HDFC Defence FundHDFC Mutual Fund | 30.29 | +22.25% | +36.65% | — |
| HDFC Gold ETF Fund of FundHDFC Mutual Fund | 43.86 | +16.25% | +30.66% | +22.9% |
| HDFC Innovation FundHDFC Mutual Fund | 11.87 | +14.43% | — | — |
| HDFC Transportation and Logistics FundHDFC Mutual Fund | 19.86 | +7.02% | +25.08% | — |
| HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index FundHDFC Mutual Fund | 11.06 | +6.87% | — | — |
| HDFC Arbitrage FundHDFC Mutual Fund | 21.96 | +6.59% | +7.3% | +6.75% |
Frequently asked questions
What is the NAV of HDFC Credit Risk Fund today?
HDFC Credit Risk Fund (Direct Plan, Growth option) has a NAV of ₹28.46 as of 4 Nov 2026, as published by AMFI. NAVs are declared once each business day.
What is the 1-year return of HDFC Credit Risk Fund?
+6.43% over the year to 4 Nov 2026, against an average of +8.05% for Credit Risk Fund schemes. Past returns do not indicate future returns.
What would a ₹5,000 monthly SIP in HDFC Credit Risk Fund be worth?
₹5,000 invested every month for the last 5 years (₹3,00,000 in total) is worth ₹3,62,063 at the latest NAV, an XIRR of 7.65% a year.
How much more does the Regular plan of HDFC Credit Risk Fund cost?
Over 3 years, ₹1 lakh grew to ₹1,26,575 in the Direct plan and ₹1,24,395 in the Regular plan. The gap is the distributor commission, which the Regular plan pays out of the fund.
Which category is HDFC Credit Risk Fund in?
HDFC Credit Risk Fund is a Credit Risk Fund scheme from HDFC Mutual Fund.
NAVs from AMFI; index levels from NSE. Returns are past performance and do not indicate future returns. For information only; not investment advice.