Financials of HDFC Bank Ltd

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of HDFC Bank Ltd

Quarterly Results

Quarter-by-quarter operating performance

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue +47,54851,16875,03978,00879,43481,54683,00285,04086,77987,37286,99487,06787,182
Interest22,60625,95541,25043,24243,69244,58045,41446,91446,98647,70946,74145,82145,220
Expenses +17,77018,47045,34950,53062,93849,69052,07441,30747,70964,49745,16154,14544,028
Financing Profit7,1726,744-11,560-15,764-27,196-12,723-14,487-3,181-7,916-24,833-4,908-12,899-2,066
Financing Margin %15%13%-15%-20%-34%-16%-17%-4%-9%-28%-6%-15%-2%
Other Income +9,6109,85332,52837,00744,95835,45038,45527,15433,48945,68331,56739,86029,737
Depreciation0000000000000
Profit before tax16,78316,59720,96721,24317,76122,72723,96823,97325,57320,85026,65926,96127,672
Tax %25%25%17%17%-1%24%22%24%25%18%24%23%24%
Net Profit +12,63412,40317,31217,71818,01317,18818,62718,34019,28517,09020,36420,69121,074
EPS in Rs11.2911.0611.0911.3711.6010.8311.6811.5412.3110.6012.7612.8713.22
Gross NPA %
Net NPA %

Financials of HDFC Bank Ltd

Profit & Loss

Annual income statement trend

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue +50,66663,16273,27185,288105,161122,189128,552135,936170,754283,649336,367348,615
Interest27,28834,07038,04242,38153,71362,13759,24858,58477,780154,139183,894185,491
Expenses +16,16420,05523,85629,53234,85645,45952,45756,55763,042174,196186,974207,830
Financing Profit7,2149,03711,37413,37416,59214,59316,84820,79529,932-44,685-34,501-44,706
Financing Margin %14%14%16%16%16%12%13%15%18%-16%-10%-13%
Other Income +9,54611,21212,90516,05718,94724,87927,33331,75933,912124,346134,548146,848
Depreciation6807388869671,2211,2771,3851,6812,3453,0923,8050
Profit before tax16,07919,51123,39328,46434,31838,19542,79650,87361,49876,56996,242102,141
Tax %33%34%35%35%35%29%26%25%25%15%24%22%
Net Profit +10,70312,82115,31718,56122,44627,29631,85738,15146,14965,44673,44079,219
EPS in Rs10.6612.6614.9117.8320.5024.8528.8734.3141.2242.1646.2649.39
Dividend Payout %19%19%18%18%18%5%11%23%23%23%24%31%

Financials of HDFC Bank Ltd

Balance Sheet

Capital structure and asset base

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital5015065135195455485515555587607651,539
Reserves62,65373,79891,281109,080153,128175,810209,259246,772288,880455,636521,024579,975
Deposits450,284545,873643,134788,375922,5031,146,2071,333,7211,558,0031,882,6632,376,8872,710,8983,099,638
Borrowing59,478103,71498,416156,442157,733186,834177,697226,966256,549730,615634,606588,485
Other Liabilities +34,18138,32159,00048,77058,89871,43078,27990,639101,783466,296524,817638,404
Total Liabilities607,097762,212892,3441,103,1861,292,8061,580,8301,799,5072,122,9342,530,4324,030,1944,392,1104,908,041
Fixed Assets +3,2253,6674,0004,0084,3694,7765,2486,4328,43112,60415,25816,492
CWIP000000000000
Investments149,454193,634210,777238,461289,446389,305438,823449,264511,5821,005,6821,186,4731,280,216
Other Assets +454,417564,912677,567860,717998,9911,186,7501,355,4351,667,2382,010,4193,011,9093,190,3793,611,333
Total Assets607,097762,212892,3441,103,1861,292,8061,580,8301,799,5072,122,9342,530,4324,030,1944,392,1104,908,041

Financials of HDFC Bank Ltd

Cash Flows

Operating, investing and financing cash movement

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +-21,281-34,43517,28217,214-62,872-16,86942,476-11,96020,81419,069127,242113,506
Cash from Investing Activity +-800-837-1,146-842-1,503-1,403-1,823-2,051-2,99216,600-3,6516,363
Cash from Financing Activity +18,69437,815-5,89357,37823,13124,394-7,32148,12423,941-3,983-102,478-59,005
Net Cash Flow-3,3872,54210,24273,750-41,2446,12233,33234,11341,76231,68721,11360,864
Free Cash Flow-22,020-35,30116,13416,377-64,470-18,48640,796-14,17617,39014,882123,267110,144
CFO/OP-45%-63%51%49%-72%-8%73%4%35%38%98%97%

Financials of HDFC Bank Ltd

Ratios

Working capital efficiency and return ratios

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %20%19%18%18%17%16%16%17%17%17%14%14%