Arthneeti

Bengal & Assam Company Share Price & Earnings Call Analysis

₹5,673.50+0.03% today
Market cap
₹6,470 Cr
P/E
8.41
ROE
8.11%
PEG
-1.80
Price to sales
2.66
Debt to equity
0.06
52W high / low
₹7,776 / ₹5,440
Sales growth (5Y)
-25.12%
EBITDA margin
15.63%
Net profit margin
34.56%
Promoter holding
72.87%
Sales (last year)
₹2,437 Cr

Bengal & Assam Company Limited is a Core Investment Company registered with the RBI. Its objective is to hold investments in its subsidiaries, other group companies, money market mutual funds etc., as prescribed by the RBI. [1]

Potential multibaggers · Q2 FY27

Potential multibaggers in Finance
on management's own guidance

  1. Strong growth
    2
  2. Strong growth
    1
  3. Strong growth
    3
See all potential multibaggersWhere does Bengal & Assam rank?

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Ranks describe management commentary on revenue and margin from the latest earnings call. Not investment advice.

Peers

Finance companies ranked on guidance

#CompanyRevenue guidedMargin guidedMarket capP/E
140%+Up 2%+₹2,632 Cr69.0
240%+Up 2%+₹458 Cr23.7
340%+Up 0–2%₹877 Cr29.8
440%+Flat₹40,658 Cr37.4
540%+Flat₹16,070 Cr70.5
640%+Flat₹13,546 Cr—

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Financials of Bengal & Assam

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of Bengal & Assam

Quarterly Results

Quarter-by-quarter operating performance

Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Revenue +3,9934,1034,2414,3773,777523528590489521573642531
Interest1291351291191061010101113121311
Expenses +3,6193,6223,7103,6973,224413445432421428472451494
Financing Profit2453464025614471007314857808817826
Financing Margin %6%8%9%13%12%19%14%25%12%15%15%28%5%
Other Income +19120118143,0982917243931273922
Depreciation1141201201221141717171717161616
Profit before tax3224272994523,4311117315480939920133
Tax %16%19%33%32%11%25%28%20%29%28%28%20%22%
Net Profit +2723453784373,062317256128140231258226156
EPS in Rs212.38253.91263.66283.682,622.08275.57219.90112.86117.57197.56219.05191.94134.98
Gross NPA %
Net NPA %

Financials of Bengal & Assam

Profit & Loss

Annual income statement trend

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Revenue +1,2511,3711,4381,5601,53112,53411,11910,43913,60916,52112,9622,1872,268
Interest868494931645746095044494883644450
Expenses +1,1331,2051,2431,2831,24711,1519,8428,93712,27814,90311,0441,7271,846
Financing Profit31821011831208096689988821,1301,553417372
Financing Margin %2%6%7%12%8%6%6%10%6%7%12%19%16%
Other Income +10127262829-33-845226-72,92952119
Depreciation33343740423674234284284563736865
Profit before tax9974901711084091616224796674,109400426
Tax %22%19%24%24%29%34%-85%38%35%32%16%25%
Net Profit +771782503452074575226787311,0714,194755870
EPS in Rs83.65199.70279.03382.63231.31415.28402.92450.08555.74830.103,445.53648.25743.53
Dividend Payout %6%4%4%3%4%3%4%2%3%3%1%8%

Financials of Bengal & Assam

Balance Sheet

Capital structure and asset base

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital999991111111111111111
Reserves5221,2741,5141,8132,0052,9913,3633,9044,5335,5029,0529,75010,199
Borrowing3714104444223486,4746,0935,1105,5275,185422556559
Other Liabilities +3033143283474164,7344,8335,4186,1556,5279521,0191,056
Total Liabilities1,2052,0062,2942,5912,77714,21114,30014,44316,22617,22610,43711,33611,826
Fixed Assets +3763553773663916,7016,8106,6476,8416,931461480472
CWIP4932011287295328136232222624
Investments5641,2891,5081,7031,9841,8192,0852,4232,7493,6029,0909,86910,322
Other Assets +2613534065023915,4045,1105,0456,5006,4608649621,008
Total Assets1,2052,0062,2942,5912,77714,21114,30014,44316,22617,22610,43711,33611,826

Financials of Bengal & Assam

Cash Flows

Operating, investing and financing cash movement

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity +1391091441131029931,5001,7803511,4371,817294
Cash from Investing Activity +44-105-10254-163-368-359-177-188-647-1,392-286
Cash from Financing Activity +-183-3-37-17264-567-1,184-1,567-144-778-59039
Net Cash Flow-014-5358-43371912-16547
Free Cash Flow195858870526691,1581,582-59571,246267
CFO/OP140%78%87%59%51%81%123%126%36%102%111%82%

Financials of Bengal & Assam

Ratios

Working capital efficiency and return ratios

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
ROE %4%19%17%20%10%15%16%14%15%19%22%8%
17out of 100

Momentum score · price trend

17 out of 100 — Cooling

Over the past year its share price has done worse than most of the stocks we track.

PeriodShare price changeBetter than … of 1,910 stocks
Last 12 months−27.0%27%
Last 6 months−12.2%35%
Last 3 months−8.6%49%

The price is 43.7% below its all-time high of ₹10,077.55 (2 Feb 2024). Stocks more than 20% below their peak have their score halved, so 34 became 17.

How we calculate it

“Better than 30%” means that over that period the share price did better than 30 out of every 100 stocks we track (1,910 Indian companies worth ₹500 Cr or more, with at least a year of prices).

The score weighs the longer periods more: 40% × 12-month + 40% × 6-month + 20% × 3-month. For Bengal & Assam: 0.4 × 27 + 0.4 × 35 + 0.2 × 49 = 34, halved to 17 because the price is more than 20% below its all-time high.

Strengthening is 70 and above, Steady 40 to 70, Cooling below 40. Scores are recalculated every night after the market closes.

Full methodology →

This describes only how the share price has moved up to 2 Nov 2026, compared with other stocks. It says nothing about the business, and it is not a prediction, a price target or a recommendation to buy or sell.

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