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Capital Small Finance Bank Ltd

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Capital Small Finance Bank Q2 Results 2026 (FY27) investor presentation: Revenue & Margins

Q2 FY27 investor presentation: what the company reported on revenue, margins and capex.

Price₹264
Market cap₹1.2K Cr
P/E7.9
Updated29 Oct 2026
Read3 min read

Based on Capital Small Finance Bank Ltd's Q2 FY27 investor presentation. The company has not published an earnings-call transcript for this quarter, so figures here are what the investor presentation reports, not management guidance.

The short version

Quarterly Revenue / Sales Figures Q2FY27: - Net Interest Income: INR 139 Crores (24% YoY increase from INR 112 Crores in Q2FY26) - Other Income: INR 30 Crores (25% YoY increase from INR 24 Crore EBITDA (Pre-Provision Operating Profit, PPOP) for Q2FY27: ₹68 Crores, a 31% year-on-year (YoY) increase from ₹52 Crores in Q2FY26.

From Capital Small Finance Bank Ltd's Q2 FY27 earnings-call transcript · updated 29 Oct 2026.

Revenue & Sales Performance

  • Quarterly Revenue / Sales Figures Q2FY27:
  • Net Interest Income: INR 139 Crores (24% YoY increase from INR 112 Crores in Q2FY26)
  • Other Income: INR 30 Crores (25% YoY increase from INR 24 Crores in Q2FY26)
  • Profit After Tax (PAT): INR 46 Crores (31% YoY increase from INR 35 Crores in Q2FY26)
  • Pre-Provision Operating Profit (PPOP): INR 68 Crores (31% YoY increase from INR 52 Crores in Q2FY26)
  • Advances: INR 9,755 Crores (23.4% YoY growth)
  • Deposits: INR 10,831 Crores (16.2% YoY growth)
  • Volume Metrics:
  • Disbursement in Q2FY27: INR 1,095 Crores (36% increase over FY26)
  • MSME/Business Segment grew 51% YoY
  • Explicit Outlook:
  • Vision to double advance book by 2029

2 more points from Capital Small Finance Bank Ltd's call on revenue

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Profitability & Margins

See what Capital Small Finance Bank Ltd said on profitability & margins — free account, 30 seconds.

Capital Expenditure Plans

It primarily focuses on: - Branch expansion plans: Scaling up new branch openings to increase presence in contiguous states such as UP and Gujarat, with a target of 30%+ branches outside Punjab by 2029. - Digital infrastructure: Enhancing customer experience through technology and digital channels, aiming to deepen customer engagement and increase digital transaction share to 90% by Q2FY27. - Operational scaling: Improving operating efficiency through scaling and increasing the proportion of matured branches.

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Rank buckets describe management commentary on revenue and margin. Not investment advice, and not a forecast of returns.

Fundraising & Capital Structure

See what Capital Small Finance Bank Ltd said on fundraising & capital structure — free account, 30 seconds.

Order Book & Pipeline

See what Capital Small Finance Bank Ltd said on order book & pipeline — free account, 30 seconds.

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What Capital Small Finance Bank Ltd's management said in earlier quarters

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Frequently Asked Questions

What were Capital Small Finance Bank Ltd Q2 FY27 results?

Quarterly Revenue / Sales Figures Q2FY27: - Net Interest Income: INR 139 Crores (24% YoY increase from INR 112 Crores in Q2FY26) - Other Income: INR 30 Crores (25% YoY increase from INR 24 Crore EBITDA (Pre-Provision Operating Profit, PPOP) for Q2FY27: ₹68 Crores, a 31% year-on-year (YoY) increase from ₹52 Crores in Q2FY26.

What is Capital Small Finance Bank Ltd share price analysis?

Capital Small Finance Bank Ltd currently shows a neutral. The stock trades at a P/E of 7.9 with a market cap of ₹1,199 Cr. Investors should review the full earnings analysis for detailed insights.

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This analysis is AI-generated based on publicly available earnings data and the company's investor presentation. This is not investment advice. Please consult a SEBI-registered advisor before making investment decisions.