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Can Fin Homes Q2 FY27 Share Price & Earnings Call Analysis

₹719.60-1.70% today
Market cap
₹9,582 Cr
P/E
8.33
ROE
19.66%
PEG
0.40
Price to sales
2.20
Debt to equity
6.09
52W high / low
₹950 / ₹708
Sales growth (5Y)
15.88%
EBITDA margin
91.98%
Net profit margin
25.75%
Promoter holding
29.99%
Sales (last year)
₹4,373 Cr

Guidance scorecard · Q2 FY27 call

What Can Fin Homes's management guided
and where it ranks in Finance

Revenue10–20%MarginsFlatCapexWhat management saidFundraisingPlannedOrder bookRising

RevenueQ2 FY27 call

10–20%
  • The company targets over 20% growth in disbursements for the current and next financial years.
  • AUM (Assets Under Management) is expected to grow by 13%-14% this year and 15%+ next year.
  • Sales team strength is planned to increase from 150 to 250 next year, aiming to generate INR 2,500+ crores business from sales.
  • Digital sourcing is expected to contribute 10% of disbursement by Q4 FY28, enabled by new IT systems.
  • Branch productivity improves over 18-24 months, with new branches gradually increasing contribution.
  • The company anticipates recovering shortfalls caused by IT transformation in the coming quarters.

2 more points from Can Fin Homes's call on revenue

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Full Q2 FY27 analysis

MarginsQ2 FY27 call

Flat

See what Can Fin Homes said on margins — free account, 30 seconds.

Full Q2 FY27 analysis

CapexQ2 FY27 call

  • Focus appears to be on IT transformation, which has been completed as of the date of the document.
  • Additional investment in human resources planned: sales team to increase from 90 to 150 in the current year, targeting 250 next year.
  • Opening of new branches: 25 branches opened recently with plans to add more next year.

2 more points from Can Fin Homes's call on capex

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Full Q2 FY27 analysis

FundraisingQ2 FY27 call

Planned

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Full Q2 FY27 analysis

Order bookQ2 FY27 call

Rising
  • Some business may have been lost due to IT implementation delays, but a significant portion of the pipeline remains, supporting future disbursements.
  • Improvement in inquiry levels and business momentum post IT implementation suggests a robust pipeline.
  • The company expects to cover shortfalls caused by IT upgrades by Q4 2026 through leveraging this pipeline.
Full Q2 FY27 analysis
Full Finance ranking

Ranges are what management guided for revenue growth and margins on the latest earnings call. Not investment advice, and not a forecast of returns.

Potential multibaggers · Q2 FY27

Potential multibaggers in Finance
on management's own guidance

  1. Strong growth
    2
  2. Strong growth
    1
  3. Strong growth
    3
See all potential multibaggersWhere does Can Fin Homes rank?

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Ranks describe management commentary on revenue and margin from the latest earnings call. Not investment advice.

Peers

Finance companies ranked on guidance

#CompanyRevenue guidedMargin guidedMarket capP/E
140%+Up 2%+₹2,742 Cr71.8
240%+Up 2%+₹464 Cr23.9
340%+Up 0–2%₹961 Cr32.7
440%+Flat₹23,820 Cr21.1
540%+Flat₹16,498 Cr72.4
640%+Flat₹15,549 Cr—

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Pro shows every company guiding 40%+ revenue growth →Full Finance ranking

Financials of Can Fin Homes

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Shareholder Pattern

Can Fin Homes

Shareholding breakup across reporting periods.

Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
Promoters +29.99%29.99%29.99%29.99%29.99%29.99%29.99%29.99%29.99%29.99%29.99%29.99%
FIIs +11.06%11.51%11.53%11.68%11.41%12.14%12.10%12.52%13.24%13.37%13.23%12.51%
DIIs +28.46%27.88%27.78%27.51%28.14%24.66%24.53%23.88%24.70%24.61%24.53%23.45%
Public +30.48%30.60%30.71%30.82%30.46%33.20%33.37%33.61%32.07%32.04%32.25%34.04%
No. of Shareholders92,79596,91898,2561,06,5591,11,7181,09,34098,63794,30085,62093,99590,61191,081

Financials of Can Fin Homes

Quarterly Results

Quarter-by-quarter operating performance

Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
Revenue +8719019279319629869991,0201,0491,0731,0741,0961,131
Interest548566584603616636634648639642634659690
Expenses +122777071707882917585839687
Financing Profit201258273258277272282281336345356341354
Financing Margin %23%29%29%28%29%28%28%28%32%32%33%31%31%
Other Income +0110001000200
Depreciation3343334344537
Profit before tax198256270255274269279278332341353339347
Tax %20%22%23%22%23%21%16%19%24%22%2%21%21%
Net Profit +158200209200211212234224251265346268275
EPS in Rs11.8715.0315.7014.9915.8815.9317.5716.8118.8819.8925.9620.1120.62
Gross NPA %0.76%0.91%0.82%0.91%0.88%0.92%0.87%0.98%0.94%0.92%0.85%0.87%
Net NPA %0.43%0.49%0.42%0.49%0.47%0.50%0.46%0.54%0.50%0.49%0.37%0.42%

