Financials of DCB Bank Ltd

Quarterly Results, Profit & Loss, Balance Sheet, Cash Flows, and Ratios are shown below as separate sections.

Financials of DCB Bank Ltd

Quarterly Results

Quarter-by-quarter operating performance

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue +1,1791,2381,3061,3741,4451,4891,5681,6711,7421,8141,8231,8611,907
Interest6937678309009379931,0591,1281,1841,2331,2271,2361,252
Expenses +417407412427434463504523539605539597594
Financing Profit69646347733452019-24572762
Financing Margin %6%5%5%3%5%2%0%1%1%-1%3%1%3%
Other Income +122107107124136143205184219236186221212
Depreciation0000000000000
Profit before tax191171171171210177210204238212243249273
Tax %26%26%26%26%26%26%26%26%26%26%24%26%25%
Net Profit +142127127127156131155151177157184185206
EPS in Rs4.574.074.064.064.984.194.964.835.635.005.845.746.39
Gross NPA %3.19%3.26%3.36%3.43%3.23%3.33%3.29%3.11%2.99%2.98%2.91%2.72%2.45%
Net NPA %1.04%1.19%1.28%1.22%1.11%1.18%1.17%1.18%1.12%1.22%1.21%1.10%0.89%

Financials of DCB Bank Ltd

Profit & Loss

Annual income statement trend

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue +1,4221,6982,0762,4133,0413,5373,4583,5134,2005,3626,4717,404
Interest9141,0791,2791,4181,8922,2722,1722,1552,4833,4344,3644,948
Expenses +4435507008669491,1131,2231,3561,4221,5861,9272,335
Financing Profit667097129201152641295342180122
Financing Margin %5%4%5%5%7%4%2%0%7%6%3%2%
Other Income +166220249310350391446452409474751855
Depreciation232939534451576477941010
Profit before tax208261307386507492453390628722829977
Tax %8%26%35%36%36%31%26%26%26%26%26%25%
Net Profit +191195200245325338336288466536615732
EPS in Rs6.786.847.007.9610.5110.8910.819.2514.9517.1319.5822.73
Dividend Payout %0%0%7%9%10%0%0%11%8%7%7%6%

Financials of DCB Bank Ltd

Balance Sheet

Capital structure and asset base

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital282284285308310310311311312313314322
Reserves1,3071,5081,9202,5002,8063,1123,4483,7384,2554,7585,3766,208
Deposits12,67414,92619,28924,00728,43530,37029,70434,69241,23949,35360,03172,583
Borrowing1,0991,1481,2761,9272,7233,4084,4824,0824,1186,2199,1156,086
Other Liabilities +7711,2521,2761,4811,5181,3051,6571,9702,4432,3931,9732,870
Total Liabilities16,13219,11924,04630,22235,79238,50539,60244,79352,36663,03776,81088,069
Fixed Assets +237248489494526546569608783841832989
CWIP0000000534424660
Investments3,9624,3335,8186,2197,8447,7428,4149,05112,58216,21120,15020,378
Other Assets +11,93314,53717,74023,50927,42230,21830,62035,08138,95745,96155,76166,702
Total Assets16,13219,11924,04630,22235,79238,50539,60244,79352,36663,03776,81088,069

Financials of DCB Bank Ltd

Cash Flows

Operating, investing and financing cash movement

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity +-496220240230-281171-1,5021,606-1,566485-4416,640
Cash from Investing Activity +-29-41-71-59-76-72-79-157-165-1,858-2,792-2,141
Cash from Financing Activity +554-61321,0097796541,075-39882,0702,865-2,977
Net Cash Flow301723011,180421752-5071,051-1,722697-3671,522
Free Cash Flow-525179169171-35899-1,5821,449-1,730352-5766,551
CFO/OP-51%13%26%24%-3%14%-59%83%-53%17%-5%136%

Financials of DCB Bank Ltd

Ratios

Working capital efficiency and return ratios

Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %14%12%10%10%11%10%9%7%11%11%11%12%