Credent Global Finance Share Price & Earnings Call Analysis
- Market cap
- ₹199 Cr
- P/E
- 8.43
- ROE
- 23.50%
- PEG
- 0.15
- Price to sales
- 4.35
- Debt to equity
- 0.76
- 52W high / low
- ₹38.0 / ₹26.4
- EBITDA margin
- 71.08%
- Net profit margin
- 56.80%
- Promoter holding
- 26.03%
- Sales (last year)
- ₹46 Cr
AMPL Capital Ltd (formerly Credent Global Finance Ltd; earlier Oracle Credit Ltd) is a BSE-listed, RBI-registered non-deposit-taking Base-Layer NBFC. The group provides SME/secured-business and gold loans, investment-banking/advisory, wealth management, PMS/AIF and real-estate advisory services.[1]
Potential multibaggers · Q2 FY27
Potential multibaggers in Finance
on management's own guidance
- Strong growth2
- Strong growth1
- Strong growth3
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Ranks describe management commentary on revenue and margin from the latest earnings call. Not investment advice.
Peers
Finance companies ranked on guidance
| # | Company | Revenue guided | Margin guided | Market cap | P/E |
|---|---|---|---|---|---|
| 1 | 40%+ | Up 2%+ | ₹2,632 Cr | 69.0 | |
| 2 | 40%+ | Up 2%+ | ₹458 Cr | 23.7 | |
| 3 | 40%+ | Up 0–2% | ₹877 Cr | 29.8 | |
| 4 | 40%+ | Flat | ₹40,658 Cr | 37.4 | |
| 5 | 40%+ | Flat | ₹16,070 Cr | 70.5 | |
| 6 | 40%+ | Flat | ₹13,546 Cr | — |
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Pro shows every company guiding 40%+ revenue growth →Full Finance rankingFinancials of AMPL Capital
Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.
Financials of AMPL Capital
Quarterly Results
Quarter-by-quarter operating performance
| Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 1 | 1 | 1 | 1 | 3 | 2 | 2 | 2 | 3 | 3 | 2 | 12 | 26 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| Expenses + | 0 | 0 | 0 | 1 | 0 | 1 | 1 | 1 | 2 | 2 | 2 | 1 | 1 |
| Financing Profit | 1 | 0 | 1 | 0 | 2 | 1 | 1 | 1 | 1 | 0 | 0 | 10 | 24 |
| Financing Margin % | 83% | 34% | 44% | 22% | 77% | 36% | 57% | 50% | 32% | 7% | 5% | 88% | 94% |
| Other Income + | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -0 | 0 | 1 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 1 | 0 | 0 | 0 | 2 | 1 | 1 | 1 | 1 | 0 | 1 | 10 | 24 |
| Tax % | 26% | 82% | 28% | 29% | 24% | 58% | 10% | 25% | 35% | 90% | -10% | 25% | 25% |
| Net Profit + | 1 | 0 | 0 | 0 | 1 | 0 | 1 | 1 | 0 | 0 | 1 | 8 | 18 |
| EPS in Rs | 0.11 | 0.00 | 0.06 | 0.02 | 0.28 | 0.05 | 0.17 | 0.16 | 0.09 | 0.00 | 0.11 | 1.49 | 3.50 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Financials of AMPL Capital
Profit & Loss
Annual income statement trend
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 3 | 7 | 10 | 43 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 2 |
| Expenses + | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 5 | 6 |
| Financing Profit | 0 | 0 | -0 | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 4 | 3 | 35 |
| Financing Margin % | 12% | 13% | -68% | 23% | 24% | 52% | 59% | 60% | 72% | 67% | 51% | 34% | 82% |
| Other Income + | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -0 | 0 | 1 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 |
| Profit before tax | 0 | 0 | -0 | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 3 | 3 | 35 |
| Tax % | 0% | 25% | 0% | 33% | 33% | 29% | 24% | 24% | 27% | 29% | 32% | 25% | |
| Net Profit + | 0 | 0 | -0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 2 | 26 |
| EPS in Rs | 0.00 | 0.01 | -0.04 | 0.01 | 0.01 | 0.02 | 0.03 | 0.04 | 0.10 | 0.25 | 0.41 | 0.42 | 5.10 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 26% | 0% | 0% |
Financials of AMPL Capital
Balance Sheet
Capital structure and asset base
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 7 | 10 | 10 | 10 |
| Reserves | 0 | 0 | -0 | -0 | 0 | 0 | 0 | 0 | 1 | 7 | 53 | 54 | 66 |
| Borrowing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 21 | 12 | 17 | 12 |
| Other Liabilities + | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5 | 6 | 8 | 12 |
| Total Liabilities | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 39 | 81 | 89 | 100 |
| Fixed Assets + | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 2 | 2 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 2 | 2 | 2 | 2 | 2 | 0 | 0 | 0 | 0 | 11 | 11 | 19 | 30 |
| Other Assets + | 4 | 4 | 4 | 4 | 4 | 6 | 6 | 6 | 6 | 27 | 70 | 68 | 68 |
| Total Assets | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 39 | 81 | 89 | 100 |
Financials of AMPL Capital
Cash Flows
Operating, investing and financing cash movement
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | 0 | -0 | -1 | 0 | -0 | 0 | -0 | -0 | -0 | -12 | -41 | 9 |
| Cash from Investing Activity + | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -11 | -0 | -9 |
| Cash from Financing Activity + | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 26 | 39 | 2 |
| Net Cash Flow | 0 | -0 | -0 | 0 | -0 | 0 | -0 | 0 | -0 | 3 | -3 | 2 |
| Free Cash Flow | 0 | -0 | -1 | 0 | -0 | 0 | -0 | -0 | -0 | -12 | -41 | 9 |
| CFO/OP | 1,800% | -1,200% | 312% | 233% | -400% | 43% | 12% | -181% | -29% | -516% | -909% | 205% |
Financials of AMPL Capital
Ratios
Working capital efficiency and return ratios
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 0% | 0% | -3% | 1% | 1% | 2% | 2% | 3% | 7% | 13% | 6% | 3% |
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