Financials of Can Fin Homes

Profit & Loss

Annual income statement trend

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue +8161,0831,3531,5181,7272,0302,0181,9882,7423,5233,8794,2174,373
Interest6117448849811,1701,3451,2091,1551,7022,2322,4882,5642,626
Expenses +65839510789158182189205323301334351
Financing Profit1402573734304685286276448359691,0901,3191,397
Financing Margin %17%24%28%28%27%26%31%32%30%28%28%31%32%
Other Income +1114400111012
Depreciation43433910101213131719
Profit before tax1372543704314705186186358249581,0771,3041,380
Tax %37%38%36%34%37%27%26%26%25%22%20%17%
Net Profit +861572352862973764564716217518571,0861,153
EPS in Rs6.4811.8017.6821.4922.2928.2534.2535.3846.6556.3864.3781.5486.58
Dividend Payout %22%17%11%9%9%7%6%8%8%11%19%18%

Financials of Can Fin Homes

Balance Sheet

Capital structure and asset base

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026Sep 2026
Equity Capital27272727272727272727272727
Reserves7458521,0501,4601,7562,1232,5833,0403,6214,3175,0415,9546,391
Borrowing7,3759,44411,87213,92116,88018,74819,29324,64829,06831,86335,28938,25839,078
Other Liabilities +18843343032267145171230355395158143320
Total Liabilities8,33410,75613,37915,73018,72921,04422,07427,94433,07036,60240,51444,38145,815
Fixed Assets +9910101038383545534950181
CWIP00000000001600
Investments151516161624501,1261,4591,4592,3452,1432,141
Other Assets +8,31010,73213,35215,70418,70320,98121,98626,78431,56635,09038,11942,12843,494
Total Assets8,33410,75613,37915,73018,72921,04422,07427,94433,07036,60240,51444,38145,815

Financials of Can Fin Homes

Cash Flows

Operating, investing and financing cash movement

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +53382-2,356-2,018-2,335-1,842-851-3,916-4,044-2,570-2,255-2,910
Cash from Investing Activity +-4-11-7-2-4-13-28-1,380-327-170-785124
Cash from Financing Activity +-55-3712,3632,0192,7391,8265085,2994,3702,7383,0402,787
Net Cash Flow-6-00-1401-29-3722-1-100
Free Cash Flow48379-2,360-2,021-2,338-1,846-854-3,920-4,053-2,589-2,272-2,987

Financials of Can Fin Homes

Ratios

Working capital efficiency and return ratios

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %14%19%24%22%18%19%19%17%18%19%18%20%

Guidance history

How Can Fin Homes's guidance has moved, call by call

CallRevenueMarginsCapexFundraisingOrder book
Q2 FY27 call →10–20%Flat—PlannedRising
Q1 FY27 call →10–20%FlatPlannedPlannedRising
Q4 FY26 call →10–20%FlatPlanned——
Q3 FY26 call →10–20%FlatPlanned—Flat

What management guided on each call, newest first. Not investment advice, and not a forecast of returns.

17out of 100

Momentum score · price trend

17 out of 100 — Cooling

Over the past year its share price has done worse than most of the stocks we track.

PeriodShare price changeBetter than … of 1,910 stocks
Last 12 months−17.7%40%
Last 6 months−16.8%27%
Last 3 months−12.3%39%

The price is 24.3% below its all-time high of ₹950.2 (9 Feb 2026). Stocks more than 20% below their peak have their score halved, so 35 became 17.

How we calculate it

“Better than 30%” means that over that period the share price did better than 30 out of every 100 stocks we track (1,910 Indian companies worth ₹500 Cr or more, with at least a year of prices).

The score weighs the longer periods more: 40% × 12-month + 40% × 6-month + 20% × 3-month. For Can Fin Homes: 0.4 × 40 + 0.4 × 27 + 0.2 × 39 = 35, halved to 17 because the price is more than 20% below its all-time high.

Strengthening is 70 and above, Steady 40 to 70, Cooling below 40. Scores are recalculated every night after the market closes.

Full methodology →

This describes only how the share price has moved up to 30 Oct 2026, compared with other stocks. It says nothing about the business, and it is not a prediction, a price target or a recommendation to buy or sell.

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What Can Fin Homes's management said in earlier quarters

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