Arthneeti

Aryaman Financial Services Share Price & Earnings Call Analysis

₹665.00+0.23% today
Market cap
₹814 Cr
P/E
27.45
ROE
20.45%
PEG
0.29
Price to sales
11.75
Debt to equity
0.00
52W high / low
₹786 / ₹566
Sales growth (5Y)
-9.38%
EBITDA margin
61.29%
Net profit margin
45.18%
Promoter holding
63.92%
Sales (last year)
₹69 Cr

Incorporated in 1994, Aryaman Financial Services Ltd is in the business of Merchant Banking, Investments (Strategic & Non Strategic)[1]

Potential multibaggers · Q2 FY27

Potential multibaggers in Finance
on management's own guidance

  1. Strong growth
    2
  2. Strong growth
    1
  3. Strong growth
    3
See all potential multibaggersWhere does Aryaman Financial Services rank?

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Ranks describe management commentary on revenue and margin from the latest earnings call. Not investment advice.

Peers

Finance companies ranked on guidance

#CompanyRevenue guidedMargin guidedMarket capP/E
140%+Up 2%+₹2,632 Cr69.0
240%+Up 2%+₹458 Cr23.7
340%+Up 0–2%₹877 Cr29.8
440%+Flat₹40,658 Cr37.4
540%+Flat₹16,070 Cr70.5
640%+Flat₹13,546 Cr—

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Financials of Aryaman Financial Services

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of Aryaman Financial Services

Quarterly Results

Quarter-by-quarter operating performance

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue +12.5211.5031.6516.736.2710.9724.8637.5839.4528.7918.9819.9510.48
Interest0.900.920.930.930.981.041.020.930.610.650.250.010.00
Expenses +15.4010.1810.318.345.173.8916.0611.4628.7813.717.2210.065.62
Financing Profit-3.780.4020.417.460.126.047.7825.1910.0614.4311.519.884.86
Financing Margin %-30.19%3.48%64.49%44.59%1.91%55.06%31.30%67.03%25.50%50.12%60.64%49.52%46.37%
Other Income +0.710.730.850.871.441.131.280.652.171.251.751.811.40
Depreciation0.040.040.040.040.020.030.040.040.040.050.070.060.06
Profit before tax-3.111.0921.228.291.547.149.0225.8012.1915.6313.1911.636.20
Tax %-4.18%24.77%12.96%16.16%16.23%14.43%23.61%16.24%13.04%15.42%21.99%23.82%7.10%
Net Profit +-2.990.8118.466.951.286.116.8921.6110.5913.2210.298.875.76
EPS in Rs-1.840.639.234.420.823.144.5212.196.838.206.575.633.75
Gross NPA %
Net NPA %

Financials of Aryaman Financial Services

Profit & Loss

Annual income statement trend

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue +9132839878913885567011878
Interest000123323441
Expenses +812253582851347446346037
Financing Profit113431196325441
Financing Margin %6%8%12%10%3%2%1%10%12%46%46%52%
Other Income +000000000006
Depreciation000000000000
Profit before tax113421186325447
Tax %25%25%24%22%26%29%23%11%19%14%17%18%
Net Profit +012321185284538
EPS in Rs0.350.612.052.411.520.780.663.993.3615.1125.7724.14
Dividend Payout %0%0%0%0%0%0%0%0%0%0%0%0%

Financials of Aryaman Financial Services

Balance Sheet

Capital structure and asset base

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital111112121212121212121212
Reserves561417191824304461116148
Borrowing10318323328314146280
Other Liabilities +458181614202636416877
Total Liabilities2122376579778399133160225237
Fixed Assets +223222222223
CWIP000000000000
Investments76243528213039586297134
Other Assets +12141128495451587396125101
Total Assets2122376579778399133160225237

Financials of Aryaman Financial Services

Cash Flows

Operating, investing and financing cash movement

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +1-06-7-17-5141711264634
Cash from Investing Activity +-22-11-7862-31-6-12-28
Cash from Financing Activity +3-151412-2-8072-8-29
Net Cash Flow11002-2814192126-23
Free Cash Flow1-16-7-18-6141710264633
CFO/OP81%-36%187%-117%-318%-116%346%155%123%83%88%102%

Financials of Aryaman Financial Services

Ratios

Working capital efficiency and return ratios

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %3%4%11%10%6%3%2%12%8%27%31%20%
29out of 100

Momentum score · price trend

29 out of 100 — Cooling

Over the past year its share price has done worse than most of the stocks we track.

PeriodShare price changeBetter than … of 1,910 stocks
Last 12 months−18.0%39%
Last 6 months+7.1%65%
Last 3 months+14.5%86%

The price is 38.7% below its all-time high of ₹1,082.5 (22 Aug 2025). Stocks more than 20% below their peak have their score halved, so 59 became 29.

How we calculate it

“Better than 30%” means that over that period the share price did better than 30 out of every 100 stocks we track (1,910 Indian companies worth ₹500 Cr or more, with at least a year of prices).

The score weighs the longer periods more: 40% × 12-month + 40% × 6-month + 20% × 3-month. For Aryaman Financial Services: 0.4 × 39 + 0.4 × 65 + 0.2 × 86 = 59, halved to 29 because the price is more than 20% below its all-time high.

Strengthening is 70 and above, Steady 40 to 70, Cooling below 40. Scores are recalculated every night after the market closes.

Full methodology →

This describes only how the share price has moved up to 2 Nov 2026, compared with other stocks. It says nothing about the business, and it is not a prediction, a price target or a recommendation to buy or sell.

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