Kotak Credit Risk Fund NAV Today
Kotak Credit Risk Fund NAV is ₹36.48 as of 4 Nov 2026, up 6.17% over 1 year, 9 of 12 in Credit Risk Fund.
Kotak Mahindra Mutual Fund · Direct Plan, Growth option · NAV from AMFI, updated each business day
NAV
₹36.48
4 Nov 2026
1-year return
+6.17%
Category +8.05%
Category rank (1Y)
9 of 12
Credit Risk Fund
3-year return
+8.45%
a year, compounded
Returns
| Period | This fund | Category average | Difference | Rank in category |
|---|---|---|---|---|
| 1 month | +0.56% | +0.36% | +0.20 pts | — |
| 6 months | +3.76% | +3.66% | +0.10 pts | — |
| 1 year | +6.17% | +8.05% | -1.88 pts | 9 of 12 |
| 3 years (a year) | +8.45% | +9.58% | -1.13 pts | 8 of 12 |
| 5 years (a year) | +6.73% | +10.09% | -3.36 pts | 10 of 11 |
3- and 5-year figures are compound annual returns; shorter periods are absolute.
NAV history
₹5,000 a month in Kotak Credit Risk Fund
What a monthly SIP started 1, 3 or 5 years ago is worth at the latest NAV.
SIP for 1 year
₹61,844
Invested ₹60,000
XIRR 6.57% a year
SIP for 3 years
₹2,01,507
Invested ₹1,80,000
XIRR 7.81% a year
SIP for 5 years
₹3,62,949
Invested ₹3,00,000
XIRR 7.75% a year
₹1 lakh invested at once
1 year ago
₹1,06,170
3 years ago
₹1,27,552
5 years ago
₹1,38,495
Direct vs Regular plan
The Regular plan pays a distributor commission out of the fund, so the same portfolio returns less. ₹1 lakh over 3 years grew to ₹1,27,970 in Direct and ₹1,24,453 in Regular, a difference of ₹3,517.
| Period | Direct | Regular | Gap |
|---|---|---|---|
| 1 year | +6.96% | +5.98% | 0.98 pts a year |
| 3 years | +8.57% | +7.56% | 1.00 pts a year |
Month-end NAVs to 30 Sept 2026.
How consistent it has been
1-year periods ahead of the Credit Risk Fund average
17%
36 rolling 1-year periods, month by month, over 3 years
Worst 1-year return in that time
+5.94%
Year to 30 Oct 2026
Other Credit Risk Fund schemes
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| Bank Of India Credit Risk FundBank of India Mutual Fund | 14.97 | +17% | +10.04% | +27.87% |
| Aditya Birla Sun Life Credit Risk FundAditya Birla Sun Life Mutual Fund | 28.27 | +11.33% | +13.03% | +10.86% |
| DSP Credit Risk FundDSP Mutual Fund | 61.06 | +10.46% | +13.8% | +13.41% |
| Axis Credit Risk FundAxis Mutual Fund | 26.58 | +7.41% | +8.75% | +7.69% |
| SBI Credit Risk FundSBI Mutual Fund | 54.34 | +7.29% | +8.45% | +7.71% |
| ICICI Prudential Credit Risk FundICICI Prudential Mutual Fund | 38.84 | +7.02% | +8.96% | +7.98% |
| Invesco India Credit Risk FundInvesco Mutual Fund | 2,355.45 | +6.96% | +8.86% | +8.41% |
| HDFC Credit Risk FundHDFC Mutual Fund | 28.46 | +6.43% | +8.17% | +7.13% |
All Credit Risk Fund schemes ranked →
Plans and options
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct Plan | Growth | 36.48 | 119741 |
| Direct Plan | Standard Income Distribution cum capital withdrawal option | 27.40 | 119740 |
| Regular Plan | Growth | 32.03 | 117716 |
| Regular Plan | Standard Income Distribution cum capital withdrawal option | 13.93 | 117715 |
NAVs as of 4 Nov 2026. This page follows the Direct plan, Growth option.
Fund details
- Fund house
- Kotak Mahindra Mutual Fund
- Category
- Credit Risk Fund
- ISIN
- INF174K01LZ7
- AMFI scheme code
- 119741
- NAV history from
- 29 Oct 2021
More schemes from Kotak Mahindra Mutual Fund
| Name | NAV | 1Y | 3Y | 5Y |
|---|---|---|---|---|
| Kotak Healthcare FundKotak Mahindra Mutual Fund | 17.82 | +27.21% | — | — |
| Kotak Silver ETF Fund of FundKotak Mahindra Mutual Fund | 24.64 | +24.06% | +35.08% | — |
| Kotak Gold FundKotak Mahindra Mutual Fund | 56.90 | +16.74% | +30.69% | +22.68% |
| Kotak Global Emerging Market Overseas Equity Active FOFKotak Mahindra Mutual Fund | 38.49 | +16.32% | +23.63% | +9.55% |
| Kotak US Specific Equity Passive FOFKotak Mahindra Mutual Fund | 27.11 | +16.22% | +30.83% | +17.9% |
| Kotak MNC FundKotak Mahindra Mutual Fund | 12.24 | +13.84% | — | — |
| Kotak Manufacture in India FundKotak Mahindra Mutual Fund | 23.39 | +13.17% | +21.05% | — |
| Kotak Global Innovation Overseas Equity Active FOFKotak Mahindra Mutual Fund | 14.73 | +12.29% | +24.34% | +7.86% |
Frequently asked questions
What is the NAV of Kotak Credit Risk Fund today?
Kotak Credit Risk Fund (Direct Plan, Growth option) has a NAV of ₹36.48 as of 4 Nov 2026, as published by AMFI. NAVs are declared once each business day.
What is the 1-year return of Kotak Credit Risk Fund?
+6.17% over the year to 4 Nov 2026, against an average of +8.05% for Credit Risk Fund schemes. Past returns do not indicate future returns.
What would a ₹5,000 monthly SIP in Kotak Credit Risk Fund be worth?
₹5,000 invested every month for the last 5 years (₹3,00,000 in total) is worth ₹3,62,949 at the latest NAV, an XIRR of 7.75% a year.
How much more does the Regular plan of Kotak Credit Risk Fund cost?
Over 3 years, ₹1 lakh grew to ₹1,27,970 in the Direct plan and ₹1,24,453 in the Regular plan. The gap is the distributor commission, which the Regular plan pays out of the fund.
Which category is Kotak Credit Risk Fund in?
Kotak Credit Risk Fund is a Credit Risk Fund scheme from Kotak Mahindra Mutual Fund.
NAVs from AMFI; index levels from NSE. Returns are past performance and do not indicate future returns. For information only; not investment advice.